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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Current FHA Mortgage Rates in Georgia : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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FHA 30 year mortgage rates today from 3.125%

Updated: 1/24/2020
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.325%
APR
Rate as low as
3.125%
Rate
$ 1,199
Monthly Payment
Show Details
Updated: 1/24/2020
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Georgia Mortgages

2020 FHA Loan Limits for Georgia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Georgia are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
ApplingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AtkinsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BaconOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BakerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BaldwinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BanksOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BarrowOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
BartowOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
Ben HillOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BerrienOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BibbOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BleckleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrantleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrooksOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BryanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BullochOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BurkeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ButtsOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CamdenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CandlerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarrollOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
CatoosaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CharltonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChathamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChattahoocheeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChattoogaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CherokeeOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
ClarkeOne Family$379,500Two Family$485,800Three Family$587,250Four Family$729,800
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClaytonOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
ClinchOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CobbOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
CoffeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColquittOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColumbiaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CookOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CowetaOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
CrawfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrispOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DadeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DawsonOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
DecaturOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DekalbOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
DodgeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DoolyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DoughertyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DouglasOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
EarlyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EcholsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EffinghamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ElbertOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EmanuelOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EvansOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FanninOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FayetteOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
FloydOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ForsythOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FultonOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
GilmerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GlascockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GlynnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GordonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GradyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreeneOne Family$515,200Two Family$659,550Three Family$797,250Four Family$990,800
GwinnettOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
HabershamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HancockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HaralsonOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
HarrisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HartOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HeardOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
HenryOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
HoustonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IrwinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JasperOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
Jeff DavisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JenkinsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JohnsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JonesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LamarOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
LanierOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LaurensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LibertyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LongOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LowndesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LumpkinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MaconOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$379,500Two Family$485,800Three Family$587,250Four Family$729,800
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
McduffieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
McintoshOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MeriwetherOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
MillerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MitchellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MorganOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
MurrayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MuscogeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NewtonOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
OconeeOne Family$379,500Two Family$485,800Three Family$587,250Four Family$729,800
OglethorpeOne Family$379,500Two Family$485,800Three Family$587,250Four Family$729,800
PauldingOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
PeachOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PickensOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
PierceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PikeOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
PolkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PulaskiOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PutnamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
QuitmanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RabunOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RandolphOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RichmondOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RockdaleOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
SchleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ScrevenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SeminoleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SpaldingOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
StephensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StewartOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SumterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TalbotOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TaliaferroOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TattnallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TaylorOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TelfairOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TerrellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ThomasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TiftOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ToombsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TownsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TreutlenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TroupOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TurnerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TwiggsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UpsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WalkerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WaltonOne Family$401,350Two Family$513,800Three Family$621,050Four Family$771,850
WareOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WarrenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WayneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WebsterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WheelerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WhiteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WhitfieldOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilcoxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilkesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilkinsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WorthOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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