dcsimg
We research, you save.
Got Questions On Rates? (855) 610-2972

Current FHA Mortgage Rates in Michigan : HSH.com's FHA/VA Showcase

  • Compare up to 5 Offers, Against a Network of 1000s of Lenders
  • 3.75% APR
  • Fixed Rate 15yr
rates.ratezip.com
  • Honest, Fast, and Completely Online
  • Speed: Lenda closes loans over 3 times faster than industry average
  • No origination, application, or broker fees
www.lenda.com

Refine Your Search

Get Custom Quotes
[X]

FHA Mortgage Refinance rates in Michigan

Ad Disclosure

3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

Learn More

Updated 11/12/2018

Member of BBBNational LenderLow FeesImmediate Rate LockVA Approved Lender
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee

5.250% Rate

FHA 30 Yr.

5.964% APR

$943 / month (est)

Learn More

Updated 11/12/2018

National LenderFHA Approved LenderVA Approved LenderMember of BBBLow Fees
  • Get a free and no obligation rate quote in Michigan.
  • Direct Lender.
  • Call now and lock-in your low rate!

5.125% Rate

FHA 30 Yr.

5.934% APR

$932 / month (est)

Learn More

Updated 11/12/2018

Member of BBBNational LenderExtended Support HoursVA Approved LenderFHA Approved Lender
  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
  • We have the right loans for first-time and experienced home buyers.
Ad Disclosure
New American Funding
  • America's Top Mortgage Lender - Rated A+ by the BBB
  • Fast Pre-Approvals, Loan Closing within 14Biz Days, Lock Your Rate Now
  • FHA, VA, Conventional, Jumbo, Reverse, Fixed Rate, ARM, Cash-out
  • Strengths: Client Experience, Accommodates Most Credit Profiles
  • Not available to Borrowers in NY or HI
Learn More
HARP 2.0 Refinance Loan 3.3% FIXED
  • No Appraisal, No MAX LTV, 3.9 APR
  • View Instant Rates & Payments
  • BBB A+, No Login, No SSN.
  • Verify Eligibility
  • Home Equity & Cash Out Options
Learn More
Refinance Rates Are Rising - Act Now Before its Too Late!
  • One simple form, up to 5 competing quotes!
  • Find the best rate and save now!
  • Fast approvals!
Learn More
Michigan Interest Rates as low as 4% (4.708APR)
  • Compare loan offers for free and in just minutes.
  • No SSN required to get started.
  • Do you have the lowest rate possible? Find out instantly!
  • No obligations, ever.
  • "A+" rating with the Better Business Bureau.
  • A variety of loan products including mortgage, refi, cash out, etc.
Learn More
HARP 2.0 Refinance Loan 3.3% FIXED
  • No Appraisal, No MAX LTV, 3.9 APR
  • Low FIXED HARP Rate, Get a Quote
  • Fannie Mae and Freddie Mac OK
  • Takes Just 30 Seconds!
  • No SSN. No Login. BBB A+
  • Home Equity & Cash Out Options
Learn More
See if You Qualify for $100k (or a Year's Worth of Mortgage Payments)
  • Did you know that you may qualify for $100k?
  • You can use this to make home improvements, pay off debt, or even buy a car.
  • Take the survey to see if you are eligible.
Learn More
Find out if you are pre-approved for a mortgage
  • Free mortgage rate quotes
  • Compare rates from up to 5 lenders
  • Select the personalized loan program that suits you best
Learn More
 

Michigan Mortgages

2018 FHA Loan Limits for Michigan

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Michigan, the FHA loan limits are at $294,515 for all counties.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Michigan are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alcona$294,515$377,075$455,800$566,425
Alger$294,515$377,075$455,800$566,425
Allegan$294,515$377,075$455,800$566,425
Alpena$294,515$377,075$455,800$566,425
Antrim$294,515$377,075$455,800$566,425
Arenac$294,515$377,075$455,800$566,425
Baraga$294,515$377,075$455,800$566,425
Barry$294,515$377,075$455,800$566,425
Bay$294,515$377,075$455,800$566,425
Benzie$294,515$377,075$455,800$566,425
Berrien$294,515$377,075$455,800$566,425
Branch$294,515$377,075$455,800$566,425
Calhoun$294,515$377,075$455,800$566,425
Cass$294,515$377,075$455,800$566,425
Charlevoix$294,515$377,075$455,800$566,425
Cheboygan$294,515$377,075$455,800$566,425
Chippewa$294,515$377,075$455,800$566,425
Clare$294,515$377,075$455,800$566,425
Clinton$294,515$377,075$455,800$566,425
Crawford$294,515$377,075$455,800$566,425
Delta$294,515$377,075$455,800$566,425
Dickinson$294,515$377,075$455,800$566,425
Eaton$294,515$377,075$455,800$566,425
Emmet$294,515$377,075$455,800$566,425
Genesee$294,515$377,075$455,800$566,425
Gladwin$294,515$377,075$455,800$566,425
Gogebic$294,515$377,075$455,800$566,425
Grand Traverse$294,515$377,075$455,800$566,425
Gratiot$294,515$377,075$455,800$566,425
Hillsdale$294,515$377,075$455,800$566,425
Houghton$294,515$377,075$455,800$566,425
Huron$294,515$377,075$455,800$566,425
Ingham$294,515$377,075$455,800$566,425
Ionia$294,515$377,075$455,800$566,425
Iosco$294,515$377,075$455,800$566,425
Iron$294,515$377,075$455,800$566,425
Isabella$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Kalamazoo$294,515$377,075$455,800$566,425
Kalkaska$294,515$377,075$455,800$566,425
Kent$294,515$377,075$455,800$566,425
Keweenaw$294,515$377,075$455,800$566,425
Lake$294,515$377,075$455,800$566,425
Lapeer$294,515$377,075$455,800$566,425
Leelanau$294,515$377,075$455,800$566,425
Lenawee$294,515$377,075$455,800$566,425
Livingston$294,515$377,075$455,800$566,425
Luce$294,515$377,075$455,800$566,425
Mackinac$294,515$377,075$455,800$566,425
Macomb$294,515$377,075$455,800$566,425
Manistee$294,515$377,075$455,800$566,425
Marquette$294,515$377,075$455,800$566,425
Mason$294,515$377,075$455,800$566,425
Mecosta$294,515$377,075$455,800$566,425
Menominee$294,515$377,075$455,800$566,425
Midland$294,515$377,075$455,800$566,425
Missaukee$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montcalm$294,515$377,075$455,800$566,425
Montmorency$294,515$377,075$455,800$566,425
Muskegon$294,515$377,075$455,800$566,425
Newaygo$294,515$377,075$455,800$566,425
Oakland$294,515$377,075$455,800$566,425
Oceana$294,515$377,075$455,800$566,425
Ogemaw$294,515$377,075$455,800$566,425
Ontonagon$294,515$377,075$455,800$566,425
Osceola$294,515$377,075$455,800$566,425
Oscoda$294,515$377,075$455,800$566,425
Otsego$294,515$377,075$455,800$566,425
Ottawa$294,515$377,075$455,800$566,425
Presque Isle$294,515$377,075$455,800$566,425
Roscommon$294,515$377,075$455,800$566,425
Saginaw$294,515$377,075$455,800$566,425
Sanilac$294,515$377,075$455,800$566,425
Schoolcraft$294,515$377,075$455,800$566,425
Shiawassee$294,515$377,075$455,800$566,425
St. Clair$294,515$377,075$455,800$566,425
St. Joseph$294,515$377,075$455,800$566,425
Tuscola$294,515$377,075$455,800$566,425
Van Buren$294,515$377,075$455,800$566,425
Washtenaw$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
Wexford$294,515$377,075$455,800$566,425