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Current FHA Mortgage Rates in Alabama : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Alabama

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3.990% Rate

FHA 30 Yr.

4.157% APR

$715 / month (est)

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Updated 3/15/2019

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4.375% Rate

FHA 30 Yr.

5.069% APR

$863 / month (est)

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Updated 3/20/2019

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Mortgage Rates from 2.7%
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Alabama Mortgages

2019 FHA Loan Limits for Alabama

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Alabama are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Autauga$314,827$403,125$487,250$605,525
Baldwin$314,827$403,125$487,250$605,525
Barbour$314,827$403,125$487,250$605,525
Bibb$314,827$403,125$487,250$605,525
Blount$314,827$403,125$487,250$605,525
Bullock$314,827$403,125$487,250$605,525
Butler$314,827$403,125$487,250$605,525
Calhoun$314,827$403,125$487,250$605,525
Chambers$314,827$403,125$487,250$605,525
Cherokee$314,827$403,125$487,250$605,525
Chilton$314,827$403,125$487,250$605,525
Choctaw$314,827$403,125$487,250$605,525
Clarke$314,827$403,125$487,250$605,525
Clay$314,827$403,125$487,250$605,525
Cleburne$314,827$403,125$487,250$605,525
Coffee$314,827$403,125$487,250$605,525
Colbert$314,827$403,125$487,250$605,525
Conecuh$314,827$403,125$487,250$605,525
Coosa$314,827$403,125$487,250$605,525
Covington$314,827$403,125$487,250$605,525
Crenshaw$314,827$403,125$487,250$605,525
Cullman$314,827$403,125$487,250$605,525
Dale$314,827$403,125$487,250$605,525
Dallas$314,827$403,125$487,250$605,525
Dekalb$314,827$403,125$487,250$605,525
Elmore$314,827$403,125$487,250$605,525
Escambia$314,827$403,125$487,250$605,525
Etowah$314,827$403,125$487,250$605,525
Fayette$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Geneva$314,827$403,125$487,250$605,525
Greene$314,827$403,125$487,250$605,525
Hale$331,200$424,000$512,500$636,900
Henry$314,827$403,125$487,250$605,525
Houston$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Lamar$314,827$403,125$487,250$605,525
Lauderdale$314,827$403,125$487,250$605,525
Lawrence$314,827$403,125$487,250$605,525
Lee$314,827$403,125$487,250$605,525
Limestone$314,827$403,125$487,250$605,525
Lowndes$314,827$403,125$487,250$605,525
Macon$314,827$403,125$487,250$605,525
Madison$314,827$403,125$487,250$605,525
Marengo$314,827$403,125$487,250$605,525
Marion$314,827$403,125$487,250$605,525
Marshall$314,827$403,125$487,250$605,525
Mobile$314,827$403,125$487,250$605,525
Monroe$314,827$403,125$487,250$605,525
Montgomery$314,827$403,125$487,250$605,525
Morgan$314,827$403,125$487,250$605,525
Perry$314,827$403,125$487,250$605,525
Pickens$331,200$424,000$512,500$636,900
Pike$314,827$403,125$487,250$605,525
Randolph$314,827$403,125$487,250$605,525
Russell$314,827$403,125$487,250$605,525
Shelby$314,827$403,125$487,250$605,525
St. Clair$314,827$403,125$487,250$605,525
Sumter$314,827$403,125$487,250$605,525
Talladega$314,827$403,125$487,250$605,525
Tallapoosa$314,827$403,125$487,250$605,525
Tuscaloosa$331,200$424,000$512,500$636,900
Walker$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525
Wilcox$314,827$403,125$487,250$605,525
Winston$314,827$403,125$487,250$605,525