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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Current FHA Mortgage Rates in West Virginia : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
Updated: 9/21/2019
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Updated: 9/21/2019
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West Virginia Mortgages

2019 FHA Loan Limits for West Virginia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in West Virginia are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BarbourOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BerkeleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BooneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BraxtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrookeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CabellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CalhounOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DoddridgeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FayetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GilmerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrantOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GreenbrierOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HampshireOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HancockOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HarrisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeffersonOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
KanawhaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LewisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LincolnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LoganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarshallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MasonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
McdowellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MercerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MineralOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MingoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MonongaliaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MonroeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MorganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NicholasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OhioOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PendletonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PleasantsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PocahontasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PrestonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PutnamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RaleighOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RandolphOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RitchieOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RoaneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SummersOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TaylorOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TuckerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TylerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UpshurOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WayneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WebsterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WetzelOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WirtOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WoodOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WyomingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525