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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 7/22/2019
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Iowa Mortgages

2019 FHA Loan Limits for Iowa

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Iowa are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdairOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AdamsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AllamakeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AppanooseOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AudubonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BentonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Black HawkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BooneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BremerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BuchananOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Buena VistaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ButlerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CalhounOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarrollOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CassOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CedarOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Cerro GordoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CherokeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChickasawOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClarkeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClaytonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClintonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CrawfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DallasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DavisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DecaturOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DelawareOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Des MoinesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DickinsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DubuqueOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EmmetOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FayetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FloydOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FremontOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GreeneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrundyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GuthrieOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HamiltonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HancockOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HarrisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HenryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HowardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HumboldtOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IdaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IowaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JasperOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeffersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JohnsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JonesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KeokukOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KossuthOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LinnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LouisaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LucasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LyonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MadisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MahaskaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarshallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MillsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MitchellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MononaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MonroeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontgomeryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MuscatineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
O'brienOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OsceolaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PageOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Palo AltoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PlymouthOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PocahontasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PolkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PottawattamieOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PoweshiekOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RinggoldOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SacOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ScottOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShelbyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SiouxOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StoryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TamaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TaylorOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Van BurenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WapelloOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WarrenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WayneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WebsterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WinnebagoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WinneshiekOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WoodburyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WorthOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WrightOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525