Current FHA Mortgage Rates in SD - South Dakota FHA Mortgage

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South Dakota Mortgages

2022 FHA Loan Limits for South Dakota

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in South Dakota are below.

County Name One Family Two Family Three Family Four Family
Aurora One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Beadle One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bennett One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bon Homme One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brookings One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brown One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brule One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Buffalo One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Butte One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Campbell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Charles Mix One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Codington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Corson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Custer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Davison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Day One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Deuel One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dewey One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Douglas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Edmunds One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fall River One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Faulk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grant One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gregory One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Haakon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hamlin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hand One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hanson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harding One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hughes One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hutchinson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hyde One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jerauld One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jones One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kingsbury One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lake One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lawrence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lyman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marshall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mccook One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcpherson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Meade One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mellette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Miner One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Minnehaha One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Moody One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Oglala Lakota One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pennington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Perkins One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Potter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Roberts One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sanborn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Spink One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stanley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sully One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Todd One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tripp One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Turner One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Walworth One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Yankton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ziebach One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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