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Current FHA Mortgage Rates in Washington : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Washington

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3.990% Rate

FHA 30 Yr.

4.157% APR

$715 / month (est)

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Updated 3/15/2019

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4.375% Rate

FHA 30 Yr.

5.069% APR

$863 / month (est)

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Updated 3/20/2019

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Mortgage Rates from 2.7%
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Washington Mortgages

2019 FHA Loan Limits for Washington

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Washington are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$314,827$403,125$487,250$605,525
Asotin$314,827$403,125$487,250$605,525
Benton$314,827$403,125$487,250$605,525
Chelan$342,700$438,700$530,300$659,050
Clallam$384,100$491,700$594,350$738,650
Clark$474,950$608,000$734,950$913,350
Columbia$314,827$403,125$487,250$605,525
Cowlitz$314,827$403,125$487,250$605,525
Douglas$342,700$438,700$530,300$659,050
Ferry$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Garfield$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Grays Harbor$314,827$403,125$487,250$605,525
Island$379,500$485,800$587,250$729,800
Jefferson$322,000$412,200$498,250$619,250
King$726,525$930,300$1,124,475$1,397,400
Kitsap$363,400$465,200$562,350$698,850
Kittitas$314,827$403,125$487,250$605,525
Klickitat$314,827$403,125$487,250$605,525
Lewis$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Mason$314,827$403,125$487,250$605,525
Okanogan$314,827$403,125$487,250$605,525
Pacific$314,827$403,125$487,250$605,525
Pend Oreille$314,827$403,125$487,250$605,525
Pierce$726,525$930,300$1,124,475$1,397,400
San Juan$483,000$618,300$747,400$928,850
Skagit$339,250$434,300$524,950$652,400
Skamania$474,950$608,000$734,950$913,350
Snohomish$726,525$930,300$1,124,475$1,397,400
Spokane$314,827$403,125$487,250$605,525
Stevens$314,827$403,125$487,250$605,525
Thurston$336,950$431,350$521,400$648,000
Wahkiakum$314,827$403,125$487,250$605,525
Walla Walla$314,827$403,125$487,250$605,525
Whatcom$381,800$488,750$590,800$734,250
Whitman$314,827$403,125$487,250$605,525
Yakima$314,827$403,125$487,250$605,525