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Current FHA Mortgage Rates in Kentucky : HSH.com's FHA/VA Showcase

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Kentucky Mortgages

2019 FHA Loan Limits for Kentucky

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Kentucky are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdairOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AllenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AndersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BallardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BarrenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BathOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BooneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BourbonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BoydOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BoyleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrackenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BreathittOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BreckinridgeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BullittOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
ButlerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CaldwellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CallowayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CampbellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarlisleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarrollOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CaseyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChristianOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClarkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClintonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CrittendenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CumberlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DaviessOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EdmonsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ElliottOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EstillOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FayetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FlemingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FloydOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FultonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GallatinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GarrardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrantOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GravesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GraysonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GreenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GreenupOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HancockOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HarlanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HarrisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HartOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HendersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HenryOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
HickmanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HopkinsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeffersonOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
JessamineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JohnsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KentonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KnottOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KnoxOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LarueOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LaurelOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LawrenceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeslieOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LetcherOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LewisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LincolnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LivingstonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LoganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LyonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MadisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MagoffinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarshallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MartinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MasonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MccrackenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MccrearyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
McleanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MeadeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MenifeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MercerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MetcalfeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MonroeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontgomeryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MorganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MuhlenbergOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NelsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NicholasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OhioOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OldhamOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
OwenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OwsleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PendletonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PerryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PikeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PowellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PulaskiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RobertsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RockcastleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RowanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RussellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ScottOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShelbyOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
SimpsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SpencerOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
TaylorOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ToddOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TriggOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TrimbleOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WarrenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WayneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WebsterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WhitleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WolfeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WoodfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525