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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Current FHA Mortgage Rates in Illinois : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 1/27/2020
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
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  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO
Featured lenders
Updated: 1/27/2020
Quicken Loans
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FHA 30 year mortgage rates today from 4.500%

Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.653%
APR
Rate as low as
4.500%
Rate
$ 1,013
Monthly Payment
Show Details
Updated: 1/27/2020
First Internet Bank of Indiana
  • Competitive rates and fees: No fancy branches = savings passed on to you!
  • Excellent service: We can assist you every step along the way.
  • Credible: FDIC Insured Bank, A+ rating with Better Business Bureau. NMLS 424182
Updated: 1/27/2020
Rocket Mortgage
  • A+ Rating with the Better Business Bureau

Illinois Mortgages

2020 FHA Loan Limits for Illinios

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Illinios are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AlexanderOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BondOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BooneOne Family$339,250Two Family$434,300Three Family$524,950Four Family$652,400
BrownOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BureauOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarrollOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CassOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChampaignOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChristianOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClarkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClintonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CookOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
CrawfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CumberlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
De WittOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DekalbOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
DouglasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DupageOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
EdgarOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EdwardsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EffinghamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FultonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GallatinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreeneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrundyOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
HamiltonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HancockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HardinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HendersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HenryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IroquoisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JasperOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JerseyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Jo DaviessOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JohnsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KaneOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
KankakeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KendallOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
KnoxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
LasalleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LawrenceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LivingstonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LoganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MaconOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MacoupinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarshallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MasonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MassacOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
McdonoughOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MchenryOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
McleanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MenardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MercerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MorganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MoultrieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OgleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PeoriaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PerryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PiattOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PikeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PopeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PulaskiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PutnamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RandolphOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RichlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Rock IslandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SalineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SangamonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SchuylerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ScottOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShelbyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
St. ClairOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StarkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StephensonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TazewellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
VermilionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WabashOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WarrenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WayneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WhiteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WhitesideOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WillOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
WilliamsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WinnebagoOne Family$339,250Two Family$434,300Three Family$524,950Four Family$652,400
WoodfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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