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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Current FHA Mortgage Rates in South Dakota : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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South Dakota Mortgages

2019 FHA Loan Limits for South Dakota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in South Dakota are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AuroraOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BeadleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BennettOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Bon HommeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrookingsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrownOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BruleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BuffaloOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ButteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CampbellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Charles MixOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClarkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CodingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CorsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CusterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DavisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DeuelOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DeweyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DouglasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EdmundsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Fall RiverOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FaulkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrantOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GregoryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HaakonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HamlinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HansonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HughesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HutchinsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HydeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JerauldOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JonesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KingsburyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LakeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LawrenceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LincolnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LymanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarshallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MccookOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
McphersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MeadeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MelletteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MinerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MinnehahaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MoodyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Oglala LakotaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PenningtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PerkinsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PotterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RobertsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SanbornOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SpinkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StanleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SullyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ToddOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TrippOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TurnerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WalworthOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
YanktonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ZiebachOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525