dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current FHA Mortgage Rates in Maryland : HSH.com's FHA/VA Showcase

  • No Appraisal, No MAX LTV, 3.7 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN.
harp-2.org/refinance
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
rates.ratezip.com

Refine Your Search

Get Custom Quotes
[X]

FHA Mortgage Refinance rates in Maryland

Ad Disclosure

3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

Learn More

Updated 10/18/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

5.250% Rate

FHA 30 Yr.

5.964% APR

$943 / month (est)

Learn More

Updated 10/19/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Maryland.
  • Direct Lender.
  • Call now and lock-in your low rate!

4.990% Rate

FHA 30 Yr.

5.795% APR

$919 / month (est)

Learn More

Updated 10/19/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Ad Disclosure
New American Funding
  • America's Top Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • FHA, VA, Conventional, Jumbo, Reverse, Fixed Rate, ARM, Cash-out
  • Strengths: Client Experience, Accommodates Most Credit Profiles
  • Not available to Borrowers in NY or HI
Learn More
HARP 2.0 Refinance Loan 3.1% FIXED
  • No Appraisal, No MAX LTV, 3.7 APR
  • Low FIXED HARP Rate, Get a Quote
  • Fannie Mae and Freddie Mac OK
  • Takes Just 30 Seconds!
  • No SSN. No Login. BBB A+
Learn More
Maryland Interest Rates as low as 4% (4.708APR)
  • Compare loan offers for free and in just minutes.
  • No SSN required to get started.
  • Do you have the lowest rate possible? Find out instantly!
  • No obligations, ever.
  • "A+" rating with the Better Business Bureau.
  • A variety of loan products including mortgage, refi, cash out, etc.
Learn More
Refinance Rates Are Rising - Act Now Before its Too Late!
  • One simple form, up to 5 competing quotes!
  • Find the best rate and save now!
  • Fast approvals!
Learn More
See if You Qualify for $100k (or a Year's Worth of Mortgage Payments)
  • Did you know that you may qualify for $100k?
  • You can use this to make home improvements, pay off debt, or even buy a car.
  • Take the survey to see if you are eligible.
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

Maryland Mortgages

2018 FHA Loan Limits for Maryland

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Maryland, the FHA loan limits range from $294,515 to $679,650.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Maryland are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Allegany$294,515$377,075$455,800$566,425
Anne Arundel$517,500$662,500$800,800$995,200
Baltimore$517,500$662,500$800,800$995,200
Baltimore City$517,500$662,500$800,800$995,200
Calvert$679,650$870,225$1,051,875$1,307,175
Caroline$294,515$377,075$455,800$566,425
Carroll$517,500$662,500$800,800$995,200
Cecil$385,250$493,200$596,150$740,850
Charles$679,650$870,225$1,051,875$1,307,175
Dorchester$294,515$377,075$455,800$566,425
Frederick$679,650$870,225$1,051,875$1,307,175
Garrett$294,515$377,075$455,800$566,425
Harford$517,500$662,500$800,800$995,200
Howard$517,500$662,500$800,800$995,200
Kent$294,515$377,075$455,800$566,425
Montgomery$679,650$870,225$1,051,875$1,307,175
Prince George's$679,650$870,225$1,051,875$1,307,175
Queen Anne's$517,500$662,500$800,800$995,200
Somerset$316,250$404,850$489,350$608,150
St. Mary's$347,300$444,600$537,400$667,900
Talbot$382,950$490,250$592,600$736,450
Washington$294,515$377,075$455,800$566,425
Wicomico$316,250$404,850$489,350$608,150
Worcester$316,250$404,850$489,350$608,150