Current FHA Mortgage Rates in NH - New Hampshire FHA Mortgage

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in New Hampshire are below.

County Name	One Family	Two Family	Three Family	Four Family

Belknap	One Family$524,225	Two Family$671,200	Three Family$811,275	Four Family$1,008,300
Carroll	One Family$524,225	Two Family$671,200	Three Family$811,275	Four Family$1,008,300
Cheshire	One Family$524,225	Two Family$671,200	Three Family$811,275	Four Family$1,008,300
Coos	One Family$524,225	Two Family$671,200	Three Family$811,275	Four Family$1,008,300
Grafton	One Family$524,225	Two Family$671,200	Three Family$811,275	Four Family$1,008,300
Hillsborough	One Family$546,250	Two Family$699,300	Three Family$845,300	Four Family$1,050,500
Merrimack	One Family$524,225	Two Family$671,200	Three Family$811,275	Four Family$1,008,300
Rockingham	One Family$914,250	Two Family$1,170,400	Three Family$1,414,750	Four Family$1,758,200
Strafford	One Family$914,250	Two Family$1,170,400	Three Family$1,414,750	Four Family$1,758,200
Sullivan	One Family$524,225	Two Family$671,200	Three Family$811,275	Four Family$1,008,300

Current FHA Mortgage Rates in NH - New Hampshire FHA Mortgage

New Hampshire Mortgages

2024 FHA Loan Limits for New Hampshire

Mortgage Rates by State