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Current FHA Mortgage Rates in Ohio : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Ohio

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4.875% Rate

FHA 30 Yr.

5.580% APR

$1,210 / month (est)

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Updated 9/23/2018

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  • Get a free and no obligation rate quote in Ohio.
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3.500% Rate

FHA 30 Yr.

3.721% APR

$898 / month (est)

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Updated 9/21/2018

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4.750% Rate

FHA 30 Yr.

5.548% APR

$1,195 / month (est)

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Updated 9/23/2018

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4.750% Rate

FHA 30 Yr.

5.548% APR

$1,195 / month (est)

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Updated 9/23/2018

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  • Refinance to a get a lower payment, cash back or a faster payoff.
  • Rates are still low, but they may rise. Lock your rate today.
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4.375% Rate

FHA 30 Yr.

5.115% APR

$1,150 / month (est)

Updated 9/21/2018

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Ohio Mortgages

2018 FHA Loan Limits for Ohio

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Ohio, 78 counties have an FHA loan limit at $294,515 and the remaining 10 counties are at $345,000.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Ohio are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$294,515$377,075$455,800$566,425
Allen$294,515$377,075$455,800$566,425
Ashland$294,515$377,075$455,800$566,425
Ashtabula$294,515$377,075$455,800$566,425
Athens$294,515$377,075$455,800$566,425
Auglaize$294,515$377,075$455,800$566,425
Belmont$294,515$377,075$455,800$566,425
Brown$294,515$377,075$455,800$566,425
Butler$294,515$377,075$455,800$566,425
Carroll$294,515$377,075$455,800$566,425
Champaign$294,515$377,075$455,800$566,425
Clark$294,515$377,075$455,800$566,425
Clermont$294,515$377,075$455,800$566,425
Clinton$294,515$377,075$455,800$566,425
Columbiana$294,515$377,075$455,800$566,425
Coshocton$294,515$377,075$455,800$566,425
Crawford$294,515$377,075$455,800$566,425
Cuyahoga$294,515$377,075$455,800$566,425
Darke$294,515$377,075$455,800$566,425
Defiance$294,515$377,075$455,800$566,425
Delaware$345,000$441,650$533,850$663,450
Erie$294,515$377,075$455,800$566,425
Fairfield$345,000$441,650$533,850$663,450
Fayette$294,515$377,075$455,800$566,425
Franklin$345,000$441,650$533,850$663,450
Fulton$294,515$377,075$455,800$566,425
Gallia$294,515$377,075$455,800$566,425
Geauga$294,515$377,075$455,800$566,425
Greene$294,515$377,075$455,800$566,425
Guernsey$294,515$377,075$455,800$566,425
Hamilton$294,515$377,075$455,800$566,425
Hancock$294,515$377,075$455,800$566,425
Hardin$294,515$377,075$455,800$566,425
Harrison$294,515$377,075$455,800$566,425
Henry$294,515$377,075$455,800$566,425
Highland$294,515$377,075$455,800$566,425
Hocking$345,000$441,650$533,850$663,450
Holmes$294,515$377,075$455,800$566,425
Huron$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Knox$294,515$377,075$455,800$566,425
Lake$294,515$377,075$455,800$566,425
Lawrence$294,515$377,075$455,800$566,425
Licking$345,000$441,650$533,850$663,450
Logan$294,515$377,075$455,800$566,425
Lorain$294,515$377,075$455,800$566,425
Lucas$294,515$377,075$455,800$566,425
Madison$345,000$441,650$533,850$663,450
Mahoning$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Medina$294,515$377,075$455,800$566,425
Meigs$294,515$377,075$455,800$566,425
Mercer$294,515$377,075$455,800$566,425
Miami$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Morgan$294,515$377,075$455,800$566,425
Morrow$345,000$441,650$533,850$663,450
Muskingum$294,515$377,075$455,800$566,425
Noble$294,515$377,075$455,800$566,425
Ottawa$294,515$377,075$455,800$566,425
Paulding$294,515$377,075$455,800$566,425
Perry$345,000$441,650$533,850$663,450
Pickaway$345,000$441,650$533,850$663,450
Pike$294,515$377,075$455,800$566,425
Portage$294,515$377,075$455,800$566,425
Preble$294,515$377,075$455,800$566,425
Putnam$294,515$377,075$455,800$566,425
Richland$294,515$377,075$455,800$566,425
Ross$294,515$377,075$455,800$566,425
Sandusky$294,515$377,075$455,800$566,425
Scioto$294,515$377,075$455,800$566,425
Seneca$294,515$377,075$455,800$566,425
Shelby$294,515$377,075$455,800$566,425
Stark$294,515$377,075$455,800$566,425
Summit$294,515$377,075$455,800$566,425
Trumbull$294,515$377,075$455,800$566,425
Tuscarawas$294,515$377,075$455,800$566,425
Union$345,000$441,650$533,850$663,450
Van Wert$294,515$377,075$455,800$566,425
Vinton$294,515$377,075$455,800$566,425
Warren$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
Williams$294,515$377,075$455,800$566,425
Wood$294,515$377,075$455,800$566,425
Wyandot$294,515$377,075$455,800$566,425