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Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Current FHA Mortgage Rates in Maryland : HSH.com's FHA/VA Showcase

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Maryland Mortgages

2020 FHA Loan Limits for Maryland

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Maryland are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlleganyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Anne ArundelOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
BaltimoreOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
Baltimore CityOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
CalvertOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
CarolineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarrollOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
CecilOne Family$408,250Two Family$522,600Three Family$631,750Four Family$785,100
CharlesOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
DorchesterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FrederickOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
GarrettOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HarfordOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
HowardOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
KentOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Prince George'sOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Queen Anne'sOne Family$520,950Two Family$666,900Three Family$806,150Four Family$1,001,850
SomersetOne Family$345,000Two Family$441,650Three Family$533,850Four Family$663,450
St. Mary'sOne Family$347,300Two Family$444,600Three Family$537,400Four Family$667,900
TalbotOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WicomicoOne Family$345,000Two Family$441,650Three Family$533,850Four Family$663,450
WorcesterOne Family$345,000Two Family$441,650Three Family$533,850Four Family$663,450
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