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Wondering about where mortgage rates are headed? Check out our latest Two-Month Mortgage Rate Forecast.

Current FHA Mortgage Rates in KS - Kansas FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Kansas Mortgages

2023 FHA Loan Limits for Kansas

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Kansas are below.

County Name One Family Two Family Three Family Four Family
Allen One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Anderson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Atchison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Barber One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Barton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bourbon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Brown One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Butler One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chase One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chautauqua One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cherokee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cheyenne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clark One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clay One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cloud One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Coffey One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Comanche One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cowley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Crawford One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Decatur One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dickinson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Doniphan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Douglas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Edwards One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Elk One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ellis One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ellsworth One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Finney One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ford One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Franklin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Geary One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Gove One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Graham One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grant One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Gray One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Greeley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Greenwood One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hamilton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Harper One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Harvey One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Haskell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hodgeman One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jackson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jewell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Johnson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Kearny One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Kingman One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Kiowa One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Labette One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lane One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Leavenworth One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lincoln One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Linn One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Logan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lyon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Marion One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Marshall One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mcpherson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Meade One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Miami One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mitchell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Montgomery One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Morris One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Morton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Nemaha One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Neosho One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ness One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Norton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Osage One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Osborne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Ottawa One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pawnee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Phillips One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pottawatomie One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pratt One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rawlins One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Reno One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Republic One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rice One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Riley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rooks One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rush One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Russell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Saline One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Scott One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sedgwick One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Seward One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Shawnee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sheridan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sherman One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Smith One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Stafford One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Stanton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Stevens One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sumner One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Thomas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Trego One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wabaunsee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wallace One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Washington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wichita One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wilson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Woodson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wyandotte One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
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