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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Current FHA Mortgage Rates in Virginia : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Updated: 1/27/2020
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FHA 30 year mortgage rates today from 3.125%

Updated: 1/24/2020
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.328%
APR
Rate as low as
3.125%
Rate
$ 1,114
Monthly Payment
Show Details
Updated: 9/4/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
4.637%
APR
Rate as low as
4.500%
Rate
$ 1,317
Monthly Payment
Show Details
Updated: 1/24/2020
CloseYourOwnLoan.com
  • Skip the salesman. Keep the commission!
  • Get online rates, payments and a Good Faith Estimate
  • $1,000 Best Rate Guarantee
Updated: 1/27/2020
Rocket Mortgage
  • A+ Rating with the Better Business Bureau

Virginia Mortgages

2020 FHA Loan Limits for Virginia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Virginia are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AccomackOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AlbemarleOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
Alexandria CityOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
AlleghanyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AmeliaOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
AmherstOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AppomattoxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ArlingtonOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
AugustaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BathOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BedfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BotetourtOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Bristol CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrunswickOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BuchananOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BuckinghamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Buena Vista CitOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CampbellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarolineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarrollOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Charles CityOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
CharlotteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CharlottesvilleOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
Chesapeake CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
ChesterfieldOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
ClarkeOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Colonial HeightOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Covington CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CraigOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CulpeperOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
CumberlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Danville CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DickensonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DinwiddieOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Emporia CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EssexOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FairfaxOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Fairfax CityOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Falls Church CiOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
FauquierOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
FloydOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FluvannaOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Franklin CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
FrederickOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FredericksburgOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Galax CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GilesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GloucesterOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
GoochlandOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
GraysonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreeneOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
GreensvilleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HalifaxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Hampton CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
HanoverOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Harrisonburg CiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HenricoOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
HenryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HighlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Hopewell CityOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Isle Of WightOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
James CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
King And QueenOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
King GeorgeOne Family$350,750Two Family$449,000Three Family$542,750Four Family$674,500
King WilliamOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
LancasterOne Family$442,750Two Family$566,800Three Family$685,100Four Family$851,450
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Lexington CityOne Family$354,200Two Family$453,450Three Family$548,100Four Family$681,150
LoudounOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
LouisaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LunenburgOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Lynchburg CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Manassas CityOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Manassas Park COne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Martinsville CiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MathewsOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
MecklenburgOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MiddlesexOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NelsonOne Family$437,000Two Family$559,450Three Family$676,200Four Family$840,400
New KentOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Newport News CiOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
Norfolk CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
NorthamptonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NorthumberlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Norton CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NottowayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OrangeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PageOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PatrickOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Petersburg CityOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
PittsylvaniaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Poquoson CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
Portsmouth CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
PowhatanOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Prince EdwardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Prince GeorgeOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
Prince WilliamOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
PulaskiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Radford CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RappahannockOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
RichmondOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Richmond CityOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
RoanokeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Roanoke CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RockbridgeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RockinghamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RussellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Salem CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ScottOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShenandoahOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SmythOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SouthamptonOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
SpotsylvaniaOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
StaffordOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
Staunton CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Suffolk CityOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
SurryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SussexOne Family$535,900Two Family$686,050Three Family$829,250Four Family$1,030,600
TazewellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Virginia BeachOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
WarrenOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Waynesboro CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WestmorelandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Williamsburg CiOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
Winchester CityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WiseOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WytheOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YorkOne Family$458,850Two Family$587,400Three Family$710,050Four Family$882,400
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