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Current FHA Mortgage Rates in Washington : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 7/23/2019
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Washington Mortgages

2019 FHA Loan Limits for Washington

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Washington are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AsotinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BentonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChelanOne Family$342,700Two Family$438,700Three Family$530,300Four Family$659,050
ClallamOne Family$384,100Two Family$491,700Three Family$594,350Four Family$738,650
ClarkOne Family$474,950Two Family$608,000Three Family$734,950Four Family$913,350
ColumbiaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CowlitzOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DouglasOne Family$342,700Two Family$438,700Three Family$530,300Four Family$659,050
FerryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GarfieldOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrantOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Grays HarborOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IslandOne Family$379,500Two Family$485,800Three Family$587,250Four Family$729,800
JeffersonOne Family$322,000Two Family$412,200Three Family$498,250Four Family$619,250
KingOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
KitsapOne Family$363,400Two Family$465,200Three Family$562,350Four Family$698,850
KittitasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KlickitatOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LewisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LincolnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MasonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OkanoganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PacificOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Pend OreilleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PierceOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
San JuanOne Family$483,000Two Family$618,300Three Family$747,400Four Family$928,850
SkagitOne Family$339,250Two Family$434,300Three Family$524,950Four Family$652,400
SkamaniaOne Family$474,950Two Family$608,000Three Family$734,950Four Family$913,350
SnohomishOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
SpokaneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StevensOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ThurstonOne Family$336,950Two Family$431,350Three Family$521,400Four Family$648,000
WahkiakumOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Walla WallaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WhatcomOne Family$381,800Two Family$488,750Three Family$590,800Four Family$734,250
WhitmanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
YakimaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525