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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in OH - Ohio FHA Mortgage

Ohio Mortgages

2024 FHA Loan Limits for Ohio

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Ohio are below.

Select County
County Name One Family Two Family Three Family Four Family
Adams One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Allen One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ashland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ashtabula One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Athens One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Auglaize One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Belmont One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Brown One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Butler One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Carroll One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Champaign One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clermont One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clinton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Columbiana One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Coshocton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Crawford One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Cuyahoga One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Darke One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Defiance One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Delaware One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Erie One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Fairfield One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Fayette One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Franklin One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Fulton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Gallia One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Geauga One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Greene One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Guernsey One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hamilton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hancock One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hardin One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Harrison One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Henry One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Highland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Hocking One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Holmes One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Huron One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jackson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Jefferson One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Knox One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lake One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lawrence One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Licking One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Logan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lorain One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lucas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Madison One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Mahoning One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Marion One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Medina One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Meigs One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mercer One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Miami One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Monroe One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Montgomery One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Morgan One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Morrow One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Muskingum One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Noble One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ottawa One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Paulding One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Perry One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Pickaway One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Pike One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Portage One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Preble One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Putnam One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Richland One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Ross One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Sandusky One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Scioto One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Seneca One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Shelby One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Stark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Summit One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Trumbull One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Tuscarawas One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Union One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Van Wert One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Vinton One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Warren One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Washington One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wayne One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Williams One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wood One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Wyandot One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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