| County Name | One-Family | Two-Family | Three-Family | Four-Family |
|---|---|---|---|---|
| Barbour | $294,515 | $377,075 | $455,800 | $566,425 |
| Berkeley | $294,515 | $377,075 | $455,800 | $566,425 |
| Boone | $294,515 | $377,075 | $455,800 | $566,425 |
| Braxton | $294,515 | $377,075 | $455,800 | $566,425 |
| Brooke | $294,515 | $377,075 | $455,800 | $566,425 |
| Cabell | $294,515 | $377,075 | $455,800 | $566,425 |
| Calhoun | $294,515 | $377,075 | $455,800 | $566,425 |
| Clay | $294,515 | $377,075 | $455,800 | $566,425 |
| Doddridge | $294,515 | $377,075 | $455,800 | $566,425 |
| Fayette | $294,515 | $377,075 | $455,800 | $566,425 |
| Gilmer | $294,515 | $377,075 | $455,800 | $566,425 |
| Grant | $294,515 | $377,075 | $455,800 | $566,425 |
| Greenbrier | $294,515 | $377,075 | $455,800 | $566,425 |
| Hampshire | $294,515 | $377,075 | $455,800 | $566,425 |
| Hancock | $294,515 | $377,075 | $455,800 | $566,425 |
| Hardy | $294,515 | $377,075 | $455,800 | $566,425 |
| Harrison | $294,515 | $377,075 | $455,800 | $566,425 |
| Jackson | $294,515 | $377,075 | $455,800 | $566,425 |
| Jefferson | $679,650 | $870,225 | $1,051,875 | $1,307,175 |
| Kanawha | $294,515 | $377,075 | $455,800 | $566,425 |
| Lewis | $294,515 | $377,075 | $455,800 | $566,425 |
| Lincoln | $294,515 | $377,075 | $455,800 | $566,425 |
| Logan | $294,515 | $377,075 | $455,800 | $566,425 |
| Marion | $294,515 | $377,075 | $455,800 | $566,425 |
| Marshall | $294,515 | $377,075 | $455,800 | $566,425 |
| Mason | $294,515 | $377,075 | $455,800 | $566,425 |
| Mcdowell | $294,515 | $377,075 | $455,800 | $566,425 |
| Mercer | $294,515 | $377,075 | $455,800 | $566,425 |
| Mineral | $294,515 | $377,075 | $455,800 | $566,425 |
| Mingo | $294,515 | $377,075 | $455,800 | $566,425 |
| Monongalia | $294,515 | $377,075 | $455,800 | $566,425 |
| Monroe | $294,515 | $377,075 | $455,800 | $566,425 |
| Morgan | $294,515 | $377,075 | $455,800 | $566,425 |
| Nicholas | $294,515 | $377,075 | $455,800 | $566,425 |
| Ohio | $294,515 | $377,075 | $455,800 | $566,425 |
| Pendleton | $294,515 | $377,075 | $455,800 | $566,425 |
| Pleasants | $294,515 | $377,075 | $455,800 | $566,425 |
| Pocahontas | $294,515 | $377,075 | $455,800 | $566,425 |
| Preston | $294,515 | $377,075 | $455,800 | $566,425 |
| Putnam | $294,515 | $377,075 | $455,800 | $566,425 |
| Raleigh | $294,515 | $377,075 | $455,800 | $566,425 |
| Randolph | $294,515 | $377,075 | $455,800 | $566,425 |
| Ritchie | $294,515 | $377,075 | $455,800 | $566,425 |
| Roane | $294,515 | $377,075 | $455,800 | $566,425 |
| Summers | $294,515 | $377,075 | $455,800 | $566,425 |
| Taylor | $294,515 | $377,075 | $455,800 | $566,425 |
| Tucker | $294,515 | $377,075 | $455,800 | $566,425 |
| Tyler | $294,515 | $377,075 | $455,800 | $566,425 |
| Upshur | $294,515 | $377,075 | $455,800 | $566,425 |
| Wayne | $294,515 | $377,075 | $455,800 | $566,425 |
| Webster | $294,515 | $377,075 | $455,800 | $566,425 |
| Wetzel | $294,515 | $377,075 | $455,800 | $566,425 |
| Wirt | $294,515 | $377,075 | $455,800 | $566,425 |
| Wood | $294,515 | $377,075 | $455,800 | $566,425 |
| Wyoming | $294,515 | $377,075 | $455,800 | $566,425 |
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FHA Mortgage Refinance rates in West Virginia
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$908 / month (est)
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West Virginia Mortgages
2018 FHA Loan Limits for West Virginia
FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.
For West Virginia, 54 counties have an FHA loan limit of $294,515 and the remaining 1 county range is at $679,650.
FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.
FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in West Virginia are below.
FHA Mortgage Rates by State
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