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Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Mortgage rates are moving again! Where are they headed? See our newest Two-Month Forecast for Mortgage Rates.

Current FHA Mortgage Rates in Michigan : HSH.com's FHA/VA Showcase

Get FHA mortgage rates

Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Featured lenders
Updated: 9/20/2019
New American Funding
  • America’s Trusted Mortgage Lender - Rated A+ by the BBB
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Featured lenders
Updated: 9/4/2019
US Bank
  • Simple, secure online application. View rates online. Variable as well as fixed-rate options.
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FHA 30 year mortgage rates today from 4.000%

Updated: 9/20/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.686%
APR
Rate as low as
4.000%
Rate
$ 829
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.675%
APR
Rate as low as
4.500%
Rate
$ 760
Monthly Payment
Show Details
Updated: 9/20/2019
LoanDepot, LLC
  • Historically Low Interest Rates - $100 Billion Funded
  • Cash-Out and Debt Consolidation Options
  • No Lender Closing Cost Options Available
Updated: 9/4/2019
RateZip
  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr

Michigan Mortgages

2019 FHA Loan Limits for Michigan

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Michigan are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlconaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AlgerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AlleganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AlpenaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AntrimOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ArenacOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BaragaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BarryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BenzieOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
BerrienOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BranchOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CalhounOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CassOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CharlevoixOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CheboyganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChippewaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClareOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClintonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CrawfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DeltaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DickinsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EatonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EmmetOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GeneseeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GladwinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GogebicOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Grand TraverseOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
GratiotOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HillsdaleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HoughtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HuronOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
InghamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IoniaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IoscoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IronOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IsabellaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KalamazooOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KalkaskaOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
KentOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KeweenawOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LakeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LapeerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeelanauOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
LenaweeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LivingstonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LuceOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MackinacOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MacombOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ManisteeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarquetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MasonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MecostaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MenomineeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MidlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MissaukeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MonroeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontcalmOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontmorencyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MuskegonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NewaygoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OaklandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OceanaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OgemawOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OntonagonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OsceolaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OscodaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OtsegoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OttawaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Presque IsleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RoscommonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SaginawOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SanilacOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SchoolcraftOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShiawasseeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
St. ClairOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
St. JosephOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TuscolaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Van BurenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashtenawOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WayneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WexfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525