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Current FHA Mortgage Rates in Minnesota : HSH.com's FHA/VA Showcase

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Minnesota Mortgages

2019 FHA Loan Limits for Minnesota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Minnesota are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AitkinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AnokaOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
BeckerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BeltramiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BentonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Big StoneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Blue EarthOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrownOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarltonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarverOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
CassOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChippewaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChisagoOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
ClayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClearwaterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CookOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CottonwoodOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Crow WingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DakotaOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
DodgeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DouglasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FaribaultOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FillmoreOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FreebornOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GoodhueOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrantOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HennepinOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
HoustonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HubbardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IsantiOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
ItascaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KanabecOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KandiyohiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KittsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KoochichingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Lac Qui ParleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LakeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Lake Of The WooOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Le SueurOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
LincolnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LyonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MahnomenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarshallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MartinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
McleodOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MeekerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Mille LacsOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
MorrisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MowerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MurrayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NicolletOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NoblesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NormanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OlmstedOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Otter TailOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PenningtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PipestoneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PolkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PopeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RamseyOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
Red LakeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RedwoodOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RenvilleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RiceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RockOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RoseauOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ScottOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
SherburneOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
SibleyOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
St. LouisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StearnsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SteeleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StevensOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SwiftOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ToddOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TraverseOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WabashaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WadenaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WasecaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashingtonOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
WatonwanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WilkinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WinonaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WrightOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
Yellow MedicineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525