X

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in Washington DC - District of Columbia FHA Mortgage

District of Columbia Mortgages

2024 FHA Loan Limits for Washington, DC

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limit for the District of Columbia is below.

County Name One Family Two Family Three Family Four Family
District Of Col One Family$1,209,750 Two Family$1,548,975 Three Family$1,872,225 Four Family$2,326,875
Add to Homescreen?
X
X
Install this web app on your phone :tap and then Add to homescreen