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Current FHA Mortgage Rates in South Dakota : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in South Dakota

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4.625% Rate

FHA 30 Yr.

5.325% APR

$885 / month (est)

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Updated 1/21/2019

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4.625% Rate

FHA 30 Yr.

5.420% APR

$885 / month (est)

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Updated 1/21/2019

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South Dakota Interest Rates as low as 4% (4.708APR)
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South Dakota Mortgages

2018 FHA Loan Limits for South Dakota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For South Dakota, the FHA loan limits are at $294,515 for all counties.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in South Dakota are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aurora$314,827$403,125$487,250$605,525
Beadle$314,827$403,125$487,250$605,525
Bennett$314,827$403,125$487,250$605,525
Bon Homme$314,827$403,125$487,250$605,525
Brookings$314,827$403,125$487,250$605,525
Brown$314,827$403,125$487,250$605,525
Brule$314,827$403,125$487,250$605,525
Buffalo$314,827$403,125$487,250$605,525
Butte$314,827$403,125$487,250$605,525
Campbell$314,827$403,125$487,250$605,525
Charles Mix$314,827$403,125$487,250$605,525
Clark$314,827$403,125$487,250$605,525
Clay$314,827$403,125$487,250$605,525
Codington$314,827$403,125$487,250$605,525
Corson$314,827$403,125$487,250$605,525
Custer$314,827$403,125$487,250$605,525
Davison$314,827$403,125$487,250$605,525
Day$314,827$403,125$487,250$605,525
Deuel$314,827$403,125$487,250$605,525
Dewey$314,827$403,125$487,250$605,525
Douglas$314,827$403,125$487,250$605,525
Edmunds$314,827$403,125$487,250$605,525
Fall River$314,827$403,125$487,250$605,525
Faulk$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Gregory$314,827$403,125$487,250$605,525
Haakon$314,827$403,125$487,250$605,525
Hamlin$314,827$403,125$487,250$605,525
Hand$314,827$403,125$487,250$605,525
Hanson$314,827$403,125$487,250$605,525
Harding$314,827$403,125$487,250$605,525
Hughes$314,827$403,125$487,250$605,525
Hutchinson$314,827$403,125$487,250$605,525
Hyde$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jerauld$314,827$403,125$487,250$605,525
Jones$314,827$403,125$487,250$605,525
Kingsbury$314,827$403,125$487,250$605,525
Lake$314,827$403,125$487,250$605,525
Lawrence$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Lyman$314,827$403,125$487,250$605,525
Marshall$314,827$403,125$487,250$605,525
Mccook$314,827$403,125$487,250$605,525
Mcpherson$314,827$403,125$487,250$605,525
Meade$314,827$403,125$487,250$605,525
Mellette$314,827$403,125$487,250$605,525
Miner$314,827$403,125$487,250$605,525
Minnehaha$314,827$403,125$487,250$605,525
Moody$314,827$403,125$487,250$605,525
Oglala Lakota$314,827$403,125$487,250$605,525
Pennington$314,827$403,125$487,250$605,525
Perkins$314,827$403,125$487,250$605,525
Potter$314,827$403,125$487,250$605,525
Roberts$314,827$403,125$487,250$605,525
Sanborn$314,827$403,125$487,250$605,525
Spink$314,827$403,125$487,250$605,525
Stanley$314,827$403,125$487,250$605,525
Sully$314,827$403,125$487,250$605,525
Todd$314,827$403,125$487,250$605,525
Tripp$314,827$403,125$487,250$605,525
Turner$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Walworth$314,827$403,125$487,250$605,525
Yankton$314,827$403,125$487,250$605,525
Ziebach$314,827$403,125$487,250$605,525