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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in MT - Montana FHA Mortgage

Montana Mortgages

2024 FHA Loan Limits for Montana

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Montana are below.

Select County
County Name One Family Two Family Three Family Four Family
Beaverhead One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Big Horn One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Blaine One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Broadwater One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Carbon One Family$754,400 Two Family$965,750 Three Family$1,167,400 Four Family$1,450,800
Carter One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cascade One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chouteau One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Custer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Daniels One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dawson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Deer Lodge One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fallon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fergus One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Flathead One Family$572,700 Two Family$733,150 Three Family$886,200 Four Family$1,101,350
Gallatin One Family$718,750 Two Family$920,150 Three Family$1,112,250 Four Family$1,382,250
Garfield One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Glacier One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Golden Valley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Granite One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hill One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Judith Basin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lake One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lewis And Clark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Liberty One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lincoln One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Madison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mccone One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Meagher One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mineral One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Missoula One Family$560,050 Two Family$716,950 Three Family$866,650 Four Family$1,077,050
Musselshell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Park One Family$563,500 Two Family$721,400 Three Family$872,000 Four Family$1,083,650
Petroleum One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Phillips One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pondera One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Powder River One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Powell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Prairie One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ravalli One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Richland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Roosevelt One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rosebud One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sanders One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sheridan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Silver Bow One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stillwater One Family$754,400 Two Family$965,750 Three Family$1,167,400 Four Family$1,450,800
Sweet Grass One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Teton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Toole One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Treasure One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Valley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wheatland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wibaux One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Yellowstone One Family$754,400 Two Family$965,750 Three Family$1,167,400 Four Family$1,450,800

Mortgage Rates by State

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