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Current FHA Mortgage Rates in Colorado : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Colorado

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4.625% Rate

FHA 30 Yr.

5.325% APR

$885 / month (est)

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Updated 1/21/2019

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4.625% Rate

FHA 30 Yr.

5.420% APR

$885 / month (est)

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Updated 1/21/2019

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Colorado Interest Rates as low as 4% (4.708APR)
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Colorado Mortgages

2018 FHA Loan Limits for Colorado

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Colorado, 37 counties have an FHA loan limit of $294,515 and 27 counties range from $301,300 to $679,650.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Colorado are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$561,200$718,450$868,400$1,079,250
Alamosa$314,827$403,125$487,250$605,525
Arapahoe$561,200$718,450$868,400$1,079,250
Archuleta$314,827$403,125$487,250$605,525
Baca$314,827$403,125$487,250$605,525
Bent$314,827$403,125$487,250$605,525
Boulder$626,750$802,350$969,850$1,205,300
Broomfield$561,200$718,450$868,400$1,079,250
Chaffee$333,500$426,950$516,050$641,350
Cheyenne$314,827$403,125$487,250$605,525
Clear Creek$561,200$718,450$868,400$1,079,250
Conejos$314,827$403,125$487,250$605,525
Costilla$314,827$403,125$487,250$605,525
Crowley$314,827$403,125$487,250$605,525
Custer$314,827$403,125$487,250$605,525
Delta$314,827$403,125$487,250$605,525
Denver$561,200$718,450$868,400$1,079,250
Dolores$314,827$403,125$487,250$605,525
Douglas$561,200$718,450$868,400$1,079,250
Eagle$726,525$930,300$1,124,475$1,397,400
El Paso$339,250$434,300$524,950$652,400
Elbert$561,200$718,450$868,400$1,079,250
Fremont$314,827$403,125$487,250$605,525
Garfield$726,525$930,300$1,124,475$1,397,400
Gilpin$561,200$718,450$868,400$1,079,250
Grand$402,500$515,250$622,850$774,050
Gunnison$357,650$457,850$553,450$687,800
Hinsdale$427,800$547,650$662,000$822,700
Huerfano$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jefferson$561,200$718,450$868,400$1,079,250
Kiowa$314,827$403,125$487,250$605,525
Kit Carson$314,827$403,125$487,250$605,525
La Plata$419,750$537,350$649,550$807,200
Lake$314,827$403,125$487,250$605,525
Larimer$437,000$559,450$676,200$840,400
Las Animas$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Logan$314,827$403,125$487,250$605,525
Mesa$314,827$403,125$487,250$605,525
Mineral$314,827$403,125$487,250$605,525
Moffat$314,827$403,125$487,250$605,525
Montezuma$314,827$403,125$487,250$605,525
Montrose$314,827$403,125$487,250$605,525
Morgan$314,827$403,125$487,250$605,525
Otero$314,827$403,125$487,250$605,525
Ouray$425,500$544,700$658,450$818,250
Park$561,200$718,450$868,400$1,079,250
Phillips$314,827$403,125$487,250$605,525
Pitkin$726,525$930,300$1,124,475$1,397,400
Prowers$314,827$403,125$487,250$605,525
Pueblo$314,827$403,125$487,250$605,525
Rio Blanco$314,827$403,125$487,250$605,525
Rio Grande$314,827$403,125$487,250$605,525
Routt$634,800$812,650$982,300$1,220,800
Saguache$314,827$403,125$487,250$605,525
San Juan$314,827$403,125$487,250$605,525
San Miguel$726,525$930,300$1,124,475$1,397,400
Sedgwick$314,827$403,125$487,250$605,525
Summit$722,200$924,550$1,117,550$1,388,850
Teller$339,250$434,300$524,950$652,400
Washington$314,827$403,125$487,250$605,525
Weld$385,250$493,200$596,150$740,850
Yuma$314,827$403,125$487,250$605,525