Current FHA Mortgage Rates in Maryland :'s FHA/VA Showcase

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FHA 30 year mortgage rates today from 3.125%

Updated: 11/18/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
Rate as low as
$ 643
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Updated: 9/4/2019
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Updated: 11/18/2019
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Maryland Mortgages

2019 FHA Loan Limits for Maryland

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Maryland are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlleganyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Anne ArundelOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
BaltimoreOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
Baltimore CityOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
CalvertOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
CarolineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarrollOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
CecilOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
CharlesOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
DorchesterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FrederickOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
GarrettOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HarfordOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
HowardOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
KentOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontgomeryOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Prince George'sOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
Queen Anne'sOne Family$517,500Two Family$662,500Three Family$800,800Four Family$995,200
SomersetOne Family$336,950Two Family$431,350Three Family$521,400Four Family$648,000
St. Mary'sOne Family$347,300Two Family$444,600Three Family$537,400Four Family$667,900
TalbotOne Family$382,950Two Family$490,250Three Family$592,600Four Family$736,450
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WicomicoOne Family$336,950Two Family$431,350Three Family$521,400Four Family$648,000
WorcesterOne Family$336,950Two Family$431,350Three Family$521,400Four Family$648,000