Current FHA Mortgage Rates in Ohio : HSH.com's FHA/VA Showcase

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Ohio Mortgages

2020 FHA Loan Limits for Ohio

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Ohio are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AllenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AshlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AshtabulaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AthensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AuglaizeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BelmontOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrownOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ButlerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarrollOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChampaignOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClarkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClermontOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClintonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColumbianaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CoshoctonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrawfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CuyahogaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DarkeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DefianceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DelawareOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
ErieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FairfieldOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
FayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
FultonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GalliaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GeaugaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreeneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GuernseyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HamiltonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HancockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HardinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HarrisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HenryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HighlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HockingOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
HolmesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HuronOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KnoxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LawrenceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LickingOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
LoganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LorainOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LucasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
MahoningOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MedinaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MeigsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MercerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MiamiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MorganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MorrowOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
MuskingumOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NobleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OttawaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PauldingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PerryOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
PickawayOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
PikeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PortageOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PrebleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PutnamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RichlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RossOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SanduskyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SciotoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SenecaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShelbyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StarkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SummitOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TrumbullOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TuscarawasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$373,750Two Family$478,450Three Family$578,350Four Family$718,750
Van WertOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
VintonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WarrenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WayneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilliamsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WoodOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WyandotOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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