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Current FHA Mortgage Rates in Illinois : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Illinois

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Rates as low as

3.625% Rate

FHA 30 Yr.

Rates as low as

3.869% APR

$684 / month (est)

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Updated 5/24/2019

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Rates as low as

4.125% Rate

FHA 30 Yr.

Rates as low as

4.906% APR

$840 / month (est)

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Updated 5/26/2019

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Mortgage Rates from 2.7%
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Illinois Mortgages

2019 FHA Loan Limits for Illinios

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Illinios are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$314,827$403,125$487,250$605,525
Alexander$314,827$403,125$487,250$605,525
Bond$314,827$403,125$487,250$605,525
Boone$339,250$434,300$524,950$652,400
Brown$314,827$403,125$487,250$605,525
Bureau$314,827$403,125$487,250$605,525
Calhoun$314,827$403,125$487,250$605,525
Carroll$314,827$403,125$487,250$605,525
Cass$314,827$403,125$487,250$605,525
Champaign$314,827$403,125$487,250$605,525
Christian$314,827$403,125$487,250$605,525
Clark$314,827$403,125$487,250$605,525
Clay$314,827$403,125$487,250$605,525
Clinton$314,827$403,125$487,250$605,525
Coles$314,827$403,125$487,250$605,525
Cook$368,000$471,100$569,450$707,700
Crawford$314,827$403,125$487,250$605,525
Cumberland$314,827$403,125$487,250$605,525
De Witt$314,827$403,125$487,250$605,525
Dekalb$368,000$471,100$569,450$707,700
Douglas$314,827$403,125$487,250$605,525
Dupage$368,000$471,100$569,450$707,700
Edgar$314,827$403,125$487,250$605,525
Edwards$314,827$403,125$487,250$605,525
Effingham$314,827$403,125$487,250$605,525
Fayette$314,827$403,125$487,250$605,525
Ford$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Fulton$314,827$403,125$487,250$605,525
Gallatin$314,827$403,125$487,250$605,525
Greene$314,827$403,125$487,250$605,525
Grundy$368,000$471,100$569,450$707,700
Hamilton$314,827$403,125$487,250$605,525
Hancock$314,827$403,125$487,250$605,525
Hardin$314,827$403,125$487,250$605,525
Henderson$314,827$403,125$487,250$605,525
Henry$314,827$403,125$487,250$605,525
Iroquois$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jasper$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Jersey$314,827$403,125$487,250$605,525
Jo Daviess$314,827$403,125$487,250$605,525
Johnson$314,827$403,125$487,250$605,525
Kane$368,000$471,100$569,450$707,700
Kankakee$314,827$403,125$487,250$605,525
Kendall$368,000$471,100$569,450$707,700
Knox$314,827$403,125$487,250$605,525
Lake$368,000$471,100$569,450$707,700
Lasalle$314,827$403,125$487,250$605,525
Lawrence$314,827$403,125$487,250$605,525
Lee$314,827$403,125$487,250$605,525
Livingston$314,827$403,125$487,250$605,525
Logan$314,827$403,125$487,250$605,525
Macon$314,827$403,125$487,250$605,525
Macoupin$314,827$403,125$487,250$605,525
Madison$314,827$403,125$487,250$605,525
Marion$314,827$403,125$487,250$605,525
Marshall$314,827$403,125$487,250$605,525
Mason$314,827$403,125$487,250$605,525
Massac$314,827$403,125$487,250$605,525
Mcdonough$314,827$403,125$487,250$605,525
Mchenry$368,000$471,100$569,450$707,700
Mclean$314,827$403,125$487,250$605,525
Menard$314,827$403,125$487,250$605,525
Mercer$314,827$403,125$487,250$605,525
Monroe$314,827$403,125$487,250$605,525
Montgomery$314,827$403,125$487,250$605,525
Morgan$314,827$403,125$487,250$605,525
Moultrie$314,827$403,125$487,250$605,525
Ogle$314,827$403,125$487,250$605,525
Peoria$314,827$403,125$487,250$605,525
Perry$314,827$403,125$487,250$605,525
Piatt$314,827$403,125$487,250$605,525
Pike$314,827$403,125$487,250$605,525
Pope$314,827$403,125$487,250$605,525
Pulaski$314,827$403,125$487,250$605,525
Putnam$314,827$403,125$487,250$605,525
Randolph$314,827$403,125$487,250$605,525
Richland$314,827$403,125$487,250$605,525
Rock Island$314,827$403,125$487,250$605,525
Saline$314,827$403,125$487,250$605,525
Sangamon$314,827$403,125$487,250$605,525
Schuyler$314,827$403,125$487,250$605,525
Scott$314,827$403,125$487,250$605,525
Shelby$314,827$403,125$487,250$605,525
St. Clair$314,827$403,125$487,250$605,525
Stark$314,827$403,125$487,250$605,525
Stephenson$314,827$403,125$487,250$605,525
Tazewell$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Vermilion$314,827$403,125$487,250$605,525
Wabash$314,827$403,125$487,250$605,525
Warren$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525
Wayne$314,827$403,125$487,250$605,525
White$314,827$403,125$487,250$605,525
Whiteside$314,827$403,125$487,250$605,525
Will$368,000$471,100$569,450$707,700
Williamson$314,827$403,125$487,250$605,525
Winnebago$339,250$434,300$524,950$652,400
Woodford$314,827$403,125$487,250$605,525