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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Current FHA Mortgage Rates in Iowa : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 1/27/2020
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
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Featured lenders
Updated: 1/27/2020
Quicken Loans
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FHA 30 year mortgage rates today from 4.500%

Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.653%
APR
Rate as low as
4.500%
Rate
$ 1,013
Monthly Payment
Show Details
Updated: 1/27/2020
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
Updated: 1/27/2020
Rocket Mortgage
  • A+ Rating with the Better Business Bureau

Iowa Mortgages

2020 FHA Loan Limits for Iowa

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Iowa are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdairOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AdamsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AllamakeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AppanooseOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AudubonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BentonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Black HawkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BooneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BremerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BuchananOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Buena VistaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ButlerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarrollOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CassOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CedarOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Cerro GordoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CherokeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChickasawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClarkeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClaytonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClintonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrawfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DallasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DavisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DecaturOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DelawareOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Des MoinesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DickinsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DubuqueOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EmmetOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FloydOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FremontOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreeneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrundyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GuthrieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HamiltonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HancockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HardinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HarrisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HenryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HowardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HumboldtOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IdaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IowaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JasperOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JohnsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JonesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KeokukOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KossuthOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LinnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LouisaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LucasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LyonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MahaskaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarshallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MillsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MitchellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MononaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MuscatineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
O'brienOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OsceolaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PageOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Palo AltoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PlymouthOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PocahontasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PolkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PottawattamieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PoweshiekOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RinggoldOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SacOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ScottOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShelbyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SiouxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StoryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TamaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TaylorOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Van BurenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WapelloOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WarrenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WayneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WebsterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WinnebagoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WinneshiekOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WoodburyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WorthOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WrightOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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