dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current FHA Mortgage Rates in Idaho : HSH.com's FHA/VA Showcase

  • The LendingTree® Network of Top Lenders Will Help You Find the Loan You Need.
  • See How Much You Can Save.
  • Winning On Your Refinance Has Never Been Easier.
www.lendingtree.com
  • No Appraisal, No MAX LTV, 3.5 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN
www.harp-2.org/refinance.com

Refine Your Search

Get Custom Quotes
[X]

FHA Mortgage Refinance rates in Idaho

Ad Disclosure

3.990% Rate

FHA 30 Yr.

4.157% APR

$715 / month (est)

Learn More

Updated 3/15/2019

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

4.375% Rate

FHA 30 Yr.

5.069% APR

$863 / month (est)

Learn More

Updated 3/20/2019

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Ad Disclosure
Mortgage Rates from 2.7%
  • Cash Out & Home Equity Options
  • Calculate New Rate & Payment
  • Fixed FHA, VA, Conventional 30 & 15 Year Rates
Learn More
HARP Expired, But You May Qualify For An Even Better Program
  • HARP Saved You $4,264 Each Year - This Program May Save You More
  • Lower Your Interest Rate!
  • See if You Qualify in 2 Minutes
Learn More
Save Thousands on Your Refinance or Purchase Loan
  • Get the Facts about your current mortgage first. A 10 minute call could save you thousands of dollars.
  • Your servicer calls you. There's NO obligation and NO cost to see how much you can save.
  • Lower rates, low cost refinance and new home purchase - your servicer can help
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

Idaho Mortgages

2019 FHA Loan Limits for Idaho

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Idaho are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Ada$331,200$424,000$512,500$636,900
Adams$314,827$403,125$487,250$605,525
Bannock$314,827$403,125$487,250$605,525
Bear Lake$314,827$403,125$487,250$605,525
Benewah$314,827$403,125$487,250$605,525
Bingham$314,827$403,125$487,250$605,525
Blaine$646,300$827,400$1,000,100$1,242,900
Boise$331,200$424,000$512,500$636,900
Bonner$314,827$403,125$487,250$605,525
Bonneville$314,827$403,125$487,250$605,525
Boundary$314,827$403,125$487,250$605,525
Butte$314,827$403,125$487,250$605,525
Camas$646,300$827,400$1,000,100$1,242,900
Canyon$331,200$424,000$512,500$636,900
Caribou$314,827$403,125$487,250$605,525
Cassia$314,827$403,125$487,250$605,525
Clark$314,827$403,125$487,250$605,525
Clearwater$314,827$403,125$487,250$605,525
Custer$314,827$403,125$487,250$605,525
Elmore$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Fremont$314,827$403,125$487,250$605,525
Gem$331,200$424,000$512,500$636,900
Gooding$314,827$403,125$487,250$605,525
Idaho$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Jerome$314,827$403,125$487,250$605,525
Kootenai$314,827$403,125$487,250$605,525
Latah$314,827$403,125$487,250$605,525
Lemhi$314,827$403,125$487,250$605,525
Lewis$314,827$403,125$487,250$605,525
Lincoln$646,300$827,400$1,000,100$1,242,900
Madison$314,827$403,125$487,250$605,525
Minidoka$314,827$403,125$487,250$605,525
Nez Perce$314,827$403,125$487,250$605,525
Oneida$314,827$403,125$487,250$605,525
Owyhee$331,200$424,000$512,500$636,900
Payette$314,827$403,125$487,250$605,525
Power$314,827$403,125$487,250$605,525
Shoshone$314,827$403,125$487,250$605,525
Teton$726,525$930,300$1,124,475$1,397,400
Twin Falls$314,827$403,125$487,250$605,525
Valley$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525