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Florida Mortgages

2019 FHA Loan Limits for Florida

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Florida are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlachuaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BakerOne Family$358,800Two Family$459,300Three Family$555,200Four Family$690,000
BayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BradfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrevardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrowardOne Family$356,500Two Family$456,350Three Family$551,650Four Family$685,550
CalhounOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CharlotteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CitrusOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClayOne Family$358,800Two Family$459,300Three Family$555,200Four Family$690,000
CollierOne Family$450,800Two Family$577,100Three Family$697,600Four Family$866,950
ColumbiaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DesotoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DixieOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DuvalOne Family$358,800Two Family$459,300Three Family$555,200Four Family$690,000
EscambiaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FlaglerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GadsdenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GilchristOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GladesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GulfOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HamiltonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HendryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HernandoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HighlandsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HillsboroughOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HolmesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Indian RiverOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeffersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LafayetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LakeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LevyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LibertyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MadisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ManateeOne Family$320,850Two Family$410,750Three Family$496,500Four Family$617,000
MarionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MartinOne Family$327,750Two Family$419,550Three Family$507,150Four Family$630,300
Miami-dadeOne Family$356,500Two Family$456,350Three Family$551,650Four Family$685,550
MonroeOne Family$529,000Two Family$677,200Three Family$818,600Four Family$1,017,300
NassauOne Family$358,800Two Family$459,300Three Family$555,200Four Family$690,000
OkaloosaOne Family$370,300Two Family$474,050Three Family$573,000Four Family$712,100
OkeechobeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OrangeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OsceolaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Palm BeachOne Family$356,500Two Family$456,350Three Family$551,650Four Family$685,550
PascoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PinellasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PolkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PutnamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Santa RosaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SarasotaOne Family$320,850Two Family$410,750Three Family$496,500Four Family$617,000
SeminoleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
St. JohnsOne Family$358,800Two Family$459,300Three Family$555,200Four Family$690,000
St. LucieOne Family$327,750Two Family$419,550Three Family$507,150Four Family$630,300
SumterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SuwanneeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TaylorOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UnionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
VolusiaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WakullaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WaltonOne Family$370,300Two Family$474,050Three Family$573,000Four Family$712,100
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525