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Current FHA Mortgage Rates in Florida : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Florida

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3.990% Rate

FHA 30 Yr.

4.157% APR

$715 / month (est)

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Updated 3/15/2019

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4.375% Rate

FHA 30 Yr.

5.069% APR

$863 / month (est)

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Updated 3/20/2019

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Mortgage Rates from 2.7%
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Florida Mortgages

2019 FHA Loan Limits for Florida

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Florida are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alachua$314,827$403,125$487,250$605,525
Baker$358,800$459,300$555,200$690,000
Bay$314,827$403,125$487,250$605,525
Bradford$314,827$403,125$487,250$605,525
Brevard$314,827$403,125$487,250$605,525
Broward$356,500$456,350$551,650$685,550
Calhoun$314,827$403,125$487,250$605,525
Charlotte$314,827$403,125$487,250$605,525
Citrus$314,827$403,125$487,250$605,525
Clay$358,800$459,300$555,200$690,000
Collier$450,800$577,100$697,600$866,950
Columbia$314,827$403,125$487,250$605,525
Desoto$314,827$403,125$487,250$605,525
Dixie$314,827$403,125$487,250$605,525
Duval$358,800$459,300$555,200$690,000
Escambia$314,827$403,125$487,250$605,525
Flagler$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Gadsden$314,827$403,125$487,250$605,525
Gilchrist$314,827$403,125$487,250$605,525
Glades$314,827$403,125$487,250$605,525
Gulf$314,827$403,125$487,250$605,525
Hamilton$314,827$403,125$487,250$605,525
Hardee$314,827$403,125$487,250$605,525
Hendry$314,827$403,125$487,250$605,525
Hernando$314,827$403,125$487,250$605,525
Highlands$314,827$403,125$487,250$605,525
Hillsborough$314,827$403,125$487,250$605,525
Holmes$314,827$403,125$487,250$605,525
Indian River$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Lafayette$314,827$403,125$487,250$605,525
Lake$314,827$403,125$487,250$605,525
Lee$314,827$403,125$487,250$605,525
Leon$314,827$403,125$487,250$605,525
Levy$314,827$403,125$487,250$605,525
Liberty$314,827$403,125$487,250$605,525
Madison$314,827$403,125$487,250$605,525
Manatee$320,850$410,750$496,500$617,000
Marion$314,827$403,125$487,250$605,525
Martin$327,750$419,550$507,150$630,300
Miami-dade$356,500$456,350$551,650$685,550
Monroe$529,000$677,200$818,600$1,017,300
Nassau$358,800$459,300$555,200$690,000
Okaloosa$370,300$474,050$573,000$712,100
Okeechobee$314,827$403,125$487,250$605,525
Orange$314,827$403,125$487,250$605,525
Osceola$314,827$403,125$487,250$605,525
Palm Beach$356,500$456,350$551,650$685,550
Pasco$314,827$403,125$487,250$605,525
Pinellas$314,827$403,125$487,250$605,525
Polk$314,827$403,125$487,250$605,525
Putnam$314,827$403,125$487,250$605,525
Santa Rosa$314,827$403,125$487,250$605,525
Sarasota$320,850$410,750$496,500$617,000
Seminole$314,827$403,125$487,250$605,525
St. Johns$358,800$459,300$555,200$690,000
St. Lucie$327,750$419,550$507,150$630,300
Sumter$314,827$403,125$487,250$605,525
Suwannee$314,827$403,125$487,250$605,525
Taylor$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Volusia$314,827$403,125$487,250$605,525
Wakulla$314,827$403,125$487,250$605,525
Walton$370,300$474,050$573,000$712,100
Washington$314,827$403,125$487,250$605,525