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Current FHA Mortgage Rates in Idaho : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Idaho

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4.625% Rate

FHA 30 Yr.

5.325% APR

$885 / month (est)

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Updated 1/21/2019

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4.625% Rate

FHA 30 Yr.

5.420% APR

$885 / month (est)

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Updated 1/21/2019

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Idaho Interest Rates as low as 4% (4.708APR)
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Idaho Mortgages

2018 FHA Loan Limits for Idaho

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Idaho, 40 counties have FHA loan limits at $294,515 and 5 counties range from $646,300 to $679,650.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Idaho are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Ada$331,200$424,000$512,500$636,900
Adams$314,827$403,125$487,250$605,525
Bannock$314,827$403,125$487,250$605,525
Bear Lake$314,827$403,125$487,250$605,525
Benewah$314,827$403,125$487,250$605,525
Bingham$314,827$403,125$487,250$605,525
Blaine$646,300$827,400$1,000,100$1,242,900
Boise$331,200$424,000$512,500$636,900
Bonner$314,827$403,125$487,250$605,525
Bonneville$314,827$403,125$487,250$605,525
Boundary$314,827$403,125$487,250$605,525
Butte$314,827$403,125$487,250$605,525
Camas$646,300$827,400$1,000,100$1,242,900
Canyon$331,200$424,000$512,500$636,900
Caribou$314,827$403,125$487,250$605,525
Cassia$314,827$403,125$487,250$605,525
Clark$314,827$403,125$487,250$605,525
Clearwater$314,827$403,125$487,250$605,525
Custer$314,827$403,125$487,250$605,525
Elmore$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Fremont$314,827$403,125$487,250$605,525
Gem$331,200$424,000$512,500$636,900
Gooding$314,827$403,125$487,250$605,525
Idaho$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Jerome$314,827$403,125$487,250$605,525
Kootenai$314,827$403,125$487,250$605,525
Latah$314,827$403,125$487,250$605,525
Lemhi$314,827$403,125$487,250$605,525
Lewis$314,827$403,125$487,250$605,525
Lincoln$646,300$827,400$1,000,100$1,242,900
Madison$314,827$403,125$487,250$605,525
Minidoka$314,827$403,125$487,250$605,525
Nez Perce$314,827$403,125$487,250$605,525
Oneida$314,827$403,125$487,250$605,525
Owyhee$331,200$424,000$512,500$636,900
Payette$314,827$403,125$487,250$605,525
Power$314,827$403,125$487,250$605,525
Shoshone$314,827$403,125$487,250$605,525
Teton$726,525$930,300$1,124,475$1,397,400
Twin Falls$314,827$403,125$487,250$605,525
Valley$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525