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New: See HSH.com's Annual Outlook -Our 2020 forecast for mortgage rates, housing and more.

New: See HSH.com's Annual Outlook -Our 2020 forecast for mortgage rates, housing and more.

Current FHA Mortgage Rates in Oregon : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Oregon Mortgages

2020 FHA Loan Limits for Oregon

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Oregon are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BakerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BentonOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
ClackamasOne Family$491,050Two Family$628,600Three Family$759,850Four Family$944,350
ClatsopOne Family$345,000Two Family$441,650Three Family$533,850Four Family$663,450
ColumbiaOne Family$491,050Two Family$628,600Three Family$759,850Four Family$944,350
CoosOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrookOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CurryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DeschutesOne Family$431,250Two Family$552,050Three Family$667,350Four Family$829,350
DouglasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GilliamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrantOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HarneyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Hood RiverOne Family$477,250Two Family$610,950Three Family$738,500Four Family$917,800
JacksonOne Family$333,500Two Family$426,950Three Family$516,050Four Family$641,350
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JosephineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KlamathOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LaneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LinnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MalheurOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$342,700Two Family$438,700Three Family$530,300Four Family$659,050
MorrowOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MultnomahOne Family$491,050Two Family$628,600Three Family$759,850Four Family$944,350
PolkOne Family$342,700Two Family$438,700Three Family$530,300Four Family$659,050
ShermanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TillamookOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UmatillaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WallowaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WascoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$491,050Two Family$628,600Three Family$759,850Four Family$944,350
WheelerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YamhillOne Family$491,050Two Family$628,600Three Family$759,850Four Family$944,350
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