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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in OR - Oregon FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Oregon Mortgages

2022 FHA Loan Limits for Oregon

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Oregon are below.

County Name One Family Two Family Three Family Four Family
Baker One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Benton One Family$483,000 Two Family$618,300 Three Family$747,400 Four Family$928,850
Clackamas One Family$598,000 Two Family$765,550 Three Family$925,350 Four Family$1,150,000
Clatsop One Family$437,000 Two Family$559,450 Three Family$676,200 Four Family$840,400
Columbia One Family$598,000 Two Family$765,550 Three Family$925,350 Four Family$1,150,000
Coos One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crook One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Curry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Deschutes One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Douglas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gilliam One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grant One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harney One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hood River One Family$599,150 Two Family$767,000 Three Family$927,150 Four Family$1,152,250
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Josephine One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Klamath One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lake One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lane One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Linn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Malheur One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morrow One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Multnomah One Family$598,000 Two Family$765,550 Three Family$925,350 Four Family$1,150,000
Polk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sherman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tillamook One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Umatilla One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wallowa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wasco One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$598,000 Two Family$765,550 Three Family$925,350 Four Family$1,150,000
Wheeler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Yamhill One Family$598,000 Two Family$765,550 Three Family$925,350 Four Family$1,150,000
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