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Current FHA Mortgage Rates in Rhode Island : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Rhode Island

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3.375% Rate

FHA 30 Yr.

3.734% APR

$884 / month (est)

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Updated 5/25/2018

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4.875% Rate

FHA 30 Yr.

5.715% APR

$1,210 / month (est)

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Updated 5/26/2018

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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 5/25/2018

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5.125% Rate

FHA 30 Yr.

5.973% APR

$1,242 / month (est)

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Updated 5/26/2018

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4.250% Rate

FHA 30 Yr.

4.589% APR

$984 / month (est)

Updated 5/22/2018

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4.250% Rate

FHA 30 Yr.

4.987% APR

$1,135 / month (est)

Updated 5/25/2018

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Rhode Island Mortgages

2018 FHA Loan Limits for Rhode Island

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Rhode Island, the FHA loan limit is at $431,250 for all counties.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Rhode Island are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bristol$431,250$552,050$667,350$829,350
Kent$431,250$552,050$667,350$829,350
Newport$431,250$552,050$667,350$829,350
Providence$431,250$552,050$667,350$829,350
Washington$431,250$552,050$667,350$829,350