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FHA Mortgage Refinance rates in Iowa

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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 7/18/2018

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4.875% Rate

FHA 30 Yr.

5.715% APR

$1,210 / month (est)

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Updated 7/19/2018

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5.125% Rate

FHA 30 Yr.

5.973% APR

$1,242 / month (est)

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Updated 7/19/2018

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Iowa Mortgages

2018 FHA Loan Limits for Iowa

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Iowa, the FHA loan limit is at $294,515 for all counties.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Iowa are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair$294,515$377,075$455,800$566,425
Adams$294,515$377,075$455,800$566,425
Allamakee$294,515$377,075$455,800$566,425
Appanoose$294,515$377,075$455,800$566,425
Audubon$294,515$377,075$455,800$566,425
Benton$294,515$377,075$455,800$566,425
Black Hawk$294,515$377,075$455,800$566,425
Boone$294,515$377,075$455,800$566,425
Bremer$294,515$377,075$455,800$566,425
Buchanan$294,515$377,075$455,800$566,425
Buena Vista$294,515$377,075$455,800$566,425
Butler$294,515$377,075$455,800$566,425
Calhoun$294,515$377,075$455,800$566,425
Carroll$294,515$377,075$455,800$566,425
Cass$294,515$377,075$455,800$566,425
Cedar$294,515$377,075$455,800$566,425
Cerro Gordo$294,515$377,075$455,800$566,425
Cherokee$294,515$377,075$455,800$566,425
Chickasaw$294,515$377,075$455,800$566,425
Clarke$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Clayton$294,515$377,075$455,800$566,425
Clinton$294,515$377,075$455,800$566,425
Crawford$294,515$377,075$455,800$566,425
Dallas$294,515$377,075$455,800$566,425
Davis$294,515$377,075$455,800$566,425
Decatur$294,515$377,075$455,800$566,425
Delaware$294,515$377,075$455,800$566,425
Des Moines$294,515$377,075$455,800$566,425
Dickinson$294,515$377,075$455,800$566,425
Dubuque$294,515$377,075$455,800$566,425
Emmet$294,515$377,075$455,800$566,425
Fayette$294,515$377,075$455,800$566,425
Floyd$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Fremont$294,515$377,075$455,800$566,425
Greene$294,515$377,075$455,800$566,425
Grundy$294,515$377,075$455,800$566,425
Guthrie$294,515$377,075$455,800$566,425
Hamilton$294,515$377,075$455,800$566,425
Hancock$294,515$377,075$455,800$566,425
Hardin$294,515$377,075$455,800$566,425
Harrison$294,515$377,075$455,800$566,425
Henry$294,515$377,075$455,800$566,425
Howard$294,515$377,075$455,800$566,425
Humboldt$294,515$377,075$455,800$566,425
Ida$294,515$377,075$455,800$566,425
Iowa$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jasper$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Johnson$294,515$377,075$455,800$566,425
Jones$294,515$377,075$455,800$566,425
Keokuk$294,515$377,075$455,800$566,425
Kossuth$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Linn$294,515$377,075$455,800$566,425
Louisa$294,515$377,075$455,800$566,425
Lucas$294,515$377,075$455,800$566,425
Lyon$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Mahaska$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Mills$294,515$377,075$455,800$566,425
Mitchell$294,515$377,075$455,800$566,425
Monona$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Muscatine$294,515$377,075$455,800$566,425
O'brien$294,515$377,075$455,800$566,425
Osceola$294,515$377,075$455,800$566,425
Page$294,515$377,075$455,800$566,425
Palo Alto$294,515$377,075$455,800$566,425
Plymouth$294,515$377,075$455,800$566,425
Pocahontas$294,515$377,075$455,800$566,425
Polk$294,515$377,075$455,800$566,425
Pottawattamie$294,515$377,075$455,800$566,425
Poweshiek$294,515$377,075$455,800$566,425
Ringgold$294,515$377,075$455,800$566,425
Sac$294,515$377,075$455,800$566,425
Scott$294,515$377,075$455,800$566,425
Shelby$294,515$377,075$455,800$566,425
Sioux$294,515$377,075$455,800$566,425
Story$294,515$377,075$455,800$566,425
Tama$294,515$377,075$455,800$566,425
Taylor$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Van Buren$294,515$377,075$455,800$566,425
Wapello$294,515$377,075$455,800$566,425
Warren$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
Webster$294,515$377,075$455,800$566,425
Winnebago$294,515$377,075$455,800$566,425
Winneshiek$294,515$377,075$455,800$566,425
Woodbury$294,515$377,075$455,800$566,425
Worth$294,515$377,075$455,800$566,425
Wright$294,515$377,075$455,800$566,425