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Current FHA Mortgage Rates in Oregon : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Oregon

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3.625% Rate

FHA 30 Yr.

3.818% APR

$912 / month (est)

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Updated 9/21/2018

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4.875% Rate

FHA 30 Yr.

5.580% APR

$1,210 / month (est)

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Updated 9/23/2018

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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 9/21/2018

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4.750% Rate

FHA 30 Yr.

5.548% APR

$1,195 / month (est)

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Updated 9/23/2018

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4.750% Rate

FHA 30 Yr.

5.548% APR

$1,195 / month (est)

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Updated 9/23/2018

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Oregon Mortgages

2018 FHA Loan Limits for Oregon

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Oregon, 25 counties have an FHA loan limit at $294,515 and 15 counties range from $299,000 to $448,500.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Oregon are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Baker$294,515$377,075$455,800$566,425
Benton$356,500$456,350$551,650$685,550
Clackamas$448,500$574,150$694,000$862,500
Clatsop$299,000$382,750$462,650$575,000
Columbia$448,500$574,150$694,000$862,500
Coos$294,515$377,075$455,800$566,425
Crook$294,515$377,075$455,800$566,425
Curry$327,750$419,550$507,150$630,300
Deschutes$373,750$478,450$578,350$718,750
Douglas$294,515$377,075$455,800$566,425
Gilliam$294,515$377,075$455,800$566,425
Grant$294,515$377,075$455,800$566,425
Harney$294,515$377,075$455,800$566,425
Hood River$454,250$581,500$702,900$873,550
Jackson$302,450$387,200$468,000$581,650
Jefferson$294,515$377,075$455,800$566,425
Josephine$294,515$377,075$455,800$566,425
Klamath$294,515$377,075$455,800$566,425
Lake$294,515$377,075$455,800$566,425
Lane$294,515$377,075$455,800$566,425
Lincoln$294,515$377,075$455,800$566,425
Linn$294,515$377,075$455,800$566,425
Malheur$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Morrow$294,515$377,075$455,800$566,425
Multnomah$448,500$574,150$694,000$862,500
Polk$294,515$377,075$455,800$566,425
Sherman$294,515$377,075$455,800$566,425
Tillamook$294,515$377,075$455,800$566,425
Umatilla$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Wallowa$294,515$377,075$455,800$566,425
Wasco$294,515$377,075$455,800$566,425
Washington$448,500$574,150$694,000$862,500
Wheeler$294,515$377,075$455,800$566,425
Yamhill$448,500$574,150$694,000$862,500