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FHA Mortgage Refinance rates in Kentucky

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4.125% Rate

FHA 30 Yr.

4.859% APR

$1,120 / month (est)

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Updated 6/19/2018

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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 6/18/2018

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4.875% Rate

FHA 30 Yr.

5.715% APR

$1,210 / month (est)

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Updated 6/19/2018

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5.125% Rate

FHA 30 Yr.

5.973% APR

$1,242 / month (est)

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Updated 6/19/2018

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Kentucky Mortgages

2018 FHA Loan Limits for Kentucky

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Kentucky, 113 counties have a FHA loan limit at $294,515 and the remaining 7 counties are at $304,750.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Kentucky are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair$294,515$377,075$455,800$566,425
Allen$294,515$377,075$455,800$566,425
Anderson$294,515$377,075$455,800$566,425
Ballard$294,515$377,075$455,800$566,425
Barren$294,515$377,075$455,800$566,425
Bath$294,515$377,075$455,800$566,425
Bell$294,515$377,075$455,800$566,425
Boone$294,515$377,075$455,800$566,425
Bourbon$294,515$377,075$455,800$566,425
Boyd$294,515$377,075$455,800$566,425
Boyle$294,515$377,075$455,800$566,425
Bracken$294,515$377,075$455,800$566,425
Breathitt$294,515$377,075$455,800$566,425
Breckinridge$294,515$377,075$455,800$566,425
Bullitt$304,750$390,100$471,550$586,050
Butler$294,515$377,075$455,800$566,425
Caldwell$294,515$377,075$455,800$566,425
Calloway$294,515$377,075$455,800$566,425
Campbell$294,515$377,075$455,800$566,425
Carlisle$294,515$377,075$455,800$566,425
Carroll$294,515$377,075$455,800$566,425
Carter$294,515$377,075$455,800$566,425
Casey$294,515$377,075$455,800$566,425
Christian$294,515$377,075$455,800$566,425
Clark$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Clinton$294,515$377,075$455,800$566,425
Crittenden$294,515$377,075$455,800$566,425
Cumberland$294,515$377,075$455,800$566,425
Daviess$294,515$377,075$455,800$566,425
Edmonson$294,515$377,075$455,800$566,425
Elliott$294,515$377,075$455,800$566,425
Estill$294,515$377,075$455,800$566,425
Fayette$294,515$377,075$455,800$566,425
Fleming$294,515$377,075$455,800$566,425
Floyd$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Fulton$294,515$377,075$455,800$566,425
Gallatin$294,515$377,075$455,800$566,425
Garrard$294,515$377,075$455,800$566,425
Grant$294,515$377,075$455,800$566,425
Graves$294,515$377,075$455,800$566,425
Grayson$294,515$377,075$455,800$566,425
Green$294,515$377,075$455,800$566,425
Greenup$294,515$377,075$455,800$566,425
Hancock$294,515$377,075$455,800$566,425
Hardin$294,515$377,075$455,800$566,425
Harlan$294,515$377,075$455,800$566,425
Harrison$294,515$377,075$455,800$566,425
Hart$294,515$377,075$455,800$566,425
Henderson$294,515$377,075$455,800$566,425
Henry$304,750$390,100$471,550$586,050
Hickman$294,515$377,075$455,800$566,425
Hopkins$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jefferson$304,750$390,100$471,550$586,050
Jessamine$294,515$377,075$455,800$566,425
Johnson$294,515$377,075$455,800$566,425
Kenton$294,515$377,075$455,800$566,425
Knott$294,515$377,075$455,800$566,425
Knox$294,515$377,075$455,800$566,425
Larue$294,515$377,075$455,800$566,425
Laurel$294,515$377,075$455,800$566,425
Lawrence$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Leslie$294,515$377,075$455,800$566,425
Letcher$294,515$377,075$455,800$566,425
Lewis$294,515$377,075$455,800$566,425
Lincoln$294,515$377,075$455,800$566,425
Livingston$294,515$377,075$455,800$566,425
Logan$294,515$377,075$455,800$566,425
Lyon$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Magoffin$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Martin$294,515$377,075$455,800$566,425
Mason$294,515$377,075$455,800$566,425
Mccracken$294,515$377,075$455,800$566,425
Mccreary$294,515$377,075$455,800$566,425
Mclean$294,515$377,075$455,800$566,425
Meade$294,515$377,075$455,800$566,425
Menifee$294,515$377,075$455,800$566,425
Mercer$294,515$377,075$455,800$566,425
Metcalfe$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Morgan$294,515$377,075$455,800$566,425
Muhlenberg$294,515$377,075$455,800$566,425
Nelson$294,515$377,075$455,800$566,425
Nicholas$294,515$377,075$455,800$566,425
Ohio$294,515$377,075$455,800$566,425
Oldham$304,750$390,100$471,550$586,050
Owen$294,515$377,075$455,800$566,425
Owsley$294,515$377,075$455,800$566,425
Pendleton$294,515$377,075$455,800$566,425
Perry$294,515$377,075$455,800$566,425
Pike$294,515$377,075$455,800$566,425
Powell$294,515$377,075$455,800$566,425
Pulaski$294,515$377,075$455,800$566,425
Robertson$294,515$377,075$455,800$566,425
Rockcastle$294,515$377,075$455,800$566,425
Rowan$294,515$377,075$455,800$566,425
Russell$294,515$377,075$455,800$566,425
Scott$294,515$377,075$455,800$566,425
Shelby$304,750$390,100$471,550$586,050
Simpson$294,515$377,075$455,800$566,425
Spencer$304,750$390,100$471,550$586,050
Taylor$294,515$377,075$455,800$566,425
Todd$294,515$377,075$455,800$566,425
Trigg$294,515$377,075$455,800$566,425
Trimble$304,750$390,100$471,550$586,050
Union$294,515$377,075$455,800$566,425
Warren$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
Webster$294,515$377,075$455,800$566,425
Whitley$294,515$377,075$455,800$566,425
Wolfe$294,515$377,075$455,800$566,425
Woodford$294,515$377,075$455,800$566,425

 
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