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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Current FHA Mortgage Rates in Idaho : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 9/21/2019
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Featured lenders
Updated: 9/4/2019
US Bank
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FHA 30 year mortgage rates today from 4.000%

Updated: 9/21/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.686%
APR
Rate as low as
4.000%
Rate
$ 829
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.675%
APR
Rate as low as
4.500%
Rate
$ 760
Monthly Payment
Show Details
Updated: 9/21/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Updated: 9/4/2019
RateZip
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr

Idaho Mortgages

2019 FHA Loan Limits for Idaho

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Idaho are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdaOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
AdamsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BannockOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Bear LakeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BenewahOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BinghamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BlaineOne Family$646,300Two Family$827,400Three Family$1,000,100Four Family$1,242,900
BoiseOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
BonnerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BonnevilleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BoundaryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ButteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CamasOne Family$646,300Two Family$827,400Three Family$1,000,100Four Family$1,242,900
CanyonOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
CaribouOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CassiaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClarkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClearwaterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CusterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ElmoreOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FremontOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GemOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
GoodingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IdahoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeffersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeromeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KootenaiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LatahOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LemhiOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LewisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LincolnOne Family$646,300Two Family$827,400Three Family$1,000,100Four Family$1,242,900
MadisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MinidokaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Nez PerceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OneidaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OwyheeOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
PayetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PowerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShoshoneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TetonOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Twin FallsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ValleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525