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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in PA - Pennsylvania FHA mortgage

Pennsylvania Mortgages

2024 FHA Loan Limits for Pennsylvania

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Pennsylvania are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Allegheny One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Armstrong One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Beaver One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bedford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Berks One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Blair One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bradford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Bucks One Family$557,750 Two Family$714,000 Three Family$863,100 Four Family$1,072,600
Butler One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cambria One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cameron One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Carbon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Centre One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Chester One Family$557,750 Two Family$714,000 Three Family$863,100 Four Family$1,072,600
Clarion One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clearfield One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Clinton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Columbia One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Crawford One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cumberland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Dauphin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Delaware One Family$557,750 Two Family$714,000 Three Family$863,100 Four Family$1,072,600
Elk One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Erie One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fayette One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Forest One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Franklin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Fulton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Greene One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Huntingdon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Indiana One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Jefferson One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Juniata One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lackawanna One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lancaster One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lawrence One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lebanon One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lehigh One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Luzerne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Lycoming One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mckean One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mercer One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Mifflin One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Monroe One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Montgomery One Family$557,750 Two Family$714,000 Three Family$863,100 Four Family$1,072,600
Montour One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Northampton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Northumberland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Perry One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Philadelphia One Family$557,750 Two Family$714,000 Three Family$863,100 Four Family$1,072,600
Pike One Family$1,149,825 Two Family$1,472,250 Three Family$1,779,525 Four Family$2,211,600
Potter One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Schuylkill One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Snyder One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Somerset One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Sullivan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Susquehanna One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Tioga One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Union One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Venango One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Warren One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Washington One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wayne One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Westmoreland One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Wyoming One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
York One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350

Mortgage Rates by State

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