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Current FHA Mortgage Rates in Minnesota : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Minnesota

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4.250% Rate

FHA 30 Yr.

4.955% APR

$1,135 / month (est)

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Updated 6/19/2018

  • Low mortgage rates with no points and no hidden fees.
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3.375% Rate

FHA 30 Yr.

3.734% APR

$884 / month (est)

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Updated 6/18/2018

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4.125% Rate

FHA 30 Yr.

4.859% APR

$1,120 / month (est)

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Updated 6/19/2018

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  • Competitive rates and fees: No fancy branches = savings passed on to you!
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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 6/18/2018

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4.875% Rate

FHA 30 Yr.

5.715% APR

$1,210 / month (est)

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Updated 6/19/2018

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5.125% Rate

FHA 30 Yr.

5.973% APR

$1,242 / month (est)

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Updated 6/19/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
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4.375% Rate

FHA 30 Yr.

4.633% APR

$999 / month (est)

Updated 6/19/2018

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Minnesota Mortgages

2018 FHA Loan Limits for Minnesota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Minnesota, 73 counties have an FHA loan limit of $294,515 and the remaining 14 counties at $356,500.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Minnesota are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aitkin$294,515$377,075$455,800$566,425
Anoka$356,500$456,350$551,650$685,550
Becker$294,515$377,075$455,800$566,425
Beltrami$294,515$377,075$455,800$566,425
Benton$294,515$377,075$455,800$566,425
Big Stone$294,515$377,075$455,800$566,425
Blue Earth$294,515$377,075$455,800$566,425
Brown$294,515$377,075$455,800$566,425
Carlton$294,515$377,075$455,800$566,425
Carver$356,500$456,350$551,650$685,550
Cass$294,515$377,075$455,800$566,425
Chippewa$294,515$377,075$455,800$566,425
Chisago$356,500$456,350$551,650$685,550
Clay$294,515$377,075$455,800$566,425
Clearwater$294,515$377,075$455,800$566,425
Cook$294,515$377,075$455,800$566,425
Cottonwood$294,515$377,075$455,800$566,425
Crow Wing$294,515$377,075$455,800$566,425
Dakota$356,500$456,350$551,650$685,550
Dodge$294,515$377,075$455,800$566,425
Douglas$294,515$377,075$455,800$566,425
Faribault$294,515$377,075$455,800$566,425
Fillmore$294,515$377,075$455,800$566,425
Freeborn$294,515$377,075$455,800$566,425
Goodhue$294,515$377,075$455,800$566,425
Grant$294,515$377,075$455,800$566,425
Hennepin$356,500$456,350$551,650$685,550
Houston$294,515$377,075$455,800$566,425
Hubbard$294,515$377,075$455,800$566,425
Isanti$356,500$456,350$551,650$685,550
Itasca$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Kanabec$294,515$377,075$455,800$566,425
Kandiyohi$294,515$377,075$455,800$566,425
Kittson$294,515$377,075$455,800$566,425
Koochiching$294,515$377,075$455,800$566,425
Lac Qui Parle$294,515$377,075$455,800$566,425
Lake$294,515$377,075$455,800$566,425
Lake Of The Woo$294,515$377,075$455,800$566,425
Le Sueur$356,500$456,350$551,650$685,550
Lincoln$294,515$377,075$455,800$566,425
Lyon$294,515$377,075$455,800$566,425
Mahnomen$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Martin$294,515$377,075$455,800$566,425
Mcleod$294,515$377,075$455,800$566,425
Meeker$294,515$377,075$455,800$566,425
Mille Lacs$356,500$456,350$551,650$685,550
Morrison$294,515$377,075$455,800$566,425
Mower$294,515$377,075$455,800$566,425
Murray$294,515$377,075$455,800$566,425
Nicollet$294,515$377,075$455,800$566,425
Nobles$294,515$377,075$455,800$566,425
Norman$294,515$377,075$455,800$566,425
Olmsted$294,515$377,075$455,800$566,425
Otter Tail$294,515$377,075$455,800$566,425
Pennington$294,515$377,075$455,800$566,425
Pine$294,515$377,075$455,800$566,425
Pipestone$294,515$377,075$455,800$566,425
Polk$294,515$377,075$455,800$566,425
Pope$294,515$377,075$455,800$566,425
Ramsey$356,500$456,350$551,650$685,550
Red Lake$294,515$377,075$455,800$566,425
Redwood$294,515$377,075$455,800$566,425
Renville$294,515$377,075$455,800$566,425
Rice$294,515$377,075$455,800$566,425
Rock$294,515$377,075$455,800$566,425
Roseau$294,515$377,075$455,800$566,425
Scott$356,500$456,350$551,650$685,550
Sherburne$356,500$456,350$551,650$685,550
Sibley$356,500$456,350$551,650$685,550
St. Louis$294,515$377,075$455,800$566,425
Stearns$294,515$377,075$455,800$566,425
Steele$294,515$377,075$455,800$566,425
Stevens$294,515$377,075$455,800$566,425
Swift$294,515$377,075$455,800$566,425
Todd$294,515$377,075$455,800$566,425
Traverse$294,515$377,075$455,800$566,425
Wabasha$294,515$377,075$455,800$566,425
Wadena$294,515$377,075$455,800$566,425
Waseca$294,515$377,075$455,800$566,425
Washington$356,500$456,350$551,650$685,550
Watonwan$294,515$377,075$455,800$566,425
Wilkin$294,515$377,075$455,800$566,425
Winona$294,515$377,075$455,800$566,425
Wright$356,500$456,350$551,650$685,550
Yellow Medicine$294,515$377,075$455,800$566,425

 
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