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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in OK - Oklahoma FHA Mortgage

Oklahoma Mortgages

2024 FHA Loan Limits for Oklahoma

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Oklahoma are below.

Select County
County Name One Family Two Family Three Family Four Family
Adair One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Alfalfa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Atoka One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Beaver One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Beckham One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Blaine One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bryan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Caddo One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Canadian One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Carter One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cherokee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Choctaw One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cimarron One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cleveland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Coal One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Comanche One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cotton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Craig One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Creek One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Custer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Delaware One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dewey One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ellis One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Garfield One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Garvin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grady One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grant One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Harmon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Harper One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Haskell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hughes One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jackson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Johnston One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kay One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kingfisher One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kiowa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Latimer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Le Flore One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lincoln One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Logan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Love One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Major One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marshall One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mayes One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mcclain One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mccurtain One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mcintosh One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Murray One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Muskogee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Noble One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Nowata One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Okfuskee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Oklahoma One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Okmulgee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Osage One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ottawa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pawnee One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Payne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pittsburg One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pontotoc One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pottawatomie One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pushmataha One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Roger Mills One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rogers One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Seminole One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sequoyah One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stephens One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Texas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Tillman One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Tulsa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wagoner One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washita One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Woods One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Woodward One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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