X

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Current FHA Mortgage Rates in SD - South Dakota FHA Mortgage

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
Sorry, no listings found currently for the selected values

South Dakota Mortgages

2023 FHA Loan Limits for South Dakota

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in South Dakota are below.

County Name One Family Two Family Three Family Four Family
Aurora One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Beadle One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bennett One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bon Homme One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Brookings One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Brown One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Brule One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Buffalo One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Butte One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Campbell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Charles Mix One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clark One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clay One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Codington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Corson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Custer One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Davison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Day One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Deuel One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dewey One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Douglas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Edmunds One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fall River One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Faulk One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grant One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Gregory One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Haakon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hamlin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hand One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hanson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Harding One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hughes One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hutchinson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hyde One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jackson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jerauld One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jones One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Kingsbury One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lake One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lawrence One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lincoln One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lyman One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Marshall One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mccook One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mcpherson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Meade One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mellette One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Miner One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Minnehaha One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Moody One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Oglala Lakota One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pennington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Perkins One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Potter One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Roberts One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sanborn One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Spink One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Stanley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sully One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Todd One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tripp One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Turner One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Union One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Walworth One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Yankton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ziebach One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen