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Current FHA Mortgage Rates in New Mexico : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in New Mexico

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3.990% Rate

FHA 30 Yr.

4.157% APR

$715 / month (est)

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Updated 3/15/2019

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4.375% Rate

FHA 30 Yr.

5.069% APR

$863 / month (est)

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Updated 3/20/2019

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Mortgage Rates from 2.7%
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New Mexico Mortgages

2019 FHA Loan Limits for New Mexico

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in New Mexico are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Bernalillo$314,827$403,125$487,250$605,525
Catron$401,350$513,800$621,050$771,850
Chaves$314,827$403,125$487,250$605,525
Cibola$314,827$403,125$487,250$605,525
Colfax$314,827$403,125$487,250$605,525
Curry$314,827$403,125$487,250$605,525
De Baca$314,827$403,125$487,250$605,525
Dona Ana$314,827$403,125$487,250$605,525
Eddy$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Guadalupe$314,827$403,125$487,250$605,525
Harding$314,827$403,125$487,250$605,525
Hidalgo$314,827$403,125$487,250$605,525
Lea$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Los Alamos$410,550$525,550$635,300$789,500
Luna$314,827$403,125$487,250$605,525
Mckinley$314,827$403,125$487,250$605,525
Mora$314,827$403,125$487,250$605,525
Otero$314,827$403,125$487,250$605,525
Quay$314,827$403,125$487,250$605,525
Rio Arriba$314,827$403,125$487,250$605,525
Roosevelt$314,827$403,125$487,250$605,525
San Juan$314,827$403,125$487,250$605,525
San Miguel$314,827$403,125$487,250$605,525
Sandoval$314,827$403,125$487,250$605,525
Santa Fe$368,000$471,100$569,450$707,700
Sierra$314,827$403,125$487,250$605,525
Socorro$314,827$403,125$487,250$605,525
Taos$314,827$403,125$487,250$605,525
Torrance$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Valencia$314,827$403,125$487,250$605,525