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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Current FHA Mortgage Rates in IA - Iowa FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Iowa Mortgages

2023 FHA Loan Limits for Iowa

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Iowa are below.

County Name One Family Two Family Three Family Four Family
Adair One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Adams One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Allamakee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Appanoose One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Audubon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Benton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Black Hawk One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Boone One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bremer One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Buchanan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Buena Vista One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Butler One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Calhoun One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Carroll One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cass One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cedar One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cerro Gordo One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cherokee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chickasaw One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clarke One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clay One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clayton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clinton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Crawford One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dallas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Davis One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Decatur One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Delaware One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Des Moines One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dickinson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dubuque One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Emmet One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fayette One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Floyd One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Franklin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fremont One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Greene One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grundy One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Guthrie One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hamilton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hancock One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hardin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Harrison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Henry One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Howard One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Humboldt One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ida One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Iowa One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jackson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jasper One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Johnson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jones One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Keokuk One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Kossuth One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Linn One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Louisa One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lucas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lyon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Madison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mahaska One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Marion One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Marshall One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mills One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mitchell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Monona One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Monroe One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Montgomery One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Muscatine One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
O'brien One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Osceola One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Page One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Palo Alto One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Plymouth One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pocahontas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Polk One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pottawattamie One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Poweshiek One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ringgold One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sac One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Scott One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Shelby One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sioux One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Story One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tama One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Taylor One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Union One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Van Buren One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wapello One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Warren One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Washington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wayne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Webster One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Winnebago One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Winneshiek One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Woodbury One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Worth One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wright One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
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