dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current FHA Mortgage Rates in Illinois : HSH.com's FHA/VA Showcase

  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
rates.ratezip.com
  • Honest, Fast, and Completely Online
  • Speed: Lenda closes loans over 3 times faster than industry average
  • No origination, application, or broker fees
www.lenda.com

Refine Your Search

Get Custom Quotes
[X]

FHA Mortgage Refinance rates in Illinois

Ad Disclosure

4.875% Rate

FHA 30 Yr.

4.947% APR

$794 / month (est)

Learn More

Updated 11/12/2018

  • Close fast with very low rates! Our overhead is low and we pass the savings on to you!
  • No scripts or call menus, call us and reach a licensed loan officer for expert assistance!
  • A+ BBB Rating and fantastic customer reviews!

3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

Learn More

Updated 11/12/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

5.250% Rate

FHA 30 Yr.

5.964% APR

$943 / month (est)

Learn More

Updated 11/12/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Illinois.
  • Direct Lender.
  • Call now and lock-in your low rate!

5.125% Rate

FHA 30 Yr.

5.934% APR

$932 / month (est)

Learn More

Updated 11/12/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Ad Disclosure
New American Funding
  • America's Top Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • FHA, VA, Conventional, Jumbo, Reverse, Fixed Rate, ARM, Cash-out
  • Strengths: Client Experience, Accommodates Most Credit Profiles
  • Not available to Borrowers in NY or HI
Learn More
HARP 2.0 Refinance Loan 3.3% FIXED
  • No Appraisal, No MAX LTV, 3.9 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN.
  • Verify Eligibility
  • Home Equity & Cash Out Options
Learn More
Refinance Rates Are Rising - Act Now Before its Too Late!
  • One simple form, up to 5 competing quotes!
  • Find the best rate and save now!
  • Fast approvals!
Learn More
Illinois Interest Rates as low as 4% (4.708APR)
  • Compare loan offers for free and in just minutes.
  • No SSN required to get started.
  • Do you have the lowest rate possible? Find out instantly!
  • No obligations, ever.
  • "A+" rating with the Better Business Bureau.
  • A variety of loan products including mortgage, refi, cash out, etc.
Learn More
HARP 2.0 Refinance Loan 3.3% FIXED
  • No Appraisal, No MAX LTV, 3.9 APR
  • Low FIXED HARP Rate, Get a Quote
  • Fannie Mae and Freddie Mac OK
  • Takes Just 30 Seconds!
  • No SSN. No Login. BBB A+
  • Home Equity & Cash Out Options
Learn More
See if You Qualify for $100k (or a Year's Worth of Mortgage Payments)
  • Did you know that you may qualify for $100k?
  • You can use this to make home improvements, pay off debt, or even buy a car.
  • Take the survey to see if you are eligible.
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

Illinois Mortgages

2018 FHA Loan Limits for Illinios

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Illinois, 91 counties have a FHA loan limit at $294,515 and the remaining 11 counties range from $339,250 to $365,700.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Illinios are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$294,515$377,075$455,800$566,425
Alexander$294,515$377,075$455,800$566,425
Bond$294,515$377,075$455,800$566,425
Boone$339,250$434,300$524,950$652,400
Brown$294,515$377,075$455,800$566,425
Bureau$294,515$377,075$455,800$566,425
Calhoun$294,515$377,075$455,800$566,425
Carroll$294,515$377,075$455,800$566,425
Cass$294,515$377,075$455,800$566,425
Champaign$294,515$377,075$455,800$566,425
Christian$294,515$377,075$455,800$566,425
Clark$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Clinton$294,515$377,075$455,800$566,425
Coles$294,515$377,075$455,800$566,425
Cook$365,700$468,150$565,900$703,250
Crawford$294,515$377,075$455,800$566,425
Cumberland$294,515$377,075$455,800$566,425
De Witt$294,515$377,075$455,800$566,425
Dekalb$365,700$468,150$565,900$703,250
Douglas$294,515$377,075$455,800$566,425
Dupage$365,700$468,150$565,900$703,250
Edgar$294,515$377,075$455,800$566,425
Edwards$294,515$377,075$455,800$566,425
Effingham$294,515$377,075$455,800$566,425
Fayette$294,515$377,075$455,800$566,425
Ford$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Fulton$294,515$377,075$455,800$566,425
Gallatin$294,515$377,075$455,800$566,425
Greene$294,515$377,075$455,800$566,425
Grundy$365,700$468,150$565,900$703,250
Hamilton$294,515$377,075$455,800$566,425
Hancock$294,515$377,075$455,800$566,425
Hardin$294,515$377,075$455,800$566,425
Henderson$294,515$377,075$455,800$566,425
Henry$294,515$377,075$455,800$566,425
Iroquois$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jasper$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Jersey$294,515$377,075$455,800$566,425
Jo Daviess$294,515$377,075$455,800$566,425
Johnson$294,515$377,075$455,800$566,425
Kane$365,700$468,150$565,900$703,250
Kankakee$294,515$377,075$455,800$566,425
Kendall$365,700$468,150$565,900$703,250
Knox$294,515$377,075$455,800$566,425
Lake$365,700$468,150$565,900$703,250
Lasalle$294,515$377,075$455,800$566,425
Lawrence$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Livingston$294,515$377,075$455,800$566,425
Logan$294,515$377,075$455,800$566,425
Macon$294,515$377,075$455,800$566,425
Macoupin$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Mason$294,515$377,075$455,800$566,425
Massac$294,515$377,075$455,800$566,425
Mcdonough$294,515$377,075$455,800$566,425
Mchenry$365,700$468,150$565,900$703,250
Mclean$294,515$377,075$455,800$566,425
Menard$294,515$377,075$455,800$566,425
Mercer$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Morgan$294,515$377,075$455,800$566,425
Moultrie$294,515$377,075$455,800$566,425
Ogle$294,515$377,075$455,800$566,425
Peoria$294,515$377,075$455,800$566,425
Perry$294,515$377,075$455,800$566,425
Piatt$294,515$377,075$455,800$566,425
Pike$294,515$377,075$455,800$566,425
Pope$294,515$377,075$455,800$566,425
Pulaski$294,515$377,075$455,800$566,425
Putnam$294,515$377,075$455,800$566,425
Randolph$294,515$377,075$455,800$566,425
Richland$294,515$377,075$455,800$566,425
Rock Island$294,515$377,075$455,800$566,425
Saline$294,515$377,075$455,800$566,425
Sangamon$294,515$377,075$455,800$566,425
Schuyler$294,515$377,075$455,800$566,425
Scott$294,515$377,075$455,800$566,425
Shelby$294,515$377,075$455,800$566,425
St. Clair$294,515$377,075$455,800$566,425
Stark$294,515$377,075$455,800$566,425
Stephenson$294,515$377,075$455,800$566,425
Tazewell$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Vermilion$294,515$377,075$455,800$566,425
Wabash$294,515$377,075$455,800$566,425
Warren$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
White$294,515$377,075$455,800$566,425
Whiteside$294,515$377,075$455,800$566,425
Will$365,700$468,150$565,900$703,250
Williamson$294,515$377,075$455,800$566,425
Winnebago$339,250$434,300$524,950$652,400
Woodford$294,515$377,075$455,800$566,425