Current FHA Mortgage Rates in VT- Vermont FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Vermont Mortgages

2022 FHA Loan Limits for Vermont

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Vermont are below.

County Name One Family Two Family Three Family Four Family
Addison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bennington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Caledonia One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chittenden One Family$434,700 Two Family$556,500 Three Family$672,650 Four Family$835,950
Essex One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$434,700 Two Family$556,500 Three Family$672,650 Four Family$835,950
Grand Isle One Family$434,700 Two Family$556,500 Three Family$672,650 Four Family$835,950
Lamoille One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Orange One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Orleans One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rutland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Windham One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Windsor One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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