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Current FHA Mortgage Rates in Michigan : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Michigan

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Rates as low as

3.625% Rate

FHA 30 Yr.

Rates as low as

3.869% APR

$684 / month (est)

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Updated 5/24/2019

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Rates as low as

4.125% Rate

FHA 30 Yr.

Rates as low as

4.906% APR

$840 / month (est)

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Updated 5/25/2019

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Rates as low as

4.500% Rate

FHA 30 Yr.

Rates as low as

5.197% APR

$874 / month (est)

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Updated 5/25/2019

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Michigan Mortgages

2019 FHA Loan Limits for Michigan

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Michigan are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Alcona$314,827$403,125$487,250$605,525
Alger$314,827$403,125$487,250$605,525
Allegan$314,827$403,125$487,250$605,525
Alpena$314,827$403,125$487,250$605,525
Antrim$314,827$403,125$487,250$605,525
Arenac$314,827$403,125$487,250$605,525
Baraga$314,827$403,125$487,250$605,525
Barry$314,827$403,125$487,250$605,525
Bay$314,827$403,125$487,250$605,525
Benzie$316,250$404,850$489,350$608,150
Berrien$314,827$403,125$487,250$605,525
Branch$314,827$403,125$487,250$605,525
Calhoun$314,827$403,125$487,250$605,525
Cass$314,827$403,125$487,250$605,525
Charlevoix$314,827$403,125$487,250$605,525
Cheboygan$314,827$403,125$487,250$605,525
Chippewa$314,827$403,125$487,250$605,525
Clare$314,827$403,125$487,250$605,525
Clinton$314,827$403,125$487,250$605,525
Crawford$314,827$403,125$487,250$605,525
Delta$314,827$403,125$487,250$605,525
Dickinson$314,827$403,125$487,250$605,525
Eaton$314,827$403,125$487,250$605,525
Emmet$314,827$403,125$487,250$605,525
Genesee$314,827$403,125$487,250$605,525
Gladwin$314,827$403,125$487,250$605,525
Gogebic$314,827$403,125$487,250$605,525
Grand Traverse$316,250$404,850$489,350$608,150
Gratiot$314,827$403,125$487,250$605,525
Hillsdale$314,827$403,125$487,250$605,525
Houghton$314,827$403,125$487,250$605,525
Huron$314,827$403,125$487,250$605,525
Ingham$314,827$403,125$487,250$605,525
Ionia$314,827$403,125$487,250$605,525
Iosco$314,827$403,125$487,250$605,525
Iron$314,827$403,125$487,250$605,525
Isabella$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Kalamazoo$314,827$403,125$487,250$605,525
Kalkaska$316,250$404,850$489,350$608,150
Kent$314,827$403,125$487,250$605,525
Keweenaw$314,827$403,125$487,250$605,525
Lake$314,827$403,125$487,250$605,525
Lapeer$314,827$403,125$487,250$605,525
Leelanau$316,250$404,850$489,350$608,150
Lenawee$314,827$403,125$487,250$605,525
Livingston$314,827$403,125$487,250$605,525
Luce$314,827$403,125$487,250$605,525
Mackinac$314,827$403,125$487,250$605,525
Macomb$314,827$403,125$487,250$605,525
Manistee$314,827$403,125$487,250$605,525
Marquette$314,827$403,125$487,250$605,525
Mason$314,827$403,125$487,250$605,525
Mecosta$314,827$403,125$487,250$605,525
Menominee$314,827$403,125$487,250$605,525
Midland$314,827$403,125$487,250$605,525
Missaukee$314,827$403,125$487,250$605,525
Monroe$314,827$403,125$487,250$605,525
Montcalm$314,827$403,125$487,250$605,525
Montmorency$314,827$403,125$487,250$605,525
Muskegon$314,827$403,125$487,250$605,525
Newaygo$314,827$403,125$487,250$605,525
Oakland$314,827$403,125$487,250$605,525
Oceana$314,827$403,125$487,250$605,525
Ogemaw$314,827$403,125$487,250$605,525
Ontonagon$314,827$403,125$487,250$605,525
Osceola$314,827$403,125$487,250$605,525
Oscoda$314,827$403,125$487,250$605,525
Otsego$314,827$403,125$487,250$605,525
Ottawa$314,827$403,125$487,250$605,525
Presque Isle$314,827$403,125$487,250$605,525
Roscommon$314,827$403,125$487,250$605,525
Saginaw$314,827$403,125$487,250$605,525
Sanilac$314,827$403,125$487,250$605,525
Schoolcraft$314,827$403,125$487,250$605,525
Shiawassee$314,827$403,125$487,250$605,525
St. Clair$314,827$403,125$487,250$605,525
St. Joseph$314,827$403,125$487,250$605,525
Tuscola$314,827$403,125$487,250$605,525
Van Buren$314,827$403,125$487,250$605,525
Washtenaw$314,827$403,125$487,250$605,525
Wayne$314,827$403,125$487,250$605,525
Wexford$314,827$403,125$487,250$605,525