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Current FHA Mortgage Rates in Georgia : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Georgia

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4.500% Rate

FHA 30 Yr.

5.197% APR

$874 / month (est)

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Updated 2/22/2019

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Mortgage Rates from 2.7%
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Georgia Mortgages

2019 FHA Loan Limits for Georgia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Georgia are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Appling$314,827$403,125$487,250$605,525
Atkinson$314,827$403,125$487,250$605,525
Bacon$314,827$403,125$487,250$605,525
Baker$314,827$403,125$487,250$605,525
Baldwin$314,827$403,125$487,250$605,525
Banks$314,827$403,125$487,250$605,525
Barrow$379,500$485,800$587,250$729,800
Bartow$379,500$485,800$587,250$729,800
Ben Hill$314,827$403,125$487,250$605,525
Berrien$314,827$403,125$487,250$605,525
Bibb$314,827$403,125$487,250$605,525
Bleckley$314,827$403,125$487,250$605,525
Brantley$314,827$403,125$487,250$605,525
Brooks$314,827$403,125$487,250$605,525
Bryan$314,827$403,125$487,250$605,525
Bulloch$314,827$403,125$487,250$605,525
Burke$314,827$403,125$487,250$605,525
Butts$379,500$485,800$587,250$729,800
Calhoun$314,827$403,125$487,250$605,525
Camden$314,827$403,125$487,250$605,525
Candler$314,827$403,125$487,250$605,525
Carroll$379,500$485,800$587,250$729,800
Catoosa$314,827$403,125$487,250$605,525
Charlton$314,827$403,125$487,250$605,525
Chatham$314,827$403,125$487,250$605,525
Chattahoochee$314,827$403,125$487,250$605,525
Chattooga$314,827$403,125$487,250$605,525
Cherokee$379,500$485,800$587,250$729,800
Clarke$341,550$437,250$528,500$656,800
Clay$314,827$403,125$487,250$605,525
Clayton$379,500$485,800$587,250$729,800
Clinch$314,827$403,125$487,250$605,525
Cobb$379,500$485,800$587,250$729,800
Coffee$314,827$403,125$487,250$605,525
Colquitt$314,827$403,125$487,250$605,525
Columbia$314,827$403,125$487,250$605,525
Cook$314,827$403,125$487,250$605,525
Coweta$379,500$485,800$587,250$729,800
Crawford$314,827$403,125$487,250$605,525
Crisp$314,827$403,125$487,250$605,525
Dade$314,827$403,125$487,250$605,525
Dawson$379,500$485,800$587,250$729,800
Decatur$314,827$403,125$487,250$605,525
Dekalb$379,500$485,800$587,250$729,800
Dodge$314,827$403,125$487,250$605,525
Dooly$314,827$403,125$487,250$605,525
Dougherty$314,827$403,125$487,250$605,525
Douglas$379,500$485,800$587,250$729,800
Early$314,827$403,125$487,250$605,525
Echols$314,827$403,125$487,250$605,525
Effingham$314,827$403,125$487,250$605,525
Elbert$314,827$403,125$487,250$605,525
Emanuel$314,827$403,125$487,250$605,525
Evans$314,827$403,125$487,250$605,525
Fannin$314,827$403,125$487,250$605,525
Fayette$379,500$485,800$587,250$729,800
Floyd$314,827$403,125$487,250$605,525
Forsyth$379,500$485,800$587,250$729,800
Franklin$314,827$403,125$487,250$605,525
Fulton$379,500$485,800$587,250$729,800
Gilmer$314,827$403,125$487,250$605,525
Glascock$314,827$403,125$487,250$605,525
Glynn$314,827$403,125$487,250$605,525
Gordon$314,827$403,125$487,250$605,525
Grady$314,827$403,125$487,250$605,525
Greene$515,200$659,550$797,250$990,800
Gwinnett$379,500$485,800$587,250$729,800
Habersham$314,827$403,125$487,250$605,525
Hall$314,827$403,125$487,250$605,525
Hancock$314,827$403,125$487,250$605,525
Haralson$379,500$485,800$587,250$729,800
Harris$314,827$403,125$487,250$605,525
Hart$314,827$403,125$487,250$605,525
Heard$379,500$485,800$587,250$729,800
Henry$379,500$485,800$587,250$729,800
Houston$314,827$403,125$487,250$605,525
Irwin$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jasper$379,500$485,800$587,250$729,800
Jeff Davis$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Jenkins$314,827$403,125$487,250$605,525
Johnson$314,827$403,125$487,250$605,525
Jones$314,827$403,125$487,250$605,525
Lamar$379,500$485,800$587,250$729,800
Lanier$314,827$403,125$487,250$605,525
Laurens$314,827$403,125$487,250$605,525
Lee$314,827$403,125$487,250$605,525
Liberty$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Long$314,827$403,125$487,250$605,525
Lowndes$314,827$403,125$487,250$605,525
Lumpkin$314,827$403,125$487,250$605,525
Macon$314,827$403,125$487,250$605,525
Madison$341,550$437,250$528,500$656,800
Marion$314,827$403,125$487,250$605,525
Mcduffie$314,827$403,125$487,250$605,525
Mcintosh$314,827$403,125$487,250$605,525
Meriwether$379,500$485,800$587,250$729,800
Miller$314,827$403,125$487,250$605,525
Mitchell$314,827$403,125$487,250$605,525
Monroe$314,827$403,125$487,250$605,525
Montgomery$314,827$403,125$487,250$605,525
Morgan$379,500$485,800$587,250$729,800
Murray$314,827$403,125$487,250$605,525
Muscogee$314,827$403,125$487,250$605,525
Newton$379,500$485,800$587,250$729,800
Oconee$341,550$437,250$528,500$656,800
Oglethorpe$341,550$437,250$528,500$656,800
Paulding$379,500$485,800$587,250$729,800
Peach$314,827$403,125$487,250$605,525
Pickens$379,500$485,800$587,250$729,800
Pierce$314,827$403,125$487,250$605,525
Pike$379,500$485,800$587,250$729,800
Polk$314,827$403,125$487,250$605,525
Pulaski$314,827$403,125$487,250$605,525
Putnam$314,827$403,125$487,250$605,525
Quitman$314,827$403,125$487,250$605,525
Rabun$314,827$403,125$487,250$605,525
Randolph$314,827$403,125$487,250$605,525
Richmond$314,827$403,125$487,250$605,525
Rockdale$379,500$485,800$587,250$729,800
Schley$314,827$403,125$487,250$605,525
Screven$314,827$403,125$487,250$605,525
Seminole$314,827$403,125$487,250$605,525
Spalding$379,500$485,800$587,250$729,800
Stephens$314,827$403,125$487,250$605,525
Stewart$314,827$403,125$487,250$605,525
Sumter$314,827$403,125$487,250$605,525
Talbot$314,827$403,125$487,250$605,525
Taliaferro$314,827$403,125$487,250$605,525
Tattnall$314,827$403,125$487,250$605,525
Taylor$314,827$403,125$487,250$605,525
Telfair$314,827$403,125$487,250$605,525
Terrell$314,827$403,125$487,250$605,525
Thomas$314,827$403,125$487,250$605,525
Tift$314,827$403,125$487,250$605,525
Toombs$314,827$403,125$487,250$605,525
Towns$314,827$403,125$487,250$605,525
Treutlen$314,827$403,125$487,250$605,525
Troup$314,827$403,125$487,250$605,525
Turner$314,827$403,125$487,250$605,525
Twiggs$314,827$403,125$487,250$605,525
Union$314,827$403,125$487,250$605,525
Upson$314,827$403,125$487,250$605,525
Walker$314,827$403,125$487,250$605,525
Walton$379,500$485,800$587,250$729,800
Ware$314,827$403,125$487,250$605,525
Warren$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525
Wayne$314,827$403,125$487,250$605,525
Webster$314,827$403,125$487,250$605,525
Wheeler$314,827$403,125$487,250$605,525
White$314,827$403,125$487,250$605,525
Whitfield$314,827$403,125$487,250$605,525
Wilcox$314,827$403,125$487,250$605,525
Wilkes$314,827$403,125$487,250$605,525
Wilkinson$314,827$403,125$487,250$605,525
Worth$314,827$403,125$487,250$605,525