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Current FHA Mortgage Rates in South Dakota : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in South Dakota

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 11/16/2018

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5.125% Rate

FHA 30 Yr.

5.836% APR

$932 / month (est)

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Updated 11/20/2018

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4.990% Rate

FHA 30 Yr.

5.795% APR

$919 / month (est)

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Updated 11/20/2018

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South Dakota Interest Rates as low as 4% (4.708APR)
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HARP 2.0 Refinance Loan 3.3% FIXED
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HARP 2.0 Refinance Loan 3.3% FIXED
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South Dakota Mortgages

2018 FHA Loan Limits for South Dakota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For South Dakota, the FHA loan limits are at $294,515 for all counties.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in South Dakota are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Aurora$294,515$377,075$455,800$566,425
Beadle$294,515$377,075$455,800$566,425
Bennett$294,515$377,075$455,800$566,425
Bon Homme$294,515$377,075$455,800$566,425
Brookings$294,515$377,075$455,800$566,425
Brown$294,515$377,075$455,800$566,425
Brule$294,515$377,075$455,800$566,425
Buffalo$294,515$377,075$455,800$566,425
Butte$294,515$377,075$455,800$566,425
Campbell$294,515$377,075$455,800$566,425
Charles Mix$294,515$377,075$455,800$566,425
Clark$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Codington$294,515$377,075$455,800$566,425
Corson$294,515$377,075$455,800$566,425
Custer$294,515$377,075$455,800$566,425
Davison$294,515$377,075$455,800$566,425
Day$294,515$377,075$455,800$566,425
Deuel$294,515$377,075$455,800$566,425
Dewey$294,515$377,075$455,800$566,425
Douglas$294,515$377,075$455,800$566,425
Edmunds$294,515$377,075$455,800$566,425
Fall River$294,515$377,075$455,800$566,425
Faulk$294,515$377,075$455,800$566,425
Grant$294,515$377,075$455,800$566,425
Gregory$294,515$377,075$455,800$566,425
Haakon$294,515$377,075$455,800$566,425
Hamlin$294,515$377,075$455,800$566,425
Hand$294,515$377,075$455,800$566,425
Hanson$294,515$377,075$455,800$566,425
Harding$294,515$377,075$455,800$566,425
Hughes$294,515$377,075$455,800$566,425
Hutchinson$294,515$377,075$455,800$566,425
Hyde$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jerauld$294,515$377,075$455,800$566,425
Jones$294,515$377,075$455,800$566,425
Kingsbury$294,515$377,075$455,800$566,425
Lake$294,515$377,075$455,800$566,425
Lawrence$294,515$377,075$455,800$566,425
Lincoln$294,515$377,075$455,800$566,425
Lyman$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Mccook$294,515$377,075$455,800$566,425
Mcpherson$294,515$377,075$455,800$566,425
Meade$294,515$377,075$455,800$566,425
Mellette$294,515$377,075$455,800$566,425
Miner$294,515$377,075$455,800$566,425
Minnehaha$294,515$377,075$455,800$566,425
Moody$294,515$377,075$455,800$566,425
Oglala Lakota$294,515$377,075$455,800$566,425
Pennington$294,515$377,075$455,800$566,425
Perkins$294,515$377,075$455,800$566,425
Potter$294,515$377,075$455,800$566,425
Roberts$294,515$377,075$455,800$566,425
Sanborn$294,515$377,075$455,800$566,425
Spink$294,515$377,075$455,800$566,425
Stanley$294,515$377,075$455,800$566,425
Sully$294,515$377,075$455,800$566,425
Todd$294,515$377,075$455,800$566,425
Tripp$294,515$377,075$455,800$566,425
Turner$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Walworth$294,515$377,075$455,800$566,425
Yankton$294,515$377,075$455,800$566,425
Ziebach$294,515$377,075$455,800$566,425