Current FHA Mortgage Rates in WV- West Virginia FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in West Virginia are below.

County Name	One Family	Two Family	Three Family	Four Family

Barbour	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Berkeley	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Boone	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Braxton	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Brooke	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Cabell	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Calhoun	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Clay	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Doddridge	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Fayette	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Gilmer	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Grant	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Greenbrier	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Hampshire	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Hancock	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Hardy	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Harrison	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Jackson	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Jefferson	One Family$765,600	Two Family$980,325	Three Family$184,925	Four Family$1,472,550
Kanawha	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Lewis	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Lincoln	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Logan	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Marion	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Marshall	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Mason	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Mcdowell	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Mercer	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Mineral	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Mingo	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Monongalia	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Monroe	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Morgan	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Nicholas	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Ohio	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Pendleton	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Pleasants	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Pocahontas	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Preston	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Putnam	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Raleigh	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Randolph	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Ritchie	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Roane	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Summers	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Taylor	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Tucker	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Tyler	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Upshur	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Wayne	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Webster	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Wetzel	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Wirt	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Wood	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100
Wyoming	One Family$331,760	Two Family$424,800	Three Family$513,450	Four Family$638,100

Current FHA Mortgage Rates in West Virginia : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

West Virginia Mortgages

2020 FHA Loan Limits for West Virginia

Mortgage Rates by State