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FHA Mortgage Refinance rates in Missouri

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 11/12/2018

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5.250% Rate

FHA 30 Yr.

5.964% APR

$943 / month (est)

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Updated 11/12/2018

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5.125% Rate

FHA 30 Yr.

5.934% APR

$932 / month (est)

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Updated 11/12/2018

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Refinance Rates Are Rising - Act Now Before its Too Late!
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Missouri Interest Rates as low as 4% (4.708APR)
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HARP 2.0 Refinance Loan 3.3% FIXED
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HARP 2.0 Refinance Loan 3.3% FIXED
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Missouri Mortgages

2018 FHA Loan Limits for Missouri

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Missouri, 106 counties have an FHA loan limit of $294,515 and 9 counties at $318,550.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Missouri are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair$294,515$377,075$455,800$566,425
Andrew$294,515$377,075$455,800$566,425
Atchison$294,515$377,075$455,800$566,425
Audrain$294,515$377,075$455,800$566,425
Barry$294,515$377,075$455,800$566,425
Barton$294,515$377,075$455,800$566,425
Bates$318,550$407,800$492,950$612,600
Benton$294,515$377,075$455,800$566,425
Bollinger$294,515$377,075$455,800$566,425
Boone$294,515$377,075$455,800$566,425
Buchanan$294,515$377,075$455,800$566,425
Butler$294,515$377,075$455,800$566,425
Caldwell$318,550$407,800$492,950$612,600
Callaway$294,515$377,075$455,800$566,425
Camden$294,515$377,075$455,800$566,425
Cape Girardeau$294,515$377,075$455,800$566,425
Carroll$294,515$377,075$455,800$566,425
Carter$294,515$377,075$455,800$566,425
Cass$318,550$407,800$492,950$612,600
Cedar$294,515$377,075$455,800$566,425
Chariton$294,515$377,075$455,800$566,425
Christian$294,515$377,075$455,800$566,425
Clark$294,515$377,075$455,800$566,425
Clay$318,550$407,800$492,950$612,600
Clinton$318,550$407,800$492,950$612,600
Cole$294,515$377,075$455,800$566,425
Cooper$294,515$377,075$455,800$566,425
Crawford$294,515$377,075$455,800$566,425
Dade$294,515$377,075$455,800$566,425
Dallas$294,515$377,075$455,800$566,425
Daviess$294,515$377,075$455,800$566,425
Dekalb$294,515$377,075$455,800$566,425
Dent$294,515$377,075$455,800$566,425
Douglas$294,515$377,075$455,800$566,425
Dunklin$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
Gasconade$294,515$377,075$455,800$566,425
Gentry$294,515$377,075$455,800$566,425
Greene$294,515$377,075$455,800$566,425
Grundy$294,515$377,075$455,800$566,425
Harrison$294,515$377,075$455,800$566,425
Henry$294,515$377,075$455,800$566,425
Hickory$294,515$377,075$455,800$566,425
Holt$294,515$377,075$455,800$566,425
Howard$294,515$377,075$455,800$566,425
Howell$294,515$377,075$455,800$566,425
Iron$294,515$377,075$455,800$566,425
Jackson$318,550$407,800$492,950$612,600
Jasper$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Johnson$294,515$377,075$455,800$566,425
Knox$294,515$377,075$455,800$566,425
Laclede$294,515$377,075$455,800$566,425
Lafayette$318,550$407,800$492,950$612,600
Lawrence$294,515$377,075$455,800$566,425
Lewis$294,515$377,075$455,800$566,425
Lincoln$294,515$377,075$455,800$566,425
Linn$294,515$377,075$455,800$566,425
Livingston$294,515$377,075$455,800$566,425
Macon$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Maries$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Mcdonald$294,515$377,075$455,800$566,425
Mercer$294,515$377,075$455,800$566,425
Miller$294,515$377,075$455,800$566,425
Mississippi$294,515$377,075$455,800$566,425
Moniteau$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Morgan$294,515$377,075$455,800$566,425
New Madrid$294,515$377,075$455,800$566,425
Newton$294,515$377,075$455,800$566,425
Nodaway$294,515$377,075$455,800$566,425
Oregon$294,515$377,075$455,800$566,425
Osage$294,515$377,075$455,800$566,425
Ozark$294,515$377,075$455,800$566,425
Pemiscot$294,515$377,075$455,800$566,425
Perry$294,515$377,075$455,800$566,425
Pettis$294,515$377,075$455,800$566,425
Phelps$294,515$377,075$455,800$566,425
Pike$294,515$377,075$455,800$566,425
Platte$318,550$407,800$492,950$612,600
Polk$294,515$377,075$455,800$566,425
Pulaski$294,515$377,075$455,800$566,425
Putnam$294,515$377,075$455,800$566,425
Ralls$294,515$377,075$455,800$566,425
Randolph$294,515$377,075$455,800$566,425
Ray$318,550$407,800$492,950$612,600
Reynolds$294,515$377,075$455,800$566,425
Ripley$294,515$377,075$455,800$566,425
Saline$294,515$377,075$455,800$566,425
Schuyler$294,515$377,075$455,800$566,425
Scotland$294,515$377,075$455,800$566,425
Scott$294,515$377,075$455,800$566,425
Shannon$294,515$377,075$455,800$566,425
Shelby$294,515$377,075$455,800$566,425
St. Charles$294,515$377,075$455,800$566,425
St. Clair$294,515$377,075$455,800$566,425
St. Francois$294,515$377,075$455,800$566,425
St. Louis$294,515$377,075$455,800$566,425
St. Louis City$294,515$377,075$455,800$566,425
Ste. Genevieve$294,515$377,075$455,800$566,425
Stoddard$294,515$377,075$455,800$566,425
Stone$294,515$377,075$455,800$566,425
Sullivan$294,515$377,075$455,800$566,425
Taney$294,515$377,075$455,800$566,425
Texas$294,515$377,075$455,800$566,425
Vernon$294,515$377,075$455,800$566,425
Warren$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
Webster$294,515$377,075$455,800$566,425
Worth$294,515$377,075$455,800$566,425
Wright$294,515$377,075$455,800$566,425