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Current FHA Mortgage Rates in Iowa : HSH.com's FHA/VA Showcase

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Iowa Mortgages

2019 FHA Loan Limits for Iowa

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Iowa are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair$314,827$403,125$487,250$605,525
Adams$314,827$403,125$487,250$605,525
Allamakee$314,827$403,125$487,250$605,525
Appanoose$314,827$403,125$487,250$605,525
Audubon$314,827$403,125$487,250$605,525
Benton$314,827$403,125$487,250$605,525
Black Hawk$314,827$403,125$487,250$605,525
Boone$314,827$403,125$487,250$605,525
Bremer$314,827$403,125$487,250$605,525
Buchanan$314,827$403,125$487,250$605,525
Buena Vista$314,827$403,125$487,250$605,525
Butler$314,827$403,125$487,250$605,525
Calhoun$314,827$403,125$487,250$605,525
Carroll$314,827$403,125$487,250$605,525
Cass$314,827$403,125$487,250$605,525
Cedar$314,827$403,125$487,250$605,525
Cerro Gordo$314,827$403,125$487,250$605,525
Cherokee$314,827$403,125$487,250$605,525
Chickasaw$314,827$403,125$487,250$605,525
Clarke$314,827$403,125$487,250$605,525
Clay$314,827$403,125$487,250$605,525
Clayton$314,827$403,125$487,250$605,525
Clinton$314,827$403,125$487,250$605,525
Crawford$314,827$403,125$487,250$605,525
Dallas$314,827$403,125$487,250$605,525
Davis$314,827$403,125$487,250$605,525
Decatur$314,827$403,125$487,250$605,525
Delaware$314,827$403,125$487,250$605,525
Des Moines$314,827$403,125$487,250$605,525
Dickinson$314,827$403,125$487,250$605,525
Dubuque$314,827$403,125$487,250$605,525
Emmet$314,827$403,125$487,250$605,525
Fayette$314,827$403,125$487,250$605,525
Floyd$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Fremont$314,827$403,125$487,250$605,525
Greene$314,827$403,125$487,250$605,525
Grundy$314,827$403,125$487,250$605,525
Guthrie$314,827$403,125$487,250$605,525
Hamilton$314,827$403,125$487,250$605,525
Hancock$314,827$403,125$487,250$605,525
Hardin$314,827$403,125$487,250$605,525
Harrison$314,827$403,125$487,250$605,525
Henry$314,827$403,125$487,250$605,525
Howard$314,827$403,125$487,250$605,525
Humboldt$314,827$403,125$487,250$605,525
Ida$314,827$403,125$487,250$605,525
Iowa$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jasper$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Johnson$314,827$403,125$487,250$605,525
Jones$314,827$403,125$487,250$605,525
Keokuk$314,827$403,125$487,250$605,525
Kossuth$314,827$403,125$487,250$605,525
Lee$314,827$403,125$487,250$605,525
Linn$314,827$403,125$487,250$605,525
Louisa$314,827$403,125$487,250$605,525
Lucas$314,827$403,125$487,250$605,525
Lyon$314,827$403,125$487,250$605,525
Madison$314,827$403,125$487,250$605,525
Mahaska$314,827$403,125$487,250$605,525
Marion$314,827$403,125$487,250$605,525
Marshall$314,827$403,125$487,250$605,525
Mills$314,827$403,125$487,250$605,525
Mitchell$314,827$403,125$487,250$605,525
Monona$314,827$403,125$487,250$605,525
Monroe$314,827$403,125$487,250$605,525
Montgomery$314,827$403,125$487,250$605,525
Muscatine$314,827$403,125$487,250$605,525
O'brien$314,827$403,125$487,250$605,525
Osceola$314,827$403,125$487,250$605,525
Page$314,827$403,125$487,250$605,525
Palo Alto$314,827$403,125$487,250$605,525
Plymouth$314,827$403,125$487,250$605,525
Pocahontas$314,827$403,125$487,250$605,525
Polk$314,827$403,125$487,250$605,525
Pottawattamie$314,827$403,125$487,250$605,525
Poweshiek$314,827$403,125$487,250$605,525
Ringgold$314,827$403,125$487,250$605,525
Sac$314,827$403,125$487,250$605,525
Scott$314,827$403,125$487,250$605,525
Shelby$314,827$403,125$487,250$605,525
Sioux$314,827$403,125$487,250$605,525
Story$314,827$403,125$487,250$605,525
Tama$314,827$403,125$487,250$605,525
Taylor$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Van Buren$314,827$403,125$487,250$605,525
Wapello$314,827$403,125$487,250$605,525
Warren$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525
Wayne$314,827$403,125$487,250$605,525
Webster$314,827$403,125$487,250$605,525
Winnebago$314,827$403,125$487,250$605,525
Winneshiek$314,827$403,125$487,250$605,525
Woodbury$314,827$403,125$487,250$605,525
Worth$314,827$403,125$487,250$605,525
Wright$314,827$403,125$487,250$605,525