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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in UT - Utah FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Utah Mortgages

2022 FHA Loan Limits for Utah

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Utah are below.

County Name One Family Two Family Three Family Four Family
Beaver One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Box Elder One Family$646,300 Two Family$827,400 Three Family$1,000,100 Four Family$1,242,900
Cache One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carbon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Daggett One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Davis One Family$646,300 Two Family$827,400 Three Family$1,000,100 Four Family$1,242,900
Duchesne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Emery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Garfield One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grand One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Iron One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Juab One Family$508,300 Two Family$650,700 Three Family$786,550 Four Family$977,500
Kane One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Millard One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morgan One Family$646,300 Two Family$827,400 Three Family$1,000,100 Four Family$1,242,900
Piute One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rich One Family$447,350 Two Family$572,700 Three Family$692,250 Four Family$860,300
Salt Lake One Family$523,250 Two Family$669,850 Three Family$809,700 Four Family$1,006,250
San Juan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sanpete One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sevier One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Summit One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Tooele One Family$523,250 Two Family$669,850 Three Family$809,700 Four Family$1,006,250
Uintah One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Utah One Family$508,300 Two Family$650,700 Three Family$786,550 Four Family$977,500
Wasatch One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Washington One Family$481,850 Two Family$616,850 Three Family$745,650 Four Family$926,650
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Weber One Family$646,300 Two Family$827,400 Three Family$1,000,100 Four Family$1,242,900
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