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COVID-19 continues roiling markets; See what's happening with mortgage rates today.

COVID-19 continues roiling markets; See what's happening with mortgage rates today.

Current FHA Mortgage Rates in Michigan : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Michigan Mortgages

2020 FHA Loan Limits for Michigan

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Michigan are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AlconaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AlgerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AlleganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AlpenaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AntrimOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ArenacOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BaragaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BarryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BenzieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BerrienOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BranchOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CassOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CharlevoixOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CheboyganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChippewaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClareOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClintonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrawfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DeltaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DickinsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EatonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EmmetOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GeneseeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GladwinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GogebicOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Grand TraverseOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GratiotOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HillsdaleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HoughtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HuronOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
InghamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IoniaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IoscoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IronOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IsabellaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KalamazooOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KalkaskaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KentOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KeweenawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LapeerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeelanauOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LenaweeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LivingstonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LuceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MackinacOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MacombOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ManisteeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarquetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MasonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MecostaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MenomineeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MidlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MissaukeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontcalmOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontmorencyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MuskegonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NewaygoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OaklandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OceanaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OgemawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OntonagonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OsceolaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OscodaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OtsegoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OttawaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Presque IsleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RoscommonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SaginawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SanilacOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SchoolcraftOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShiawasseeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
St. ClairOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
St. JosephOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TuscolaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Van BurenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashtenawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WayneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WexfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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