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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Current FHA Mortgage Rates in West Virginia : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
Updated: 1/27/2020
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West Virginia Mortgages

2020 FHA Loan Limits for West Virginia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in West Virginia are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BarbourOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BerkeleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BooneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BraxtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrookeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CabellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DoddridgeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GilmerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrantOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreenbrierOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HampshireOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HancockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HardyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HarrisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
KanawhaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LewisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LoganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarshallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MasonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
McdowellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MercerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MineralOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MingoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonongaliaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MorganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NicholasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OhioOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PendletonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PleasantsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PocahontasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PrestonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PutnamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RaleighOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RandolphOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RitchieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RoaneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SummersOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TaylorOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TuckerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TylerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UpshurOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WayneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WebsterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WetzelOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WirtOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WoodOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WyomingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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