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COVID-19 continues roiling markets; See what's happening with mortgage rates today.

COVID-19 continues roiling markets; See what's happening with mortgage rates today.

Current FHA Mortgage Rates in South Dakota : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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South Dakota Mortgages

2020 FHA Loan Limits for South Dakota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in South Dakota are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AuroraOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BeadleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BennettOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Bon HommeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrookingsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrownOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BruleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BuffaloOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ButteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CampbellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Charles MixOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClarkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CodingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CorsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CusterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DavisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DeuelOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DeweyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DouglasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EdmundsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Fall RiverOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FaulkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrantOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GregoryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HaakonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HamlinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HansonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HardingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HughesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HutchinsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HydeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JerauldOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JonesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KingsburyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LawrenceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LymanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarshallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MccookOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
McphersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MeadeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MelletteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MinerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MinnehahaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MoodyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Oglala LakotaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PenningtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PerkinsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PotterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RobertsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SanbornOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SpinkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StanleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SullyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ToddOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TrippOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TurnerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WalworthOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YanktonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ZiebachOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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