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For your consideration: Our observations regarding What's holding back the housing market?

For your consideration: Our observations regarding What's holding back the housing market?

Current FHA Mortgage Rates in NH - New Hampshire FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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New Hampshire Mortgages

2024 FHA Loan Limits for New Hampshire

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in New Hampshire are below.

County Name One Family Two Family Three Family Four Family
Belknap One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Carroll One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Cheshire One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Coos One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Grafton One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Hillsborough One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Merrimack One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
Rockingham One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Strafford One Family$862,500 Two Family$1,104,150 Three Family$1,334,700 Four Family$1,658,700
Sullivan One Family$498,257 Two Family$637,950 Three Family$771,125 Four Family$958,350
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