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Are you wondering "Should I pay points to lower my mortgage rate?"

Are you wondering "Should I pay points to lower my mortgage rate?"

Current FHA Mortgage Rates in WV- West Virginia FHA Mortgage

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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West Virginia Mortgages

2022 FHA Loan Limits for West Virginia

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in West Virginia are below.

Select County
County Name One Family Two Family Three Family Four Family
Barbour One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Berkeley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Boone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Braxton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brooke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cabell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Calhoun One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Doddridge One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fayette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gilmer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grant One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greenbrier One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hampshire One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hancock One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hardy One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harrison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Kanawha One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lewis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Logan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marshall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mason One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcdowell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mercer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mineral One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mingo One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monongalia One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morgan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Nicholas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ohio One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pendleton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pleasants One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pocahontas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Preston One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Putnam One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Raleigh One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Randolph One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ritchie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Roane One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Summers One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Taylor One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tucker One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tyler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Upshur One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Webster One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wetzel One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wirt One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wood One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wyoming One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150

Mortgage Rates by State

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