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Current FHA Mortgage Rates in UT - Utah FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Utah Mortgages

2023 FHA Loan Limits for Utah

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Utah are below.

County Name One Family Two Family Three Family Four Family
Beaver One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Box Elder One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Cache One Family$492,200 Two Family$630,100 Three Family$761,650 Four Family$946,550
Carbon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Daggett One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Davis One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Duchesne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Emery One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Garfield One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grand One Family$543,950 Two Family$696,350 Three Family$841,750 Four Family$1,046,050
Iron One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Juab One Family$601,450 Two Family$769,950 Three Family$930,700 Four Family$1,156,650
Kane One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Millard One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Morgan One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
Piute One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rich One Family$531,300 Two Family$680,150 Three Family$822,150 Four Family$1,021,750
Salt Lake One Family$619,850 Two Family$793,500 Three Family$959,200 Four Family$1,192,050
San Juan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sanpete One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sevier One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Summit One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Tooele One Family$619,850 Two Family$793,500 Three Family$959,200 Four Family$1,192,050
Uintah One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Utah One Family$601,450 Two Family$769,950 Three Family$930,700 Four Family$1,156,650
Wasatch One Family$1,089,300 Two Family$1,394,775 Three Family$1,685,850 Four Family$2,095,200
Washington One Family$593,400 Two Family$759,650 Three Family$918,250 Four Family$1,141,150
Wayne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Weber One Family$744,050 Two Family$952,500 Three Family$1,151,400 Four Family$1,430,900
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