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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Current FHA Mortgage Rates in California : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 9/20/2019
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Updated: 9/20/2019
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FHA 30 year mortgage rates today from 3.125%

Updated: 9/19/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.362%
APR
Rate as low as
3.125%
Rate
$ 643
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.675%
APR
Rate as low as
4.500%
Rate
$ 760
Monthly Payment
Show Details
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.
Updated: 9/19/2019
CloseYourOwnLoan.com
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California Mortgages

2019 FHA Loan Limits for California

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in California are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlamedaOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
AlpineOne Family$463,450Two Family$593,300Three Family$717,150Four Family$891,250
AmadorOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
ButteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CalaverasOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
ColusaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Contra CostaOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Del NorteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
El DoradoOne Family$552,000Two Family$706,650Three Family$854,200Four Family$1,061,550
FresnoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GlennOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HumboldtOne Family$333,500Two Family$426,950Three Family$516,050Four Family$641,350
ImperialOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
InyoOne Family$369,150Two Family$472,550Three Family$571,250Four Family$709,900
KernOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KingsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LakeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LassenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Los AngelesOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
MaderaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarinOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
MariposaOne Family$322,000Two Family$412,200Three Family$498,250Four Family$619,250
MendocinoOne Family$409,400Two Family$524,100Three Family$633,500Four Family$787,300
MercedOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ModocOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MonoOne Family$529,000Two Family$677,200Three Family$818,600Four Family$1,017,300
MontereyOne Family$652,050Two Family$834,750Three Family$1,009,000Four Family$1,253,950
NapaOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
NevadaOne Family$486,450Two Family$622,750Three Family$752,750Four Family$935,500
OrangeOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
PlacerOne Family$552,000Two Family$706,650Three Family$854,200Four Family$1,061,550
PlumasOne Family$336,950Two Family$431,350Three Family$521,400Four Family$648,000
RiversideOne Family$431,250Two Family$552,050Three Family$667,350Four Family$829,350
SacramentoOne Family$552,000Two Family$706,650Three Family$854,200Four Family$1,061,550
San BenitoOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
San BernardinoOne Family$431,250Two Family$552,050Three Family$667,350Four Family$829,350
San DiegoOne Family$690,000Two Family$883,300Three Family$1,067,750Four Family$1,326,950
San FranciscoOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
San JoaquinOne Family$425,500Two Family$544,700Three Family$658,450Four Family$818,250
San Luis ObispoOne Family$667,000Two Family$853,900Three Family$1,032,150Four Family$1,282,700
San MateoOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Santa BarbaraOne Family$653,200Two Family$836,200Three Family$1,010,800Four Family$1,256,150
Santa ClaraOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Santa CruzOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
ShastaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SierraOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SiskiyouOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SolanoOne Family$494,500Two Family$633,050Three Family$765,200Four Family$950,950
SonomaOne Family$704,950Two Family$902,450Three Family$1,090,850Four Family$1,355,700
StanislausOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
SutterOne Family$324,300Two Family$415,150Three Family$501,800Four Family$623,650
TehamaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TrinityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TulareOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TuolumneOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
VenturaOne Family$713,000Two Family$912,750Three Family$1,103,350Four Family$1,371,150
YoloOne Family$552,000Two Family$706,650Three Family$854,200Four Family$1,061,550
YubaOne Family$324,300Two Family$415,150Three Family$501,800Four Family$623,650