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Current Mortgage Rates in West Virginia : HSH.com's FHA/VA Showcase

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Mortgage Refinance rates in West Virginia

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4.990% Rate

FHA 30 Yr.

5.834% APR

$1,225 / month (est)

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Updated 4/25/2018

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3.375% Rate

FHA 30 Yr.

3.734% APR

$884 / month (est)

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Updated 4/24/2018

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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 4/23/2018

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5.375% Rate

FHA 30 Yr.

6.231% APR

$1,273 / month (est)

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Updated 4/25/2018

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  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
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Other lenders for Mortgage Refinance of $200,000 in West Virginia

4.250% Rate

FHA 30 Yr.

4.987% APR

$1,135 / month (est)

Updated 4/24/2018

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West Virginia Mortgages

2018 FHA Loan Limits for West Virginia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For West Virginia, 54 counties have an FHA loan limit of $294,515 and the remaining 1 county range is at $679,650.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in West Virginia are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Barbour$294,515$377,075$455,800$566,425
Berkeley$294,515$377,075$455,800$566,425
Boone$294,515$377,075$455,800$566,425
Braxton$294,515$377,075$455,800$566,425
Brooke$294,515$377,075$455,800$566,425
Cabell$294,515$377,075$455,800$566,425
Calhoun$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Doddridge$294,515$377,075$455,800$566,425
Fayette$294,515$377,075$455,800$566,425
Gilmer$294,515$377,075$455,800$566,425
Grant$294,515$377,075$455,800$566,425
Greenbrier$294,515$377,075$455,800$566,425
Hampshire$294,515$377,075$455,800$566,425
Hancock$294,515$377,075$455,800$566,425
Hardy$294,515$377,075$455,800$566,425
Harrison$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jefferson$679,650$870,225$1,051,875$1,307,175
Kanawha$294,515$377,075$455,800$566,425
Lewis$294,515$377,075$455,800$566,425
Lincoln$294,515$377,075$455,800$566,425
Logan$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Mason$294,515$377,075$455,800$566,425
Mcdowell$294,515$377,075$455,800$566,425
Mercer$294,515$377,075$455,800$566,425
Mineral$294,515$377,075$455,800$566,425
Mingo$294,515$377,075$455,800$566,425
Monongalia$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Morgan$294,515$377,075$455,800$566,425
Nicholas$294,515$377,075$455,800$566,425
Ohio$294,515$377,075$455,800$566,425
Pendleton$294,515$377,075$455,800$566,425
Pleasants$294,515$377,075$455,800$566,425
Pocahontas$294,515$377,075$455,800$566,425
Preston$294,515$377,075$455,800$566,425
Putnam$294,515$377,075$455,800$566,425
Raleigh$294,515$377,075$455,800$566,425
Randolph$294,515$377,075$455,800$566,425
Ritchie$294,515$377,075$455,800$566,425
Roane$294,515$377,075$455,800$566,425
Summers$294,515$377,075$455,800$566,425
Taylor$294,515$377,075$455,800$566,425
Tucker$294,515$377,075$455,800$566,425
Tyler$294,515$377,075$455,800$566,425
Upshur$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
Webster$294,515$377,075$455,800$566,425
Wetzel$294,515$377,075$455,800$566,425
Wirt$294,515$377,075$455,800$566,425
Wood$294,515$377,075$455,800$566,425
Wyoming$294,515$377,075$455,800$566,425