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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in NH - New Hampshire FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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New Hampshire Mortgages

2022 FHA Loan Limits for New Hampshire

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in New Hampshire are below.

County Name One Family Two Family Three Family Four Family
Belknap One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carroll One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cheshire One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Coos One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grafton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hillsborough One Family$430,100 Two Family$550,600 Three Family$665,550 Four Family$827,100
Merrimack One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rockingham One Family$770,500 Two Family$986,400 Three Family$1,192,300 Four Family$1,481,750
Strafford One Family$770,500 Two Family$986,400 Three Family$1,192,300 Four Family$1,481,750
Sullivan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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