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Current Mortgage Rates in North Dakota : HSH.com's FHA/VA Showcase

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Mortgage Refinance rates in North Dakota

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4.990% Rate

FHA 30 Yr.

5.834% APR

$1,225 / month (est)

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Updated 4/25/2018

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3.375% Rate

FHA 30 Yr.

3.734% APR

$884 / month (est)

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Updated 4/24/2018

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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 4/23/2018

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5.375% Rate

FHA 30 Yr.

6.231% APR

$1,273 / month (est)

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Updated 4/25/2018

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  • Refinance to a get a lower payment, cash back or a faster payoff.
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North Dakota Mortgages

2018 FHA Loan Limits for North Dakota

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For North Dakota, 45 counties have an FHA loan limit of $294,515 and 8 counties range from $308,200 to $339,250.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in North Dakota are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$294,515$377,075$455,800$566,425
Barnes$294,515$377,075$455,800$566,425
Benson$294,515$377,075$455,800$566,425
Billings$339,250$434,300$524,950$652,400
Bottineau$294,515$377,075$455,800$566,425
Bowman$294,515$377,075$455,800$566,425
Burke$294,515$377,075$455,800$566,425
Burleigh$309,350$396,000$478,700$594,900
Cass$294,515$377,075$455,800$566,425
Cavalier$294,515$377,075$455,800$566,425
Dickey$294,515$377,075$455,800$566,425
Divide$294,515$377,075$455,800$566,425
Dunn$294,515$377,075$455,800$566,425
Eddy$294,515$377,075$455,800$566,425
Emmons$294,515$377,075$455,800$566,425
Foster$294,515$377,075$455,800$566,425
Golden Valley$294,515$377,075$455,800$566,425
Grand Forks$294,515$377,075$455,800$566,425
Grant$294,515$377,075$455,800$566,425
Griggs$294,515$377,075$455,800$566,425
Hettinger$294,515$377,075$455,800$566,425
Kidder$294,515$377,075$455,800$566,425
Lamoure$294,515$377,075$455,800$566,425
Logan$294,515$377,075$455,800$566,425
Mchenry$294,515$377,075$455,800$566,425
Mcintosh$294,515$377,075$455,800$566,425
Mckenzie$302,450$387,200$468,000$581,650
Mclean$294,515$377,075$455,800$566,425
Mercer$294,515$377,075$455,800$566,425
Morton$309,350$396,000$478,700$594,900
Mountrail$294,515$377,075$455,800$566,425
Nelson$294,515$377,075$455,800$566,425
Oliver$309,350$396,000$478,700$594,900
Pembina$294,515$377,075$455,800$566,425
Pierce$294,515$377,075$455,800$566,425
Ramsey$294,515$377,075$455,800$566,425
Ransom$294,515$377,075$455,800$566,425
Renville$294,515$377,075$455,800$566,425
Richland$294,515$377,075$455,800$566,425
Rolette$294,515$377,075$455,800$566,425
Sargent$294,515$377,075$455,800$566,425
Sheridan$294,515$377,075$455,800$566,425
Sioux$309,350$396,000$478,700$594,900
Slope$294,515$377,075$455,800$566,425
Stark$308,200$394,550$476,900$592,700
Steele$294,515$377,075$455,800$566,425
Stutsman$294,515$377,075$455,800$566,425
Towner$294,515$377,075$455,800$566,425
Traill$294,515$377,075$455,800$566,425
Walsh$294,515$377,075$455,800$566,425
Ward$294,515$377,075$455,800$566,425
Wells$294,515$377,075$455,800$566,425
Williams$330,050$422,500$510,700$634,700