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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Current FHA Mortgage Rates in NH - New Hampshire FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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New Hampshire Mortgages

2023 FHA Loan Limits for New Hampshire

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in New Hampshire are below.

County Name One Family Two Family Three Family Four Family
Belknap One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Carroll One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cheshire One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Coos One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grafton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hillsborough One Family$477,250 Two Family$610,950 Three Family$738,500 Four Family$917,800
Merrimack One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rockingham One Family$828,000 Two Family$1,060,000 Three Family$1,281,300 Four Family$1,592,350
Strafford One Family$828,000 Two Family$1,060,000 Three Family$1,281,300 Four Family$1,592,350
Sullivan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
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