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Pennsylvania Mortgages

2019 FHA Loan Limits for Pennsylvania

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Pennsylvania are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AlleghenyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ArmstrongOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BeaverOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BedfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BerksOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BlairOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BradfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BucksOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
ButlerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CambriaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CameronOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarbonOne Family$372,600Two Family$477,000Three Family$576,550Four Family$716,550
CentreOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChesterOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
ClarionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClearfieldOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClintonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ColumbiaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CrawfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CumberlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DauphinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DelawareOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
ElkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ErieOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FayetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ForestOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FultonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GreeneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HuntingdonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IndianaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeffersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JuniataOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LackawannaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LancasterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LawrenceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LebanonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LehighOne Family$372,600Two Family$477,000Three Family$576,550Four Family$716,550
LuzerneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LycomingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MckeanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MercerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MifflinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MonroeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontgomeryOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
MontourOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NorthamptonOne Family$372,600Two Family$477,000Three Family$576,550Four Family$716,550
NorthumberlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PerryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PhiladelphiaOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
PikeOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
PotterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SchuylkillOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SnyderOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SomersetOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SullivanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SusquehannaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TiogaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
VenangoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WarrenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WayneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WestmorelandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WyomingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
YorkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525