Current FHA Mortgage Rates in DE - Delaware FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Delaware Mortgages

2022 FHA Loan Limits for Delaware

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Delaware are below.

County Name One Family Two Family Three Family Four Family
Kent One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
New Castle One Family$477,250 Two Family$610,950 Three Family$738,500 Four Family$917,800
Sussex One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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