Current FHA Mortgage Rates in Alabama : HSH.com's FHA/VA Showcase

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Alabama Mortgages

2020 FHA Loan Limits for Alabama

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Alabama are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AutaugaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BaldwinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BarbourOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BibbOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BlountOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BullockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ButlerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChambersOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CherokeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChiltonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChoctawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClarkeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CleburneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CoffeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColbertOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ConecuhOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CoosaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CovingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrenshawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CullmanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DaleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DallasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DekalbOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ElmoreOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EscambiaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EtowahOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GenevaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreeneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HaleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HenryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HoustonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LamarOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LauderdaleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LawrenceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LimestoneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LowndesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MaconOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarengoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarshallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MobileOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MorganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PerryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PickensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PikeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RandolphOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RussellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShelbyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
St. ClairOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SumterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TalladegaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TallapoosaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TuscaloosaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WalkerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilcoxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WinstonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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