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Current FHA Mortgage Rates in Washington : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Washington

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 11/16/2018

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5.125% Rate

FHA 30 Yr.

5.836% APR

$932 / month (est)

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Updated 11/20/2018

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4.990% Rate

FHA 30 Yr.

5.795% APR

$919 / month (est)

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Updated 11/20/2018

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HARP 2.0 Refinance Loan 3.3% FIXED
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HARP 2.0 Refinance Loan 3.3% FIXED
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Washington Interest Rates as low as 4% (4.708APR)
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Washington Mortgages

2018 FHA Loan Limits for Washington

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Washington, 24 counties have an FHA loan limit at $294,515 and the remaining 15 counties range from $315,100 to $667,000.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Washington are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$294,515$377,075$455,800$566,425
Asotin$294,515$377,075$455,800$566,425
Benton$294,515$377,075$455,800$566,425
Chelan$342,700$438,700$530,300$659,050
Clallam$384,100$491,700$594,350$738,650
Clark$448,500$574,150$694,000$862,500
Columbia$294,515$377,075$455,800$566,425
Cowlitz$294,515$377,075$455,800$566,425
Douglas$342,700$438,700$530,300$659,050
Ferry$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Garfield$294,515$377,075$455,800$566,425
Grant$294,515$377,075$455,800$566,425
Grays Harbor$294,515$377,075$455,800$566,425
Island$345,000$441,650$533,850$663,450
Jefferson$322,000$412,200$498,250$619,250
King$667,000$853,900$1,032,150$1,282,700
Kitsap$330,050$422,500$510,700$634,700
Kittitas$294,515$377,075$455,800$566,425
Klickitat$294,515$377,075$455,800$566,425
Lewis$294,515$377,075$455,800$566,425
Lincoln$294,515$377,075$455,800$566,425
Mason$294,515$377,075$455,800$566,425
Okanogan$294,515$377,075$455,800$566,425
Pacific$294,515$377,075$455,800$566,425
Pend Oreille$294,515$377,075$455,800$566,425
Pierce$667,000$853,900$1,032,150$1,282,700
San Juan$483,000$618,300$747,400$928,850
Skagit$315,100$403,350$487,600$605,950
Skamania$448,500$574,150$694,000$862,500
Snohomish$667,000$853,900$1,032,150$1,282,700
Spokane$294,515$377,075$455,800$566,425
Stevens$294,515$377,075$455,800$566,425
Thurston$316,250$404,850$489,350$608,150
Wahkiakum$294,515$377,075$455,800$566,425
Walla Walla$294,515$377,075$455,800$566,425
Whatcom$345,000$441,650$533,850$663,450
Whitman$294,515$377,075$455,800$566,425
Yakima$294,515$377,075$455,800$566,425