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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in ND - North Dakota FHA Mortgage

North Dakota Mortgages

2024 FHA Loan Limits for North Dakota

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in North Dakota are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Barnes One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Benson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Billings One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bottineau One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bowman One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Burke One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Burleigh One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cass One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cavalier One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dickey One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Divide One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dunn One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Eddy One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Emmons One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Foster One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Golden Valley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grand Forks One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grant One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Griggs One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hettinger One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kidder One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lamoure One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Logan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mchenry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mcintosh One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mckenzie One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mclean One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mercer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Morton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mountrail One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Nelson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Oliver One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pembina One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pierce One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ramsey One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ransom One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Renville One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Richland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rolette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sargent One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sheridan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sioux One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Slope One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Steele One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stutsman One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Towner One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Traill One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Walsh One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ward One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wells One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Williams One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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