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Mortgage Refinance rates in Idaho

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3.375% Rate

FHA 30 Yr.

3.666% APR

$1,337 / month (est)

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Updated 12/13/2017

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3.250% Rate

FHA 30 Yr.

3.369% APR

$1,316 / month (est)

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Updated 12/13/2017

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Idaho Mortgages

Idaho FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Idaho, 39 counties have FHA loan limits at $271,050 and 5 counties range from $272,550 to $625,500.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $271,050. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-FamilyMedian Sale Price
Ada $271,050 $347,000 $419,425 $521,250 $211,000
Adams $271,050 $347,000 $419,425 $521,250 $203,000
Bannock $271,050 $347,000 $419,425 $521,250 $151,000
Bear Lake $271,050 $347,000 $419,425 $521,250 $97,000
Benewah $271,050 $347,000 $419,425 $521,250 $113,000
Bingham $271,050 $347,000 $419,425 $521,250 $147,000
Blaine $625,500 $800,775 $967,950 $1,202,925 $321,000
Boise $271,050 $347,000 $419,425 $521,250 $211,000
Bonner $271,050 $347,000 $419,425 $521,250 $181,000
Bonneville $271,050 $347,000 $419,425 $521,250 $185,000
Boundary $271,050 $347,000 $419,425 $521,250 $128,000
Butte $271,050 $347,000 $419,425 $521,250 $185,000
Camas $625,500 $800,775 $967,950 $1,202,925 $321,000
Canyon $271,050 $347,000 $419,425 $521,250 $211,000
Caribou $271,050 $347,000 $419,425 $521,250 $133,000
Cassia $271,050 $347,000 $419,425 $521,250 $131,000
Clark $271,050 $347,000 $419,425 $521,250 $95,000
Clearwater $271,050 $347,000 $419,425 $521,250 $125,000
Custer $271,050 $347,000 $419,425 $521,250 $205,000
Elmore $271,050 $347,000 $419,425 $521,250 $137,000
Franklin $271,050 $347,000 $419,425 $521,250 $188,000
Fremont $271,050 $347,000 $419,425 $521,250 $199,000
Gem $271,050 $347,000 $419,425 $521,250 $211,000
Gooding $271,050 $347,000 $419,425 $521,250 $139,000
Idaho $271,050 $347,000 $419,425 $521,250 $100,000
Jefferson $271,050 $347,000 $419,425 $521,250 $185,000
Jerome $271,050 $347,000 $419,425 $521,250 $155,000
Kootenai $271,050 $347,000 $419,425 $521,250 $196,000
Latah $271,050 $347,000 $419,425 $521,250 $193,000
Lemhi $271,050 $347,000 $419,425 $521,250 $119,000
Lewis $271,050 $347,000 $419,425 $521,250 $96,000
Lincoln $625,500 $800,775 $967,950 $1,202,925 $321,000
Madison $271,050 $347,000 $419,425 $521,250 $199,000
Minidoka $271,050 $347,000 $419,425 $521,250 $131,000
Nez Perce $271,050 $347,000 $419,425 $521,250 $177,000
Oneida $271,050 $347,000 $419,425 $521,250 $106,000
Owyhee $271,050 $347,000 $419,425 $521,250 $211,000
Payette $271,050 $347,000 $419,425 $521,250 $128,000
Power $271,050 $347,000 $419,425 $521,250 $132,000
Shoshone $271,050 $347,000 $419,425 $521,250 $78,000
Teton $625,500 $800,775 $967,950 $1,202,925 $504,000
Twin Falls $271,050 $347,000 $419,425 $521,250 $155,000
Valley $272,550 $348,900 $421,750 $524,150 $194,000
Washington $271,050 $347,000 $419,425 $521,250 $104,000