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Current Mortgage Rates in MD : HSH FHA/VA Showcase

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Mortgage Refinance rates in Maryland

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3.375% Rate

FHA 30 Yr.

3.666% APR

$1,337 / month (est)

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Updated 1/18/2018

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3.500% Rate

FHA 30 Yr.

3.701% APR

$1,358 / month (est)

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Updated 1/17/2018

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Maryland Interest Rates as low as 2.5% (3.696APR)
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Maryland Mortgages

Maryland FHA Mortgage

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Maryland, the FHA loan limits range from $294,515 to $679,650.

As of January 1, 2014, HUD approves new lower loan limits to take effect for FHA single-family loans. The current standard loan limit for areas where housing costs are relatively low will remain unchanged at $294,515. The new national-ceiling loan limit for the very highest cost areas will be reduced from $729,750 to $625,500. See the chart below for loan limits in your county.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Allegany $294,515 $377,075 $455,800 $566,425
Anne Arundel $517,500 $662,500 $800,800 $995,200
Baltimore $517,500 $662,500 $800,800 $995,200
Baltimore City $517,500 $662,500 $800,800 $995,200
Calvert $679,650 $870,225 $1,051,875 $1,307,175
Caroline $294,515 $377,075 $455,800 $566,425
Carroll $517,500 $662,500 $800,800 $995,200
Cecil $385,250 $493,200 $596,150 $740,850
Charles $679,650 $870,225 $1,051,875 $1,307,175
Dorchester $294,515 $377,075 $455,800 $566,425
Frederick $679,650 $870,225 $1,051,875 $1,307,175
Garrett $294,515 $377,075 $455,800 $566,425
Harford $517,500 $662,500 $800,800 $995,200
Howard $517,500 $662,500 $800,800 $995,200
Kent $294,515 $377,075 $455,800 $566,425
Montgomery $679,650 $870,225 $1,051,875 $1,307,175
Prince George's $679,650 $870,225 $1,051,875 $1,307,175
Queen Anne's $517,500 $662,500 $800,800 $995,200
Somerset $316,250 $404,850 $489,350 $608,150
St. Mary's $347,300 $444,600 $537,400 $667,900
Talbot $382,950 $490,250 $592,600 $736,450
Washington $294,515 $377,075 $455,800 $566,425
Wicomico $316,250 $404,850 $489,350 $608,150
Worcester $316,250 $404,850 $489,350 $608,150