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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in ND - North Dakota FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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North Dakota Mortgages

2022 FHA Loan Limits for North Dakota

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in North Dakota are below.

County Name One Family Two Family Three Family Four Family
Adams One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Barnes One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Benson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Billings One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bottineau One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bowman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Burke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Burleigh One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cass One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cavalier One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dickey One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Divide One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dunn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Eddy One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Emmons One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Foster One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Golden Valley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grand Forks One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grant One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Griggs One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hettinger One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kidder One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lamoure One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Logan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mchenry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcintosh One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mckenzie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mclean One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mercer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mountrail One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Nelson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Oliver One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pembina One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pierce One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ramsey One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ransom One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Renville One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Richland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rolette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sargent One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sheridan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sioux One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Slope One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Steele One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stutsman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Towner One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Traill One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Walsh One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ward One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wells One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Williams One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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