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Current FHA Mortgage Rates in Oregon : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Oregon

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Rates as low as

3.625% Rate

FHA 30 Yr.

Rates as low as

3.869% APR

$684 / month (est)

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Updated 5/24/2019

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Rates as low as

4.125% Rate

FHA 30 Yr.

Rates as low as

4.906% APR

$840 / month (est)

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Updated 5/26/2019

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Mortgage Rates from 2.7%
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Mortgage Rates from 2.9% (3.5% APR)
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Oregon Mortgages

2019 FHA Loan Limits for Oregon

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Oregon are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Baker$314,827$403,125$487,250$605,525
Benton$385,250$493,200$596,150$740,850
Clackamas$474,950$608,000$734,950$913,350
Clatsop$316,250$404,850$489,350$608,150
Columbia$474,950$608,000$734,950$913,350
Coos$314,827$403,125$487,250$605,525
Crook$314,827$403,125$487,250$605,525
Curry$327,750$419,550$507,150$630,300
Deschutes$409,400$524,100$633,500$787,300
Douglas$314,827$403,125$487,250$605,525
Gilliam$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Harney$314,827$403,125$487,250$605,525
Hood River$477,250$610,950$738,500$917,800
Jackson$320,850$410,750$496,500$617,000
Jefferson$314,827$403,125$487,250$605,525
Josephine$314,827$403,125$487,250$605,525
Klamath$314,827$403,125$487,250$605,525
Lake$314,827$403,125$487,250$605,525
Lane$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Linn$314,827$403,125$487,250$605,525
Malheur$314,827$403,125$487,250$605,525
Marion$322,000$412,200$498,250$619,250
Morrow$314,827$403,125$487,250$605,525
Multnomah$474,950$608,000$734,950$913,350
Polk$322,000$412,200$498,250$619,250
Sherman$314,827$403,125$487,250$605,525
Tillamook$314,827$403,125$487,250$605,525
Umatilla$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Wallowa$314,827$403,125$487,250$605,525
Wasco$314,827$403,125$487,250$605,525
Washington$474,950$608,000$734,950$913,350
Wheeler$314,827$403,125$487,250$605,525
Yamhill$474,950$608,000$734,950$913,350