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FHA Mortgage Refinance rates in Minnesota

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Rates as low as

3.625% Rate

FHA 30 Yr.

Rates as low as

3.869% APR

$684 / month (est)

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Updated 5/24/2019

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Rates as low as

4.125% Rate

FHA 30 Yr.

Rates as low as

4.906% APR

$840 / month (est)

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Updated 5/26/2019

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Minnesota Mortgages

2019 FHA Loan Limits for Minnesota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Minnesota are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aitkin$314,827$403,125$487,250$605,525
Anoka$366,850$469,600$567,650$705,500
Becker$314,827$403,125$487,250$605,525
Beltrami$314,827$403,125$487,250$605,525
Benton$314,827$403,125$487,250$605,525
Big Stone$314,827$403,125$487,250$605,525
Blue Earth$314,827$403,125$487,250$605,525
Brown$314,827$403,125$487,250$605,525
Carlton$314,827$403,125$487,250$605,525
Carver$366,850$469,600$567,650$705,500
Cass$314,827$403,125$487,250$605,525
Chippewa$314,827$403,125$487,250$605,525
Chisago$366,850$469,600$567,650$705,500
Clay$314,827$403,125$487,250$605,525
Clearwater$314,827$403,125$487,250$605,525
Cook$314,827$403,125$487,250$605,525
Cottonwood$314,827$403,125$487,250$605,525
Crow Wing$314,827$403,125$487,250$605,525
Dakota$366,850$469,600$567,650$705,500
Dodge$314,827$403,125$487,250$605,525
Douglas$314,827$403,125$487,250$605,525
Faribault$314,827$403,125$487,250$605,525
Fillmore$314,827$403,125$487,250$605,525
Freeborn$314,827$403,125$487,250$605,525
Goodhue$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Hennepin$366,850$469,600$567,650$705,500
Houston$314,827$403,125$487,250$605,525
Hubbard$314,827$403,125$487,250$605,525
Isanti$366,850$469,600$567,650$705,500
Itasca$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Kanabec$314,827$403,125$487,250$605,525
Kandiyohi$314,827$403,125$487,250$605,525
Kittson$314,827$403,125$487,250$605,525
Koochiching$314,827$403,125$487,250$605,525
Lac Qui Parle$314,827$403,125$487,250$605,525
Lake$314,827$403,125$487,250$605,525
Lake Of The Woo$314,827$403,125$487,250$605,525
Le Sueur$366,850$469,600$567,650$705,500
Lincoln$314,827$403,125$487,250$605,525
Lyon$314,827$403,125$487,250$605,525
Mahnomen$314,827$403,125$487,250$605,525
Marshall$314,827$403,125$487,250$605,525
Martin$314,827$403,125$487,250$605,525
Mcleod$314,827$403,125$487,250$605,525
Meeker$314,827$403,125$487,250$605,525
Mille Lacs$366,850$469,600$567,650$705,500
Morrison$314,827$403,125$487,250$605,525
Mower$314,827$403,125$487,250$605,525
Murray$314,827$403,125$487,250$605,525
Nicollet$314,827$403,125$487,250$605,525
Nobles$314,827$403,125$487,250$605,525
Norman$314,827$403,125$487,250$605,525
Olmsted$314,827$403,125$487,250$605,525
Otter Tail$314,827$403,125$487,250$605,525
Pennington$314,827$403,125$487,250$605,525
Pine$314,827$403,125$487,250$605,525
Pipestone$314,827$403,125$487,250$605,525
Polk$314,827$403,125$487,250$605,525
Pope$314,827$403,125$487,250$605,525
Ramsey$366,850$469,600$567,650$705,500
Red Lake$314,827$403,125$487,250$605,525
Redwood$314,827$403,125$487,250$605,525
Renville$314,827$403,125$487,250$605,525
Rice$314,827$403,125$487,250$605,525
Rock$314,827$403,125$487,250$605,525
Roseau$314,827$403,125$487,250$605,525
Scott$366,850$469,600$567,650$705,500
Sherburne$366,850$469,600$567,650$705,500
Sibley$366,850$469,600$567,650$705,500
St. Louis$314,827$403,125$487,250$605,525
Stearns$314,827$403,125$487,250$605,525
Steele$314,827$403,125$487,250$605,525
Stevens$314,827$403,125$487,250$605,525
Swift$314,827$403,125$487,250$605,525
Todd$314,827$403,125$487,250$605,525
Traverse$314,827$403,125$487,250$605,525
Wabasha$314,827$403,125$487,250$605,525
Wadena$314,827$403,125$487,250$605,525
Waseca$314,827$403,125$487,250$605,525
Washington$366,850$469,600$567,650$705,500
Watonwan$314,827$403,125$487,250$605,525
Wilkin$314,827$403,125$487,250$605,525
Winona$314,827$403,125$487,250$605,525
Wright$366,850$469,600$567,650$705,500
Yellow Medicine$314,827$403,125$487,250$605,525