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Current FHA Mortgage Rates in Oregon : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Oregon Mortgages

2019 FHA Loan Limits for Oregon

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Oregon are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BakerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BentonOne Family$385,250Two Family$493,200Three Family$596,150Four Family$740,850
ClackamasOne Family$474,950Two Family$608,000Three Family$734,950Four Family$913,350
ClatsopOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
ColumbiaOne Family$474,950Two Family$608,000Three Family$734,950Four Family$913,350
CoosOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CrookOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CurryOne Family$327,750Two Family$419,550Three Family$507,150Four Family$630,300
DeschutesOne Family$409,400Two Family$524,100Three Family$633,500Four Family$787,300
DouglasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GilliamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrantOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HarneyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Hood RiverOne Family$477,250Two Family$610,950Three Family$738,500Four Family$917,800
JacksonOne Family$320,850Two Family$410,750Three Family$496,500Four Family$617,000
JeffersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JosephineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KlamathOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LakeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LaneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LincolnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LinnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MalheurOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarionOne Family$322,000Two Family$412,200Three Family$498,250Four Family$619,250
MorrowOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MultnomahOne Family$474,950Two Family$608,000Three Family$734,950Four Family$913,350
PolkOne Family$322,000Two Family$412,200Three Family$498,250Four Family$619,250
ShermanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TillamookOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UmatillaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WallowaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WascoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashingtonOne Family$474,950Two Family$608,000Three Family$734,950Four Family$913,350
WheelerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
YamhillOne Family$474,950Two Family$608,000Three Family$734,950Four Family$913,350