Current FHA Mortgage Rates in Rhode Island : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Rhode Island Mortgages

2020 FHA Loan Limits for Rhode Island

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Rhode Island are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BristolOne Family$460,000Two Family$588,850Three Family$711,800Four Family$884,600
KentOne Family$460,000Two Family$588,850Three Family$711,800Four Family$884,600
NewportOne Family$460,000Two Family$588,850Three Family$711,800Four Family$884,600
ProvidenceOne Family$460,000Two Family$588,850Three Family$711,800Four Family$884,600
WashingtonOne Family$460,000Two Family$588,850Three Family$711,800Four Family$884,600
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