Current FHA Mortgage Rates in Massachusetts : HSH.com's FHA/VA Showcase

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Massachusetts Mortgages

2019 FHA Loan Limits for Massachusetts

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Massachusetts are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BarnstableOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
BerkshireOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BristolOne Family$454,250Two Family$581,500Three Family$702,900Four Family$873,550
DukesOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
EssexOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HampdenOne Family$318,550Two Family$407,800Three Family$492,950Four Family$612,600
HampshireOne Family$318,550Two Family$407,800Three Family$492,950Four Family$612,600
MiddlesexOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
NantucketOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
NorfolkOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
PlymouthOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
SuffolkOne Family$688,850Two Family$881,850Three Family$1,065,950Four Family$1,324,750
WorcesterOne Family$327,750Two Family$419,550Three Family$507,150Four Family$630,300