Current FHA Mortgage Rates in TN - Tennessee FHA Mortgage

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Tennessee Mortgages

2022 FHA Loan Limits for Tennessee

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Tennessee are below.

County Name One Family Two Family Three Family Four Family
Anderson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bedford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Benton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bledsoe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Blount One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bradley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Campbell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cannon One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Carroll One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cheatham One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Chester One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Claiborne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cocke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Coffee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crockett One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cumberland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Davidson One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Decatur One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dekalb One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dickson One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Dyer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fayette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fentress One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gibson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Giles One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grainger One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greene One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grundy One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hamblen One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hamilton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hancock One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hardeman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hardin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hawkins One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Haywood One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Henderson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Henry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hickman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Houston One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Humphreys One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Johnson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Knox One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lake One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lauderdale One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lawrence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lewis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Loudon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Macon One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Madison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marshall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Maury One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Mcminn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcnairy One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Meigs One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Moore One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morgan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Obion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Overton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Perry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pickett One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Polk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Putnam One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rhea One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Roane One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Robertson One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Rutherford One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Scott One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sequatchie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sevier One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Shelby One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Smith One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Stewart One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sullivan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sumner One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Tipton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Trousdale One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Unicoi One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Van Buren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Warren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Weakley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
White One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Williamson One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
Wilson One Family$694,600 Two Family$889,200 Three Family$1,074,850 Four Family$1,335,800
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