dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current FHA Mortgage Rates in New Mexico : HSH.com's FHA/VA Showcase

  • No Appraisal, No MAX LTV, 3.3 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN
www.harp-2.org/refinance.com
  • Get the Facts about your current mortgage first. A 10 minute call could save you thousands of dollars.
  • Your servicer calls you. There's NO obligation and NO cost to see how much you can save.
  • Lower rates, low cost refinance and new home purchase - your servicer can help
www.aboutmymortgage.com

Refine Your Search

Get Custom Quotes
[X]

FHA Mortgage Refinance rates in New Mexico

Ad Disclosure

Rates as low as

3.625% Rate

FHA 30 Yr.

Rates as low as

3.869% APR

$684 / month (est)

Learn More

Updated 5/24/2019

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

Rates as low as

4.125% Rate

FHA 30 Yr.

Rates as low as

4.906% APR

$840 / month (est)

Learn More

Updated 5/26/2019

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • We close our loans FAST - many in 30 days or less!
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Ad Disclosure
HARP Expired, But You May Qualify For An Even Better Program
  • HARP Saved You $4,264 Each Year - This Program May Save You More
  • Lower Your Interest Rate!
  • See if You Qualify in 2 Minutes
Learn More
Mortgage Rates from 2.7%
  • Cash Out & Home Equity Options
  • Calculate New Rate & Payment
  • Fixed FHA, VA, Conventional 30 & 15 Year Rates
Learn More
HARP 2.0 Home Refinance
  • HARP = Special Government Program
  • No appraisal! No Out of Pocket Costs!
  • Lenders Compete and You Save!
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

New Mexico Mortgages

2019 FHA Loan Limits for New Mexico

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in New Mexico are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bernalillo$314,827$403,125$487,250$605,525
Catron$401,350$513,800$621,050$771,850
Chaves$314,827$403,125$487,250$605,525
Cibola$314,827$403,125$487,250$605,525
Colfax$314,827$403,125$487,250$605,525
Curry$314,827$403,125$487,250$605,525
De Baca$314,827$403,125$487,250$605,525
Dona Ana$314,827$403,125$487,250$605,525
Eddy$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Guadalupe$314,827$403,125$487,250$605,525
Harding$314,827$403,125$487,250$605,525
Hidalgo$314,827$403,125$487,250$605,525
Lea$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Los Alamos$410,550$525,550$635,300$789,500
Luna$314,827$403,125$487,250$605,525
Mckinley$314,827$403,125$487,250$605,525
Mora$314,827$403,125$487,250$605,525
Otero$314,827$403,125$487,250$605,525
Quay$314,827$403,125$487,250$605,525
Rio Arriba$314,827$403,125$487,250$605,525
Roosevelt$314,827$403,125$487,250$605,525
San Juan$314,827$403,125$487,250$605,525
San Miguel$314,827$403,125$487,250$605,525
Sandoval$314,827$403,125$487,250$605,525
Santa Fe$368,000$471,100$569,450$707,700
Sierra$314,827$403,125$487,250$605,525
Socorro$314,827$403,125$487,250$605,525
Taos$314,827$403,125$487,250$605,525
Torrance$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Valencia$314,827$403,125$487,250$605,525