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Current FHA Mortgage Rates in Florida : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Florida

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4.875% Rate

FHA 30 Yr.

4.947% APR

$794 / month (est)

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Updated 11/12/2018

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 11/12/2018

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5.250% Rate

FHA 30 Yr.

5.964% APR

$943 / month (est)

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Updated 11/12/2018

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5.125% Rate

FHA 30 Yr.

5.934% APR

$932 / month (est)

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Updated 11/12/2018

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HARP 2.0 Refinance Loan 3.3% FIXED
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Refinance Rates Are Rising - Act Now Before its Too Late!
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Florida Interest Rates as low as 4% (4.708APR)
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Florida Mortgages

2018 FHA Loan Limits for Florida

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Florida, 51 counties have a FHA loan limit of $294,515 and 16 counties range from $299,000 to $529,000.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Florida are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alachua$294,515$377,075$455,800$566,425
Baker$343,850$440,200$532,100$661,250
Bay$294,515$377,075$455,800$566,425
Bradford$294,515$377,075$455,800$566,425
Brevard$294,515$377,075$455,800$566,425
Broward$345,000$441,650$533,850$663,450
Calhoun$294,515$377,075$455,800$566,425
Charlotte$294,515$377,075$455,800$566,425
Citrus$294,515$377,075$455,800$566,425
Clay$343,850$440,200$532,100$661,250
Collier$450,800$577,100$697,600$866,950
Columbia$294,515$377,075$455,800$566,425
Desoto$294,515$377,075$455,800$566,425
Dixie$294,515$377,075$455,800$566,425
Duval$343,850$440,200$532,100$661,250
Escambia$294,515$377,075$455,800$566,425
Flagler$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Gadsden$294,515$377,075$455,800$566,425
Gilchrist$294,515$377,075$455,800$566,425
Glades$294,515$377,075$455,800$566,425
Gulf$294,515$377,075$455,800$566,425
Hamilton$294,515$377,075$455,800$566,425
Hardee$294,515$377,075$455,800$566,425
Hendry$294,515$377,075$455,800$566,425
Hernando$294,515$377,075$455,800$566,425
Highlands$294,515$377,075$455,800$566,425
Hillsborough$294,515$377,075$455,800$566,425
Holmes$294,515$377,075$455,800$566,425
Indian River$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Lafayette$294,515$377,075$455,800$566,425
Lake$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Leon$294,515$377,075$455,800$566,425
Levy$294,515$377,075$455,800$566,425
Liberty$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Manatee$299,000$382,750$462,650$575,000
Marion$294,515$377,075$455,800$566,425
Martin$316,250$404,850$489,350$608,150
Miami-dade$345,000$441,650$533,850$663,450
Monroe$529,000$677,200$818,600$1,017,300
Nassau$343,850$440,200$532,100$661,250
Okaloosa$355,350$454,900$549,850$683,350
Okeechobee$294,515$377,075$455,800$566,425
Orange$294,515$377,075$455,800$566,425
Osceola$294,515$377,075$455,800$566,425
Palm Beach$345,000$441,650$533,850$663,450
Pasco$294,515$377,075$455,800$566,425
Pinellas$294,515$377,075$455,800$566,425
Polk$294,515$377,075$455,800$566,425
Putnam$294,515$377,075$455,800$566,425
Santa Rosa$294,515$377,075$455,800$566,425
Sarasota$299,000$382,750$462,650$575,000
Seminole$294,515$377,075$455,800$566,425
St. Johns$343,850$440,200$532,100$661,250
St. Lucie$316,250$404,850$489,350$608,150
Sumter$294,515$377,075$455,800$566,425
Suwannee$294,515$377,075$455,800$566,425
Taylor$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Volusia$294,515$377,075$455,800$566,425
Wakulla$294,515$377,075$455,800$566,425
Walton$355,350$454,900$549,850$683,350
Washington$294,515$377,075$455,800$566,425