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Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Current FHA Mortgage Rates in Montana : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 2/19/2020
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Updated: 2/18/2020
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30 year fixed mortgage rates today from 3.625%

Updated: 2/19/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.995%
APR
Rate as low as
3.625%
Rate
$ 912
Monthly Payment
Show Details
Updated: 2/19/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.147%
APR
Rate as low as
3.000%
Rate
$ 843
Monthly Payment
Show Details
Updated: 2/19/2020
Rocket Mortgage
  • A+ Rating with the Better Business Bureau
Updated: 2/19/2020
Figure Lending LLC
  • Closing in as few as 10 Days
  • Fast, Easy, and 100% Online Application Process
  • Get your rate quote instantly without affecting your credit
  • Dedicated support team

Montana Mortgages

2020 FHA Loan Limits for Montana

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Montana are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BeaverheadOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Big HornOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BlaineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BroadwaterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarbonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CascadeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChouteauOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CusterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DanielsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DawsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Deer LodgeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FallonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FergusOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FlatheadOne Family$343,850Two Family$440,200Three Family$532,100Four Family$661,250
GallatinOne Family$438,150Two Family$560,900Three Family$678,000Four Family$842,600
GarfieldOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GlacierOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Golden ValleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GraniteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HillOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Judith BasinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Lewis And ClarkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LibertyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
McconeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MeagherOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MineralOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MissoulaOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
MusselshellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ParkOne Family$336,950Two Family$431,350Three Family$521,400Four Family$648,000
PetroleumOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PhillipsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PonderaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Powder RiverOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PowellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PrairieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RavalliOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RichlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RooseveltOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RosebudOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SandersOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SheridanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Silver BowOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StillwaterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Sweet GrassOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TetonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TooleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TreasureOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ValleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WheatlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WibauxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YellowstoneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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