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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in MO - Missouri FHA Mortgage

Missouri Mortgages

2024 FHA Loan Limits for Missouri

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Missouri are below.

Select County
County Name One Family Two Family Three Family Four Family
Adair One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Andrew One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Atchison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Audrain One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Barry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Barton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bates One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Benton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bollinger One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Boone One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Buchanan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Butler One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Caldwell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Callaway One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Camden One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cape Girardeau One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Carroll One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Carter One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cass One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cedar One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Chariton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Christian One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clay One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clinton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cole One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cooper One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Crawford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dade One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dallas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Daviess One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dekalb One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dent One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Douglas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Dunklin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Franklin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Gasconade One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Gentry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greene One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Grundy One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Harrison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Henry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hickory One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Holt One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Howard One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Howell One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Iron One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jackson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jasper One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Johnson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Knox One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Laclede One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lafayette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lawrence One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lewis One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lincoln One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Linn One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Livingston One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Macon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Madison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Maries One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marion One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mcdonald One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mercer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Miller One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mississippi One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Moniteau One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Monroe One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Montgomery One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Morgan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
New Madrid One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Newton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Nodaway One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Oregon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Osage One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ozark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pemiscot One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Perry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pettis One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Phelps One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pike One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Platte One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Polk One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pulaski One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Putnam One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ralls One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Randolph One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ray One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Reynolds One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ripley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Saline One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Schuyler One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Scotland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Scott One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Shannon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Shelby One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Charles One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Clair One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Francois One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Louis One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
St. Louis City One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ste. Genevieve One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stoddard One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stone One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sullivan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Taney One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Texas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vernon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Warren One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wayne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Webster One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Worth One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wright One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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