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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Current FHA Mortgage Rates in New Mexico : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 9/21/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
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Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
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FHA 30 year mortgage rates today from 4.000%

Updated: 9/21/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.686%
APR
Rate as low as
4.000%
Rate
$ 829
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.675%
APR
Rate as low as
4.500%
Rate
$ 760
Monthly Payment
Show Details
Updated: 9/21/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Updated: 9/4/2019
RateZip
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr

New Mexico Mortgages

2019 FHA Loan Limits for New Mexico

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in New Mexico are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BernalilloOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CatronOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
ChavesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CibolaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ColfaxOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CurryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
De BacaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Dona AnaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EddyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrantOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GuadalupeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HidalgoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LincolnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Los AlamosOne Family$410,550Two Family$525,550Three Family$635,300Four Family$789,500
LunaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MckinleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MoraOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OteroOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
QuayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Rio ArribaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RooseveltOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
San JuanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
San MiguelOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SandovalOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Santa FeOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
SierraOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SocorroOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TaosOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TorranceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ValenciaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525