Current FHA Mortgage Rates in SC - South Carolina FHA Mortgag

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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South Carolina Mortgages

2022 FHA Loan Limits for South Carolina

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in South Carolina are below.

County Name One Family Two Family Three Family Four Family
Abbeville One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Aiken One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Allendale One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Anderson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bamberg One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Barnwell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Beaufort One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Berkeley One Family$473,800 Two Family$606,550 Three Family$733,150 Four Family$911,150
Calhoun One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Charleston One Family$473,800 Two Family$606,550 Three Family$733,150 Four Family$911,150
Cherokee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chester One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chesterfield One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clarendon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Colleton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Darlington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dillon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dorchester One Family$473,800 Two Family$606,550 Three Family$733,150 Four Family$911,150
Edgefield One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fairfield One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Florence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Georgetown One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greenville One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greenwood One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hampton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Horry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jasper One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kershaw One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lancaster One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Laurens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lexington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marlboro One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mccormick One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Newberry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Oconee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Orangeburg One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pickens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Richland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Saluda One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Spartanburg One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sumter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Williamsburg One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
York One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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