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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in IA - Iowa FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Iowa Mortgages

2022 FHA Loan Limits for Iowa

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Iowa are below.

County Name One Family Two Family Three Family Four Family
Adair One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Adams One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Allamakee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Appanoose One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Audubon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Benton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Black Hawk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Boone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bremer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Buchanan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Buena Vista One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Butler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Calhoun One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carroll One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cass One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cedar One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cerro Gordo One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cherokee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chickasaw One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clarke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clayton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clinton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crawford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dallas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Davis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Decatur One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Delaware One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Des Moines One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dickinson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dubuque One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Emmet One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fayette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Floyd One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fremont One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greene One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grundy One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Guthrie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hamilton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hancock One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hardin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harrison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Henry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Howard One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Humboldt One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ida One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Iowa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jasper One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Johnson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jones One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Keokuk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kossuth One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Linn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Louisa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lucas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lyon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Madison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mahaska One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marshall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mills One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mitchell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monona One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Muscatine One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
O'brien One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Osceola One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Page One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Palo Alto One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Plymouth One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pocahontas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Polk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pottawattamie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Poweshiek One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ringgold One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sac One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Scott One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Shelby One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sioux One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Story One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tama One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Taylor One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Van Buren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wapello One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Warren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Webster One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Winnebago One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Winneshiek One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Woodbury One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Worth One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wright One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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