X

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Current FHA Mortgage Rates in Massachusetts : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
TIP: Save money by contacting 3 or more lenders.
Featured lenders
Updated: 9/20/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Featured lenders
Updated: 9/20/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • Offering Conventional, Jumbo, FHA, VA, USDA. Non-QM - 680 Minimum FICO

FHA 30 year mortgage rates today from 3.125%

Updated: 9/19/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.362%
APR
Rate as low as
3.125%
Rate
$ 643
Monthly Payment
Show Details
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
  • Multiple loan options - HELOC, HE Loan and Refinance with competitive rates.
  • Balances can be converted to as many as three fixed rate options at one time for customers.
Updated: 9/19/2019
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

Massachusetts Mortgages

2019 FHA Loan Limits for Massachusetts

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Massachusetts are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BarnstableOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
BerkshireOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BristolOne Family$454,250Two Family$581,500Three Family$702,900Four Family$873,550
DukesOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
EssexOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HampdenOne Family$318,550Two Family$407,800Three Family$492,950Four Family$612,600
HampshireOne Family$318,550Two Family$407,800Three Family$492,950Four Family$612,600
MiddlesexOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
NantucketOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
NorfolkOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
PlymouthOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
SuffolkOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
WorcesterOne Family$327,750Two Family$419,550Three Family$507,150Four Family$630,300