dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current FHA Mortgage Rates in Washington : HSH.com's FHA/VA Showcase

  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
rates.ratezip.com
  • Don't miss out on saving before it's too late
  • Save by Comparing Rates from Multiple Mortgage Lenders
  • One simple form, up to 5 competing quotes
www.refinancehelpers.com

Refine Your Search

Get Custom Quotes
[X]

FHA Mortgage Refinance rates in Washington

Ad Disclosure

4.625% Rate

FHA 30 Yr.

5.325% APR

$885 / month (est)

Learn More

Updated 1/21/2019

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available

4.625% Rate

FHA 30 Yr.

5.420% APR

$885 / month (est)

Learn More

Updated 1/21/2019

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Ad Disclosure
HARP 2.0 Refinance Loan 2.9% FIXED
  • No Appraisal, No MAX LTV, 3.5 APR
  • Low FIXED HARP Rate, Get a Quote
  • Fannie Mae and Freddie Mac OK
  • Takes Just 30 Seconds!
  • No SSN. No Login. BBB A+
  • Home Equity & Cash Out Options
Learn More
Washington Interest Rates as low as 4% (4.708APR)
  • Compare loan offers for free and in just minutes.
  • No SSN required to get started.
  • Do you have the lowest rate possible? Find out instantly!
  • No obligations, ever.
  • "A+" rating with the Better Business Bureau.
  • A variety of loan products including mortgage, refi, cash out, etc.
Learn More
Mortgage Program For Costco Members
  • The Mortgage Program for Costco Members
  • Eases the burden of home financing
  • Compare Rates From up to 4 Lenders
Learn More
HARP 2.0 Refinance Loan 2.9% FIXED
  • No Appraisal, No MAX LTV, 3.5 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN.
  • Verify Eligibility
  • Home Equity & Cash Out Options
Learn More
HARP Expired, But You May Qualify For An Even Better Program
  • HARP Saved You $4,264 Each Year - This Program May Save You More
  • Lower Your Interest Rate!
  • See if You Qualify in 2 Minutes
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

Washington Mortgages

2018 FHA Loan Limits for Washington

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Washington, 24 counties have an FHA loan limit at $294,515 and the remaining 15 counties range from $315,100 to $667,000.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Washington are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$314,827$403,125$487,250$605,525
Asotin$314,827$403,125$487,250$605,525
Benton$314,827$403,125$487,250$605,525
Chelan$342,700$438,700$530,300$659,050
Clallam$384,100$491,700$594,350$738,650
Clark$474,950$608,000$734,950$913,350
Columbia$314,827$403,125$487,250$605,525
Cowlitz$314,827$403,125$487,250$605,525
Douglas$342,700$438,700$530,300$659,050
Ferry$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Garfield$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Grays Harbor$314,827$403,125$487,250$605,525
Island$379,500$485,800$587,250$729,800
Jefferson$322,000$412,200$498,250$619,250
King$726,525$930,300$1,124,475$1,397,400
Kitsap$363,400$465,200$562,350$698,850
Kittitas$314,827$403,125$487,250$605,525
Klickitat$314,827$403,125$487,250$605,525
Lewis$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Mason$314,827$403,125$487,250$605,525
Okanogan$314,827$403,125$487,250$605,525
Pacific$314,827$403,125$487,250$605,525
Pend Oreille$314,827$403,125$487,250$605,525
Pierce$726,525$930,300$1,124,475$1,397,400
San Juan$483,000$618,300$747,400$928,850
Skagit$339,250$434,300$524,950$652,400
Skamania$474,950$608,000$734,950$913,350
Snohomish$726,525$930,300$1,124,475$1,397,400
Spokane$314,827$403,125$487,250$605,525
Stevens$314,827$403,125$487,250$605,525
Thurston$336,950$431,350$521,400$648,000
Wahkiakum$314,827$403,125$487,250$605,525
Walla Walla$314,827$403,125$487,250$605,525
Whatcom$381,800$488,750$590,800$734,250
Whitman$314,827$403,125$487,250$605,525
Yakima$314,827$403,125$487,250$605,525