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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in MT - Montana FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Montana Mortgages

2022 FHA Loan Limits for Montana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Montana are below.

County Name One Family Two Family Three Family Four Family
Beaverhead One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Big Horn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Blaine One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Broadwater One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carbon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cascade One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chouteau One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Custer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Daniels One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dawson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Deer Lodge One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fallon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fergus One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Flathead One Family$441,600 Two Family$565,300 Three Family$683,350 Four Family$849,250
Gallatin One Family$603,750 Two Family$772,900 Three Family$934,250 Four Family$1,161,050
Garfield One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Glacier One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Golden Valley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Granite One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hill One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Judith Basin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lake One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lewis And Clark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Liberty One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Madison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mccone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Meagher One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mineral One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Missoula One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Musselshell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Park One Family$460,000 Two Family$588,850 Three Family$711,800 Four Family$884,600
Petroleum One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Phillips One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pondera One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Powder River One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Powell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Prairie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ravalli One Family$422,050 Two Family$540,300 Three Family$653,100 Four Family$811,650
Richland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Roosevelt One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rosebud One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sanders One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sheridan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Silver Bow One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stillwater One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sweet Grass One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Teton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Toole One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Treasure One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Valley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wheatland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wibaux One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Yellowstone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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