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Current FHA Mortgage Rates in Idaho : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Idaho

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 11/16/2018

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5.125% Rate

FHA 30 Yr.

5.836% APR

$932 / month (est)

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Updated 11/20/2018

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4.990% Rate

FHA 30 Yr.

5.795% APR

$919 / month (est)

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Updated 11/20/2018

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  • Refinance to a get a lower payment, cash back or a faster payoff.
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HARP 2.0 Refinance Loan 3.3% FIXED
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HARP 2.0 Refinance Loan 3.3% FIXED
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Idaho Interest Rates as low as 4% (4.708APR)
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See if You Qualify for $100k (or a Year's Worth of Mortgage Payments)
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Idaho Mortgages

2018 FHA Loan Limits for Idaho

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Idaho, 40 counties have FHA loan limits at $294,515 and 5 counties range from $646,300 to $679,650.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Idaho are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Ada$294,515$377,075$455,800$566,425
Adams$294,515$377,075$455,800$566,425
Bannock$294,515$377,075$455,800$566,425
Bear Lake$294,515$377,075$455,800$566,425
Benewah$294,515$377,075$455,800$566,425
Bingham$294,515$377,075$455,800$566,425
Blaine$646,300$827,400$1,000,100$1,242,900
Boise$294,515$377,075$455,800$566,425
Bonner$294,515$377,075$455,800$566,425
Bonneville$294,515$377,075$455,800$566,425
Boundary$294,515$377,075$455,800$566,425
Butte$294,515$377,075$455,800$566,425
Camas$646,300$827,400$1,000,100$1,242,900
Canyon$294,515$377,075$455,800$566,425
Caribou$294,515$377,075$455,800$566,425
Cassia$294,515$377,075$455,800$566,425
Clark$294,515$377,075$455,800$566,425
Clearwater$294,515$377,075$455,800$566,425
Custer$294,515$377,075$455,800$566,425
Elmore$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Fremont$294,515$377,075$455,800$566,425
Gem$294,515$377,075$455,800$566,425
Gooding$294,515$377,075$455,800$566,425
Idaho$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Jerome$294,515$377,075$455,800$566,425
Kootenai$294,515$377,075$455,800$566,425
Latah$294,515$377,075$455,800$566,425
Lemhi$294,515$377,075$455,800$566,425
Lewis$294,515$377,075$455,800$566,425
Lincoln$646,300$827,400$1,000,100$1,242,900
Madison$294,515$377,075$455,800$566,425
Minidoka$294,515$377,075$455,800$566,425
Nez Perce$294,515$377,075$455,800$566,425
Oneida$294,515$377,075$455,800$566,425
Owyhee$294,515$377,075$455,800$566,425
Payette$294,515$377,075$455,800$566,425
Power$294,515$377,075$455,800$566,425
Shoshone$294,515$377,075$455,800$566,425
Teton$679,650$870,225$1,051,875$1,307,175
Twin Falls$294,515$377,075$455,800$566,425
Valley$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425