Current FHA Mortgage Rates in Minnesota : HSH.com's FHA/VA Showcase

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Minnesota Mortgages

2020 FHA Loan Limits for Minnesota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Minnesota are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AitkinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AnokaOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
BeckerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BeltramiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BentonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Big StoneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Blue EarthOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrownOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarltonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarverOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
CassOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChippewaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChisagoOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClearwaterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CookOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CottonwoodOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Crow WingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DakotaOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
DodgeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DouglasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FaribaultOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FillmoreOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FreebornOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GoodhueOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrantOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HennepinOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
HoustonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HubbardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IsantiOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
ItascaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KanabecOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KandiyohiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KittsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KoochichingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Lac Qui ParleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Lake Of The WooOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Le SueurOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LyonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MahnomenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarshallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MartinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
McleodOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MeekerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Mille LacsOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
MorrisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MowerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MurrayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NicolletOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NoblesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NormanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OlmstedOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Otter TailOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PenningtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PipestoneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PolkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PopeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RamseyOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
Red LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RedwoodOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RenvilleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RiceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RoseauOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ScottOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
SherburneOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
SibleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
St. LouisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StearnsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SteeleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StevensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SwiftOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ToddOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TraverseOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WabashaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WadenaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WasecaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
WatonwanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilkinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WinonaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WrightOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
Yellow MedicineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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