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Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Current FHA Mortgage Rates in Idaho : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 2/19/2020
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FHA 30 year mortgage rates today from 3.125%

Updated: 2/18/2020
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.342%
APR
Rate as low as
3.125%
Rate
$ 857
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.653%
APR
Rate as low as
4.500%
Rate
$ 1,013
Monthly Payment
Show Details
Updated: 2/18/2020
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Updated: 2/19/2020
Rocket Mortgage
  • A+ Rating with the Better Business Bureau

Idaho Mortgages

2020 FHA Loan Limits for Idaho

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Idaho are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdaOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
AdamsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BannockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Bear LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BenewahOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BinghamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BlaineOne Family$646,300Two Family$827,400Three Family$100Four Family$1,242,900
BoiseOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
BonnerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BonnevilleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BoundaryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ButteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CamasOne Family$646,300Two Family$827,400Three Family$100Four Family$1,242,900
CanyonOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
CaribouOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CassiaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClarkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClearwaterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CusterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ElmoreOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FremontOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GemOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
GoodingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IdahoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeromeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KootenaiOne Family$335,800Two Family$429,850Three Family$519,600Four Family$645,750
LatahOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LemhiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LewisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MinidokaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Nez PerceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OneidaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OwyheeOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
PayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PowerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShoshoneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TetonOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Twin FallsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ValleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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