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Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Current FHA Mortgage Rates in Maine : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 2/19/2020
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Updated: 2/18/2020
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30 year fixed mortgage rates today from 3.625%

Updated: 2/19/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.995%
APR
Rate as low as
3.625%
Rate
$ 912
Monthly Payment
Show Details
Updated: 2/19/2020
30 Yr. Fixed
30 Yr. Fixed
Rate as low as
3.147%
APR
Rate as low as
3.000%
Rate
$ 843
Monthly Payment
Show Details
Updated: 2/19/2020
Rocket Mortgage
  • A+ Rating with the Better Business Bureau
Updated: 2/19/2020
Figure Lending LLC
  • Closing in as few as 10 Days
  • Fast, Easy, and 100% Online Application Process
  • Get your rate quote instantly without affecting your credit
  • Dedicated support team

Maine Mortgages

2020 FHA Loan Limits for Maine

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Maine are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AndroscogginOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AroostookOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CumberlandOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HancockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KennebecOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KnoxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OxfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PenobscotOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PiscataquisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SagadahocOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
SomersetOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WaldoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YorkOne Family$366,850Two Family$469,600Three Family$567,650Four Family$705,500
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