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Current FHA Mortgage Rates in Massachusetts : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Massachusetts

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4.500% Rate

FHA 30 Yr.

5.197% APR

$874 / month (est)

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Updated 2/22/2019

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Massachusetts Mortgages

2019 FHA Loan Limits for Massachusetts

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Massachusetts are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Barnstable$458,850$587,400$710,050$882,400
Berkshire$314,827$403,125$487,250$605,525
Bristol$454,250$581,500$702,900$873,550
Dukes$726,525$930,300$1,124,475$1,397,400
Essex$688,850$881,850$1,065,950$1,324,750
Franklin$314,827$403,125$487,250$605,525
Hampden$318,550$407,800$492,950$612,600
Hampshire$318,550$407,800$492,950$612,600
Middlesex$688,850$881,850$1,065,950$1,324,750
Nantucket$726,525$930,300$1,124,475$1,397,400
Norfolk$688,850$881,850$1,065,950$1,324,750
Plymouth$688,850$881,850$1,065,950$1,324,750
Suffolk$688,850$881,850$1,065,950$1,324,750
Worcester$327,750$419,550$507,150$630,300