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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in CO - Colorado FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Colorado Mortgages

2022 FHA Loan Limits for Colorado

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Colorado are below.

County Name One Family Two Family Three Family Four Family
Adams One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Alamosa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Arapahoe One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Archuleta One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Baca One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bent One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Boulder One Family$747,500 Two Family$956,950 Three Family$1,156,700 Four Family$1,437,500
Broomfield One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Chaffee One Family$461,150 Two Family$590,350 Three Family$713,600 Four Family$886,850
Cheyenne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clear Creek One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Conejos One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Costilla One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crowley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Custer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Delta One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Denver One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Dolores One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Douglas One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Eagle One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
El Paso One Family$460,000 Two Family$588,850 Three Family$711,800 Four Family$884,600
Elbert One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Fremont One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Garfield One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Gilpin One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Grand One Family$534,750 Two Family$684,550 Three Family$827,500 Four Family$1,028,350
Gunnison One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Hinsdale One Family$427,800 Two Family$547,650 Three Family$662,000 Four Family$822,700
Huerfano One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Kiowa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kit Carson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
La Plata One Family$494,500 Two Family$633,050 Three Family$765,200 Four Family$950,950
Lake One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Larimer One Family$522,100 Two Family$668,400 Three Family$807,900 Four Family$1,004,050
Las Animas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Logan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mesa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mineral One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Moffat One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montezuma One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montrose One Family$425,500 Two Family$544,700 Three Family$658,450 Four Family$818,250
Morgan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Otero One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ouray One Family$425,500 Two Family$544,700 Three Family$658,450 Four Family$818,250
Park One Family$684,250 Two Family$875,950 Three Family$1,058,850 Four Family$1,315,900
Phillips One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pitkin One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Prowers One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pueblo One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rio Blanco One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rio Grande One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Routt One Family$678,500 Two Family$868,600 Three Family$1,049,950 Four Family$1,304,850
Saguache One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
San Juan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
San Miguel One Family$970,800 Two Family$1,243,050 Three Family$1,502,475 Four Family$1,867,275
Sedgwick One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Summit One Family$925,750 Two Family$1,185,150 Three Family$1,432,550 Four Family$1,780,300
Teller One Family$460,000 Two Family$588,850 Three Family$711,800 Four Family$884,600
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Weld One Family$483,000 Two Family$618,300 Three Family$747,400 Four Family$928,850
Yuma One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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