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Current FHA Mortgage Rates in MT - Montana FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Montana Mortgages

2023 FHA Loan Limits for Montana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Montana are below.

County Name One Family Two Family Three Family Four Family
Beaverhead One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Big Horn One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Blaine One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Broadwater One Family$499,100 Two Family$638,950 Three Family$772,300 Four Family$959,800
Carbon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Carter One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cascade One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chouteau One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Custer One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Daniels One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dawson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Deer Lodge One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fallon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fergus One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Flathead One Family$553,150 Two Family$708,150 Three Family$855,950 Four Family$1,063,750
Gallatin One Family$703,800 Two Family$901,000 Three Family$1,089,100 Four Family$1,353,500
Garfield One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Glacier One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Golden Valley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Granite One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hill One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Judith Basin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lake One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lewis And Clark One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Liberty One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lincoln One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Madison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mccone One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Meagher One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mineral One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Missoula One Family$546,250 Two Family$699,300 Three Family$845,300 Four Family$1,050,500
Musselshell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Park One Family$539,350 Two Family$690,450 Three Family$834,600 Four Family$1,037,200
Petroleum One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Phillips One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pondera One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Powder River One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Powell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Prairie One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ravalli One Family$504,850 Two Family$646,300 Three Family$781,200 Four Family$970,850
Richland One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Roosevelt One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rosebud One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sanders One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sheridan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Silver Bow One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Stillwater One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sweet Grass One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Teton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Toole One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Treasure One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Valley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wheatland One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wibaux One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Yellowstone One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
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