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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in KS - Kansas FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Kansas Mortgages

2022 FHA Loan Limits for Kansas

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Kansas are below.

County Name One Family Two Family Three Family Four Family
Allen One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Anderson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Atchison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Barber One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Barton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bourbon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brown One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Butler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chase One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chautauqua One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cherokee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cheyenne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cloud One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Coffey One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Comanche One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cowley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crawford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Decatur One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dickinson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Doniphan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Douglas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Edwards One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Elk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ellis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ellsworth One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Finney One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Geary One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gove One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Graham One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grant One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gray One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greeley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greenwood One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hamilton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harper One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harvey One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Haskell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hodgeman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jewell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Johnson One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Kearny One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kingman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Kiowa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Labette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lane One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Leavenworth One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Linn One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Logan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lyon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marshall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcpherson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Meade One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Miami One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
Mitchell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morris One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Nemaha One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Neosho One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ness One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Norton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Osage One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Osborne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ottawa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pawnee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Phillips One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pottawatomie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pratt One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rawlins One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Reno One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Republic One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rice One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Riley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rooks One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rush One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Russell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Saline One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Scott One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sedgwick One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Seward One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Shawnee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sheridan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sherman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Smith One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stafford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stanton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stevens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sumner One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Thomas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Trego One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wabaunsee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wallace One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wichita One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wilson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Woodson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wyandotte One Family$431,250 Two Family$552,050 Three Family$667,350 Four Family$829,350
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