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FHA Mortgage Refinance rates in South Carolina

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3.375% Rate

FHA 30 Yr.

3.734% APR

$884 / month (est)

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Updated 6/18/2018

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4.125% Rate

FHA 30 Yr.

4.859% APR

$1,120 / month (est)

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Updated 6/19/2018

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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 6/18/2018

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4.875% Rate

FHA 30 Yr.

5.715% APR

$1,210 / month (est)

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Updated 6/19/2018

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5.125% Rate

FHA 30 Yr.

5.973% APR

$1,242 / month (est)

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Updated 6/19/2018

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South Carolina Mortgages

2018 FHA Loan Limits for South Carolina

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For South Carolina, 40 counties have an FHA loan limit at $294,515 and the remaining 6 counties range from $327,750 to $368,000.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in South Carolina are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Abbeville$294,515$377,075$455,800$566,425
Aiken$294,515$377,075$455,800$566,425
Allendale$294,515$377,075$455,800$566,425
Anderson$294,515$377,075$455,800$566,425
Bamberg$294,515$377,075$455,800$566,425
Barnwell$294,515$377,075$455,800$566,425
Beaufort$350,750$449,000$542,750$674,500
Berkeley$368,000$471,100$569,450$707,700
Calhoun$294,515$377,075$455,800$566,425
Charleston$368,000$471,100$569,450$707,700
Cherokee$294,515$377,075$455,800$566,425
Chester$294,515$377,075$455,800$566,425
Chesterfield$294,515$377,075$455,800$566,425
Clarendon$294,515$377,075$455,800$566,425
Colleton$294,515$377,075$455,800$566,425
Darlington$294,515$377,075$455,800$566,425
Dillon$294,515$377,075$455,800$566,425
Dorchester$368,000$471,100$569,450$707,700
Edgefield$294,515$377,075$455,800$566,425
Fairfield$294,515$377,075$455,800$566,425
Florence$294,515$377,075$455,800$566,425
Georgetown$327,750$419,550$507,150$630,300
Greenville$294,515$377,075$455,800$566,425
Greenwood$294,515$377,075$455,800$566,425
Hampton$294,515$377,075$455,800$566,425
Horry$294,515$377,075$455,800$566,425
Jasper$350,750$449,000$542,750$674,500
Kershaw$294,515$377,075$455,800$566,425
Lancaster$294,515$377,075$455,800$566,425
Laurens$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Lexington$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Marlboro$294,515$377,075$455,800$566,425
Mccormick$294,515$377,075$455,800$566,425
Newberry$294,515$377,075$455,800$566,425
Oconee$294,515$377,075$455,800$566,425
Orangeburg$294,515$377,075$455,800$566,425
Pickens$294,515$377,075$455,800$566,425
Richland$294,515$377,075$455,800$566,425
Saluda$294,515$377,075$455,800$566,425
Spartanburg$294,515$377,075$455,800$566,425
Sumter$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Williamsburg$294,515$377,075$455,800$566,425
York$294,515$377,075$455,800$566,425

 
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