Current FHA Mortgage Rates in California : HSH.com's FHA/VA Showcase

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California Mortgages

2020 FHA Loan Limits for California

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in California are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlamedaOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
AlpineOne Family$463,450Two Family$593,300Three Family$717,150Four Family$891,250
AmadorOne Family$355,350Two Family$454,900Three Family$549,850Four Family$683,350
ButteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CalaverasOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
ColusaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Contra CostaOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Del NorteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
El DoradoOne Family$569,250Two Family$728,750Three Family$880,900Four Family$1,094,700
FresnoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GlennOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HumboldtOne Family$345,000Two Family$441,650Three Family$533,850Four Family$663,450
ImperialOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
InyoOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
KernOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KingsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LassenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Los AngelesOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
MaderaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarinOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
MariposaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MendocinoOne Family$409,400Two Family$524,100Three Family$633,500Four Family$787,300
MercedOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ModocOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonoOne Family$529,000Two Family$677,200Three Family$818,600Four Family$1,017,300
MontereyOne Family$672,750Two Family$861,250Three Family$41,050Four Family$1,293,750
NapaOne Family$764,750Two Family$979,000Three Family$183,400Four Family$1,470,700
NevadaOne Family$486,450Two Family$622,750Three Family$752,750Four Family$935,500
OrangeOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
PlacerOne Family$569,250Two Family$728,750Three Family$880,900Four Family$1,094,700
PlumasOne Family$336,950Two Family$431,350Three Family$521,400Four Family$648,000
RiversideOne Family$442,750Two Family$566,800Three Family$685,100Four Family$851,450
SacramentoOne Family$569,250Two Family$728,750Three Family$880,900Four Family$1,094,700
San BenitoOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
San BernardinoOne Family$442,750Two Family$566,800Three Family$685,100Four Family$851,450
San DiegoOne Family$701,500Two Family$898,050Three Family$85,550Four Family$1,349,050
San FranciscoOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
San JoaquinOne Family$448,500Two Family$574,150Three Family$694,000Four Family$862,500
San Luis ObispoOne Family$690,000Two Family$883,300Three Family$67,750Four Family$1,326,950
San MateoOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Santa BarbaraOne Family$653,200Two Family$836,200Three Family$10,800Four Family$1,256,150
Santa ClaraOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Santa CruzOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
ShastaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SierraOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SiskiyouOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SolanoOne Family$506,000Two Family$647,750Three Family$783,000Four Family$973,100
SonomaOne Family$704,950Two Family$902,450Three Family$90,850Four Family$1,355,700
StanislausOne Family$365,700Two Family$468,150Three Family$565,900Four Family$703,250
SutterOne Family$345,000Two Family$441,650Three Family$533,850Four Family$663,450
TehamaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TrinityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TulareOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TuolumneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
VenturaOne Family$713,000Two Family$912,750Three Family$103,350Four Family$1,371,150
YoloOne Family$569,250Two Family$728,750Three Family$880,900Four Family$1,094,700
YubaOne Family$345,000Two Family$441,650Three Family$533,850Four Family$663,450
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