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Current FHA Mortgage Rates in Maryland : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Maryland

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4.500% Rate

FHA 30 Yr.

5.197% APR

$874 / month (est)

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Updated 2/22/2019

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Maryland Mortgages

2019 FHA Loan Limits for Maryland

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Maryland are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Allegany$314,827$403,125$487,250$605,525
Anne Arundel$517,500$662,500$800,800$995,200
Baltimore$517,500$662,500$800,800$995,200
Baltimore City$517,500$662,500$800,800$995,200
Calvert$726,525$930,300$1,124,475$1,397,400
Caroline$314,827$403,125$487,250$605,525
Carroll$517,500$662,500$800,800$995,200
Cecil$402,500$515,250$622,850$774,050
Charles$726,525$930,300$1,124,475$1,397,400
Dorchester$314,827$403,125$487,250$605,525
Frederick$726,525$930,300$1,124,475$1,397,400
Garrett$314,827$403,125$487,250$605,525
Harford$517,500$662,500$800,800$995,200
Howard$517,500$662,500$800,800$995,200
Kent$314,827$403,125$487,250$605,525
Montgomery$726,525$930,300$1,124,475$1,397,400
Prince George's$726,525$930,300$1,124,475$1,397,400
Queen Anne's$517,500$662,500$800,800$995,200
Somerset$336,950$431,350$521,400$648,000
St. Mary's$347,300$444,600$537,400$667,900
Talbot$382,950$490,250$592,600$736,450
Washington$314,827$403,125$487,250$605,525
Wicomico$336,950$431,350$521,400$648,000
Worcester$336,950$431,350$521,400$648,000