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Current FHA Mortgage Rates in Utah : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 7/22/2019
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Utah Mortgages

2019 FHA Loan Limits for Utah

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Utah are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BeaverOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Box ElderOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
CacheOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarbonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DaggettOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DavisOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
DuchesneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EmeryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GarfieldOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IronOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JuabOne Family$377,200Two Family$482,850Three Family$583,700Four Family$725,400
KaneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MillardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MorganOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
PiuteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RichOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Salt LakeOne Family$388,700Two Family$497,600Three Family$601,500Four Family$747,500
San JuanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SanpeteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SevierOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SummitOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
TooeleOne Family$388,700Two Family$497,600Three Family$601,500Four Family$747,500
UintahOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UtahOne Family$377,200Two Family$482,850Three Family$583,700Four Family$725,400
WasatchOne Family$462,300Two Family$591,800Three Family$715,400Four Family$889,050
WashingtonOne Family$349,600Two Family$447,550Three Family$540,950Four Family$672,300
WayneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WeberOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850