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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in MO - Missouri FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Missouri Mortgages

2022 FHA Loan Limits for Missouri

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Missouri are below.

County Name One Family Two Family Three Family Four Family
Adair One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Andrew One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Atchison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Audrain One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Barry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Barton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bates One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Benton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bollinger One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Boone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Buchanan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Butler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Caldwell One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Callaway One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Camden One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cape Girardeau One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carroll One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cass One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Cedar One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chariton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Christian One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clay One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Clinton One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Cole One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cooper One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crawford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dade One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dallas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Daviess One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dekalb One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dent One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Douglas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dunklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gasconade One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gentry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greene One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grundy One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harrison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Henry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hickory One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Holt One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Howard One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Howell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Iron One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Jasper One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Johnson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Knox One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Laclede One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lafayette One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Lawrence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lewis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Linn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Livingston One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Macon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Madison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Maries One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcdonald One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mercer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Miller One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mississippi One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Moniteau One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morgan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
New Madrid One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Newton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Nodaway One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Oregon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Osage One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ozark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pemiscot One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Perry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pettis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Phelps One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pike One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Platte One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Polk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pulaski One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Putnam One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ralls One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Randolph One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ray One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Reynolds One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ripley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Saline One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Schuyler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Scotland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Scott One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Shannon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Shelby One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
St. Charles One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
St. Clair One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
St. Francois One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
St. Louis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
St. Louis City One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ste. Genevieve One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stoddard One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stone One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sullivan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Taney One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Texas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Vernon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Warren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Webster One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Worth One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wright One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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