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Florida Mortgages

2020 FHA Loan Limits for Florida

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Florida are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlachuaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BakerOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
BayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BradfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrevardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrowardOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CharlotteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CitrusOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClayOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
CollierOne Family$450,800Two Family$577,100Three Family$697,600Four Family$866,950
ColumbiaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DesotoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DixieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DuvalOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
EscambiaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FlaglerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GadsdenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GilchristOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GladesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GulfOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HamiltonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HardeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HendryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HernandoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HighlandsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HillsboroughOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HolmesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Indian RiverOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LafayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LevyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LibertyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ManateeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MartinOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
Miami-dadeOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
MonroeOne Family$552,000Two Family$706,650Three Family$854,200Four Family$1,061,550
NassauOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
OkaloosaOne Family$391,000Two Family$500,550Three Family$605,050Four Family$751,900
OkeechobeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OrangeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OsceolaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Palm BeachOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
PascoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PinellasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PolkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PutnamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Santa RosaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SarasotaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SeminoleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
St. JohnsOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
St. LucieOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
SumterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SuwanneeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TaylorOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
VolusiaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WakullaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WaltonOne Family$391,000Two Family$500,550Three Family$605,050Four Family$751,900
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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