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Current FHA Mortgage Rates in Montana : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Montana

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4.625% Rate

FHA 30 Yr.

5.325% APR

$885 / month (est)

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Updated 1/21/2019

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
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4.625% Rate

FHA 30 Yr.

5.420% APR

$885 / month (est)

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Updated 1/21/2019

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HARP 2.0 Refinance Loan 2.9% FIXED
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HARP 2.0 Refinance Loan 2.9% FIXED
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Montana Mortgages

2018 FHA Loan Limits for Montana

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Montana, 50 counties have an FHA loan limit of $294,515 and the remaining 6 counties range from $296,700 to $381,800.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Montana are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Beaverhead$314,827$403,125$487,250$605,525
Big Horn$314,827$403,125$487,250$605,525
Blaine$314,827$403,125$487,250$605,525
Broadwater$314,827$403,125$487,250$605,525
Carbon$314,827$403,125$487,250$605,525
Carter$314,827$403,125$487,250$605,525
Cascade$314,827$403,125$487,250$605,525
Chouteau$314,827$403,125$487,250$605,525
Custer$314,827$403,125$487,250$605,525
Daniels$314,827$403,125$487,250$605,525
Dawson$314,827$403,125$487,250$605,525
Deer Lodge$314,827$403,125$487,250$605,525
Fallon$314,827$403,125$487,250$605,525
Fergus$314,827$403,125$487,250$605,525
Flathead$318,550$407,800$492,950$612,600
Gallatin$412,850$528,500$638,850$793,950
Garfield$314,827$403,125$487,250$605,525
Glacier$314,827$403,125$487,250$605,525
Golden Valley$314,827$403,125$487,250$605,525
Granite$314,827$403,125$487,250$605,525
Hill$314,827$403,125$487,250$605,525
Jefferson$316,250$404,850$489,350$608,150
Judith Basin$314,827$403,125$487,250$605,525
Lake$314,827$403,125$487,250$605,525
Lewis And Clark$316,250$404,850$489,350$608,150
Liberty$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Madison$325,450$416,600$503,600$625,850
Mccone$314,827$403,125$487,250$605,525
Meagher$314,827$403,125$487,250$605,525
Mineral$314,827$403,125$487,250$605,525
Missoula$334,650$428,400$517,850$643,550
Musselshell$314,827$403,125$487,250$605,525
Park$314,827$403,125$487,250$605,525
Petroleum$314,827$403,125$487,250$605,525
Phillips$314,827$403,125$487,250$605,525
Pondera$314,827$403,125$487,250$605,525
Powder River$314,827$403,125$487,250$605,525
Powell$314,827$403,125$487,250$605,525
Prairie$314,827$403,125$487,250$605,525
Ravalli$314,827$403,125$487,250$605,525
Richland$314,827$403,125$487,250$605,525
Roosevelt$314,827$403,125$487,250$605,525
Rosebud$314,827$403,125$487,250$605,525
Sanders$314,827$403,125$487,250$605,525
Sheridan$314,827$403,125$487,250$605,525
Silver Bow$314,827$403,125$487,250$605,525
Stillwater$314,827$403,125$487,250$605,525
Sweet Grass$314,827$403,125$487,250$605,525
Teton$314,827$403,125$487,250$605,525
Toole$314,827$403,125$487,250$605,525
Treasure$314,827$403,125$487,250$605,525
Valley$314,827$403,125$487,250$605,525
Wheatland$314,827$403,125$487,250$605,525
Wibaux$314,827$403,125$487,250$605,525
Yellowstone$314,827$403,125$487,250$605,525