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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in OK - Oklahoma FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Oklahoma Mortgages

2022 FHA Loan Limits for Oklahoma

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Oklahoma are below.

County Name One Family Two Family Three Family Four Family
Adair One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Alfalfa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Atoka One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Beaver One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Beckham One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Blaine One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bryan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Caddo One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Canadian One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cherokee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Choctaw One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cimarron One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cleveland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Coal One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Comanche One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cotton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Craig One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Creek One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Custer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Delaware One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dewey One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ellis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Garfield One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Garvin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grady One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grant One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harmon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harper One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Haskell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hughes One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Johnston One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kingfisher One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kiowa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Latimer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Le Flore One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Logan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Love One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Major One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marshall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mayes One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcclain One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mccurtain One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcintosh One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Murray One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Muskogee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Noble One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Nowata One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Okfuskee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Oklahoma One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Okmulgee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Osage One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ottawa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pawnee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Payne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pittsburg One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pontotoc One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pottawatomie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pushmataha One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Roger Mills One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rogers One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Seminole One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sequoyah One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stephens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Texas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tillman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tulsa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wagoner One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washita One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Woods One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Woodward One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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