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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Current FHA Mortgage Rates in South Carolina : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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South Carolina Mortgages

2020 FHA Loan Limits for South Carolina

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in South Carolina are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AbbevilleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AikenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AllendaleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AndersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BambergOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BarnwellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BeaufortOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
BerkeleyOne Family$391,000Two Family$500,550Three Family$605,050Four Family$751,900
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CharlestonOne Family$391,000Two Family$500,550Three Family$605,050Four Family$751,900
CherokeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChesterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChesterfieldOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClarendonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColletonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DarlingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DillonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DorchesterOne Family$391,000Two Family$500,550Three Family$605,050Four Family$751,900
EdgefieldOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FairfieldOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FlorenceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GeorgetownOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreenvilleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreenwoodOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HamptonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HorryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JasperOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
KershawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LancasterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LaurensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LexingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarlboroOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MccormickOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NewberryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OconeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OrangeburgOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PickensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RichlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SaludaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SpartanburgOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SumterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilliamsburgOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YorkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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