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Mortgage Refinance rates in Illinois

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3.750% Rate

FHA 30 Yr.

4.106% APR

$1,400 / month (est)

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Updated 2/21/2018

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3.375% Rate

FHA 30 Yr.

3.666% APR

$1,337 / month (est)

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Updated 2/21/2018

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3.500% Rate

FHA 30 Yr.

3.701% APR

$1,358 / month (est)

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Updated 2/20/2018

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Illinois Interest Rates as low as 3.375% (3.883APR)
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Illinois Mortgages

Illinios FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Illinois, 91 counties have a FHA loan limit at $294,515 and the remaining 11 counties range from $339,250 to $365,700.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $294,515. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$294,515$377,075$455,800$566,425
Alexander$294,515$377,075$455,800$566,425
Bond$294,515$377,075$455,800$566,425
Boone$339,250$434,300$524,950$652,400
Brown$294,515$377,075$455,800$566,425
Bureau$294,515$377,075$455,800$566,425
Calhoun$294,515$377,075$455,800$566,425
Carroll$294,515$377,075$455,800$566,425
Cass$294,515$377,075$455,800$566,425
Champaign$294,515$377,075$455,800$566,425
Christian$294,515$377,075$455,800$566,425
Clark$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Clinton$294,515$377,075$455,800$566,425
Coles$294,515$377,075$455,800$566,425
Cook$365,700$468,150$565,900$703,250
Crawford$294,515$377,075$455,800$566,425
Cumberland$294,515$377,075$455,800$566,425
De Witt$294,515$377,075$455,800$566,425
Dekalb$365,700$468,150$565,900$703,250
Douglas$294,515$377,075$455,800$566,425
Dupage$365,700$468,150$565,900$703,250
Edgar$294,515$377,075$455,800$566,425
Edwards$294,515$377,075$455,800$566,425
Effingham$294,515$377,075$455,800$566,425
Fayette$294,515$377,075$455,800$566,425
Ford$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Fulton$294,515$377,075$455,800$566,425
Gallatin$294,515$377,075$455,800$566,425
Greene$294,515$377,075$455,800$566,425
Grundy$365,700$468,150$565,900$703,250
Hamilton$294,515$377,075$455,800$566,425
Hancock$294,515$377,075$455,800$566,425
Hardin$294,515$377,075$455,800$566,425
Henderson$294,515$377,075$455,800$566,425
Henry$294,515$377,075$455,800$566,425
Iroquois$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jasper$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Jersey$294,515$377,075$455,800$566,425
Jo Daviess$294,515$377,075$455,800$566,425
Johnson$294,515$377,075$455,800$566,425
Kane$365,700$468,150$565,900$703,250
Kankakee$294,515$377,075$455,800$566,425
Kendall$365,700$468,150$565,900$703,250
Knox$294,515$377,075$455,800$566,425
Lake$365,700$468,150$565,900$703,250
Lasalle$294,515$377,075$455,800$566,425
Lawrence$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Livingston$294,515$377,075$455,800$566,425
Logan$294,515$377,075$455,800$566,425
Macon$294,515$377,075$455,800$566,425
Macoupin$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Mason$294,515$377,075$455,800$566,425
Massac$294,515$377,075$455,800$566,425
Mcdonough$294,515$377,075$455,800$566,425
Mchenry$365,700$468,150$565,900$703,250
Mclean$294,515$377,075$455,800$566,425
Menard$294,515$377,075$455,800$566,425
Mercer$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Morgan$294,515$377,075$455,800$566,425
Moultrie$294,515$377,075$455,800$566,425
Ogle$294,515$377,075$455,800$566,425
Peoria$294,515$377,075$455,800$566,425
Perry$294,515$377,075$455,800$566,425
Piatt$294,515$377,075$455,800$566,425
Pike$294,515$377,075$455,800$566,425
Pope$294,515$377,075$455,800$566,425
Pulaski$294,515$377,075$455,800$566,425
Putnam$294,515$377,075$455,800$566,425
Randolph$294,515$377,075$455,800$566,425
Richland$294,515$377,075$455,800$566,425
Rock Island$294,515$377,075$455,800$566,425
Saline$294,515$377,075$455,800$566,425
Sangamon$294,515$377,075$455,800$566,425
Schuyler$294,515$377,075$455,800$566,425
Scott$294,515$377,075$455,800$566,425
Shelby$294,515$377,075$455,800$566,425
St. Clair$294,515$377,075$455,800$566,425
Stark$294,515$377,075$455,800$566,425
Stephenson$294,515$377,075$455,800$566,425
Tazewell$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Vermilion$294,515$377,075$455,800$566,425
Wabash$294,515$377,075$455,800$566,425
Warren$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
White$294,515$377,075$455,800$566,425
Whiteside$294,515$377,075$455,800$566,425
Will$365,700$468,150$565,900$703,250
Williamson$294,515$377,075$455,800$566,425
Winnebago$339,250$434,300$524,950$652,400
Woodford$294,515$377,075$455,800$566,425