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Current FHA Mortgage Rates in New Mexico : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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New Mexico Mortgages

2019 FHA Loan Limits for New Mexico

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in New Mexico are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BernalilloOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CatronOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
ChavesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CibolaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ColfaxOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CurryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
De BacaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Dona AnaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EddyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrantOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GuadalupeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HidalgoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LincolnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Los AlamosOne Family$410,550Two Family$525,550Three Family$635,300Four Family$789,500
LunaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MckinleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MoraOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OteroOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
QuayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Rio ArribaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RooseveltOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
San JuanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
San MiguelOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SandovalOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Santa FeOne Family$368,000Two Family$471,100Three Family$569,450Four Family$707,700
SierraOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SocorroOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TaosOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TorranceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ValenciaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525