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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in CO - Colorado FHA Mortgage

Colorado Mortgages

2024 FHA Loan Limits for Colorado

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Colorado are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Alamosa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Arapahoe One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Archuleta One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Baca One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Bent One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Boulder One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Broomfield One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Chaffee One Family$667,000 Two Family$853,900 Three Family$1,032,150 Four Family$1,282,700
Cheyenne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clear Creek One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Conejos One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Costilla One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Crowley One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Custer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Delta One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Denver One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Dolores One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Douglas One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Eagle One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
El Paso One Family$533,600 Two Family$683,100 Three Family$825,700 Four Family$1,026,150
Elbert One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Fremont One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Garfield One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Gilpin One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Grand One Family$874,000 Two Family$1,118,900 Three Family$1,352,450 Four Family$1,680,800
Gunnison One Family$747,500 Two Family$956,950 Three Family$1,156,700 Four Family$1,437,500
Hinsdale One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Huerfano One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jackson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Kiowa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Kit Carson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
La Plata One Family$690,000 Two Family$883,300 Three Family$1,067,750 Four Family$1,326,950
Lake One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Larimer One Family$632,500 Two Family$809,700 Three Family$978,750 Four Family$1,216,350
Las Animas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lincoln One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Logan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mesa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mineral One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Moffat One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Montezuma One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Montrose One Family$750,950 Two Family$961,350 Three Family$1,162,050 Four Family$1,444,150
Morgan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Otero One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ouray One Family$750,950 Two Family$961,350 Three Family$1,162,050 Four Family$1,444,150
Park One Family$833,750 Two Family$1,067,350 Three Family$1,290,200 Four Family$1,603,400
Phillips One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pitkin One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Prowers One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pueblo One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rio Blanco One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Rio Grande One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Routt One Family$1,012,000 Two Family$1,295,550 Three Family$1,566,050 Four Family$1,946,200
Saguache One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
San Juan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
San Miguel One Family$1,045,350 Two Family$1,338,250 Three Family$1,617,650 Four Family$2,010,350
Sedgwick One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Summit One Family$1,067,200 Two Family$1,366,200 Three Family$1,651,450 Four Family$2,052,350
Teller One Family$533,600 Two Family$683,100 Three Family$825,700 Four Family$1,026,150
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Weld One Family$563,500 Two Family$721,400 Three Family$872,000 Four Family$1,083,650
Yuma One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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