X

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Current FHA Mortgage Rates in FL - Florida FHA Mortgage

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
Sorry, no listings found currently for the selected values

Florida Mortgages

2023 FHA Loan Limits for Florida

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Florida are below.

County Name One Family Two Family Three Family Four Family
Alachua One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Baker One Family$526,700 Two Family$674,250 Three Family$815,050 Four Family$1,012,900
Bay One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bradford One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Brevard One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Broward One Family$557,750 Two Family$714,000 Three Family$863,100 Four Family$1,072,600
Calhoun One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Charlotte One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Citrus One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clay One Family$526,700 Two Family$674,250 Three Family$815,050 Four Family$1,012,900
Collier One Family$672,750 Two Family$861,250 Three Family$1,041,050 Four Family$1,293,750
Columbia One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Desoto One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dixie One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Duval One Family$526,700 Two Family$674,250 Three Family$815,050 Four Family$1,012,900
Escambia One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Flagler One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Franklin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Gadsden One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Gilchrist One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Glades One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Gulf One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hamilton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hardee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hendry One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hernando One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Highlands One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hillsborough One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Holmes One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Indian River One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jackson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lafayette One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lake One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Leon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Levy One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Liberty One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Madison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Manatee One Family$506,000 Two Family$647,750 Three Family$783,000 Four Family$973,100
Marion One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Martin One Family$500,250 Two Family$640,400 Three Family$774,100 Four Family$962,050
Miami-dade One Family$557,750 Two Family$714,000 Three Family$863,100 Four Family$1,072,600
Monroe One Family$874,000 Two Family$1,118,900 Three Family$1,352,450 Four Family$1,680,800
Nassau One Family$526,700 Two Family$674,250 Three Family$815,050 Four Family$1,012,900
Okaloosa One Family$603,750 Two Family$772,900 Three Family$934,250 Four Family$1,161,050
Okeechobee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Orange One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Osceola One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Palm Beach One Family$557,750 Two Family$714,000 Three Family$863,100 Four Family$1,072,600
Pasco One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pinellas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Polk One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Putnam One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Santa Rosa One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sarasota One Family$506,000 Two Family$647,750 Three Family$783,000 Four Family$973,100
Seminole One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
St. Johns One Family$526,700 Two Family$674,250 Three Family$815,050 Four Family$1,012,900
St. Lucie One Family$500,250 Two Family$640,400 Three Family$774,100 Four Family$962,050
Sumter One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Suwannee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Taylor One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Union One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Volusia One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wakulla One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Walton One Family$603,750 Two Family$772,900 Three Family$934,250 Four Family$1,161,050
Washington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen