Current FHA Mortgage Rates in Pennsylvania : HSH.com's FHA/VA Showcase

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Pennsylvania Mortgages

2020 FHA Loan Limits for Pennsylvania

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Pennsylvania are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AlleghenyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ArmstrongOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BeaverOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BedfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BerksOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BlairOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BradfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BucksOne Family$408,250Two Family$522,600Three Family$631,750Four Family$785,100
ButlerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CambriaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CameronOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarbonOne Family$372,600Two Family$477,000Three Family$576,550Four Family$716,550
CentreOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChesterOne Family$408,250Two Family$522,600Three Family$631,750Four Family$785,100
ClarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClearfieldOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClintonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColumbiaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrawfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CumberlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DauphinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DelawareOne Family$408,250Two Family$522,600Three Family$631,750Four Family$785,100
ElkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ErieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ForestOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FultonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreeneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HuntingdonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IndianaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JuniataOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LackawannaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LancasterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LawrenceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LebanonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LehighOne Family$372,600Two Family$477,000Three Family$576,550Four Family$716,550
LuzerneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LycomingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MckeanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MercerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MifflinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$408,250Two Family$522,600Three Family$631,750Four Family$785,100
MontourOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NorthamptonOne Family$372,600Two Family$477,000Three Family$576,550Four Family$716,550
NorthumberlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PerryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PhiladelphiaOne Family$408,250Two Family$522,600Three Family$631,750Four Family$785,100
PikeOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
PotterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SchuylkillOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SnyderOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SomersetOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SullivanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SusquehannaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TiogaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
VenangoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WarrenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WayneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WestmorelandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WyomingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YorkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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