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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in PA - Pennsylvania FHA mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Pennsylvania Mortgages

2022 FHA Loan Limits for Pennsylvania

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Pennsylvania are below.

County Name One Family Two Family Three Family Four Family
Adams One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Allegheny One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Armstrong One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Beaver One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bedford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Berks One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Blair One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bradford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bucks One Family$477,250 Two Family$610,950 Three Family$738,500 Four Family$917,800
Butler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cambria One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cameron One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carbon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Centre One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chester One Family$477,250 Two Family$610,950 Three Family$738,500 Four Family$917,800
Clarion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clearfield One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clinton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Columbia One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crawford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cumberland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dauphin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Delaware One Family$477,250 Two Family$610,950 Three Family$738,500 Four Family$917,800
Elk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Erie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fayette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Forest One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fulton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greene One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Huntingdon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Indiana One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Juniata One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lackawanna One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lancaster One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lawrence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lebanon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lehigh One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Luzerne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lycoming One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mckean One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mercer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mifflin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$477,250 Two Family$610,950 Three Family$738,500 Four Family$917,800
Montour One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Northampton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Northumberland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Perry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Philadelphia One Family$477,250 Two Family$610,950 Three Family$738,500 Four Family$917,800
Pike One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Potter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Schuylkill One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Snyder One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Somerset One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sullivan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Susquehanna One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tioga One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Venango One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Warren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Westmoreland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wyoming One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
York One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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