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Current FHA Mortgage Rates in Utah : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Utah

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3.875% Rate

FHA 30 Yr.

3.919% APR

$705 / month (est)

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Updated 4/27/2018

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 10/18/2018

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5.250% Rate

FHA 30 Yr.

5.964% APR

$943 / month (est)

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Updated 10/19/2018

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4.990% Rate

FHA 30 Yr.

5.795% APR

$919 / month (est)

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Updated 10/19/2018

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HARP 2.0 Refinance Loan 3.1% FIXED
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HARP 2.0 Refinance Loan 3.1% FIXED
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Utah Interest Rates as low as 4% (4.708APR)
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Utah Mortgages

2018 FHA Loan Limits for Utah

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Utah, 16 counties have an FHA loan limit at $294,515 and the remaining 13 counties range from $296,700 to $679,650.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Utah are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Beaver$294,515$377,075$455,800$566,425
Box Elder$389,850$499,050$603,250$749,700
Cache$294,515$377,075$455,800$566,425
Carbon$294,515$377,075$455,800$566,425
Daggett$302,450$387,200$468,000$581,650
Davis$389,850$499,050$603,250$749,700
Duchesne$294,515$377,075$455,800$566,425
Emery$294,515$377,075$455,800$566,425
Garfield$294,515$377,075$455,800$566,425
Grand$294,515$377,075$455,800$566,425
Iron$294,515$377,075$455,800$566,425
Juab$341,550$437,250$528,500$656,800
Kane$294,515$377,075$455,800$566,425
Millard$294,515$377,075$455,800$566,425
Morgan$389,850$499,050$603,250$749,700
Piute$294,515$377,075$455,800$566,425
Rich$296,700$379,800$459,100$570,550
Salt Lake$356,500$456,350$551,650$685,550
San Juan$294,515$377,075$455,800$566,425
Sanpete$294,515$377,075$455,800$566,425
Sevier$294,515$377,075$455,800$566,425
Summit$679,650$870,225$1,051,875$1,307,175
Tooele$356,500$456,350$551,650$685,550
Uintah$294,515$377,075$455,800$566,425
Utah$341,550$437,250$528,500$656,800
Wasatch$428,950$549,100$663,750$824,900
Washington$323,150$413,700$500,050$621,450
Wayne$294,515$377,075$455,800$566,425
Weber$389,850$499,050$603,250$749,700