dcsimg

Current FHA Mortgage Rates in Delaware : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
Featured lenders
Updated: 7/23/2019
Quicken Loans
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Featured lenders
Updated: 7/23/2019
MelloSmartLoan
  • Save Time, Save Money.
  • Secure and 100% Paperless.
  • In just minutes, we’ll be able to tell you how much you can save in time and money on your loan.

Delaware Mortgages

2019 FHA Loan Limits for Delaware

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Delaware are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
KentOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
New CastleOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
SussexOne Family$336,950Two Family$431,350Three Family$521,400Four Family$648,000