Current FHA Mortgage Rates in OH - Ohio FHA Mortgage

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Ohio Mortgages

2022 FHA Loan Limits for Ohio

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Ohio are below.

County Name One Family Two Family Three Family Four Family
Adams One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Allen One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ashland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ashtabula One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Athens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Auglaize One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Belmont One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brown One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Butler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carroll One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Champaign One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clermont One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clinton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Columbiana One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Coshocton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crawford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cuyahoga One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Darke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Defiance One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Delaware One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Erie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fairfield One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Fayette One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Franklin One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Fulton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gallia One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Geauga One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greene One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Guernsey One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hamilton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hancock One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hardin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Harrison One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Henry One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Highland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hocking One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Holmes One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Huron One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Knox One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lake One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lawrence One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Licking One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Logan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lorain One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lucas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Madison One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Mahoning One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Medina One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Meigs One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mercer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Miami One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morgan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morrow One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Muskingum One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Noble One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ottawa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Paulding One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Perry One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Pickaway One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Pike One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Portage One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Preble One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Putnam One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Richland One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Ross One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sandusky One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Scioto One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Seneca One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Shelby One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Summit One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Trumbull One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tuscarawas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$439,300 Two Family$562,350 Three Family$679,800 Four Family$844,800
Van Wert One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Vinton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Warren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Williams One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wood One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wyandot One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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