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Illinois Mortgages

2019 FHA Loan Limits for Illinios

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Illinios are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AlexanderOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BondOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BooneOne Family$339,250Two Family$434,300Three Family$524,950Four Family$652,400
BrownOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BureauOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CalhounOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarrollOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CassOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChampaignOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChristianOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClarkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClintonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ColesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CookOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
CrawfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CumberlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
De WittOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DekalbOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
DouglasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DupageOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
EdgarOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EdwardsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EffinghamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FayetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FultonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GallatinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GreeneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrundyOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
HamiltonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HancockOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HendersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HenryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IroquoisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JasperOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeffersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JerseyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Jo DaviessOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JohnsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KaneOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
KankakeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KendallOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
KnoxOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LakeOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
LasalleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LawrenceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LivingstonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LoganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MaconOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MacoupinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MadisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarshallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MasonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MassacOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
McdonoughOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MchenryOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
McleanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MenardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MercerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MonroeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontgomeryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MorganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MoultrieOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OgleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PeoriaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PerryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PiattOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PikeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PopeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PulaskiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PutnamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RandolphOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RichlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Rock IslandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SalineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SangamonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SchuylerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ScottOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShelbyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
St. ClairOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StarkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StephensonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TazewellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
VermilionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WabashOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WarrenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WayneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WhiteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WhitesideOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WillOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
WilliamsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WinnebagoOne Family$339,250Two Family$434,300Three Family$524,950Four Family$652,400
WoodfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525