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Current FHA Mortgage Rates in GA - Georgia FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Georgia Mortgages

2023 FHA Loan Limits for Georgia

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Georgia are below.

County Name One Family Two Family Three Family Four Family
Appling One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Atkinson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bacon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Baker One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Baldwin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Banks One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Barrow One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Bartow One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Ben Hill One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Berrien One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bibb One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bleckley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Brantley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Brooks One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bryan One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bulloch One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Burke One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Butts One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Calhoun One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Camden One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Candler One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Carroll One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Catoosa One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Charlton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chatham One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chattahoochee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chattooga One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cherokee One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Clarke One Family$516,350 Two Family$661,000 Three Family$799,000 Four Family$993,000
Clay One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clayton One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Clinch One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cobb One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Coffee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Colquitt One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Columbia One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Cook One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Coweta One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Crawford One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Crisp One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dade One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dawson One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Decatur One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dekalb One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Dodge One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dooly One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Dougherty One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Douglas One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Early One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Echols One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Effingham One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Elbert One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Emanuel One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Evans One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fannin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fayette One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Floyd One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Forsyth One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Franklin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Fulton One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Gilmer One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Glascock One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Glynn One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Gordon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grady One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Greene One Family$515,200 Two Family$659,550 Three Family$797,250 Four Family$990,800
Gwinnett One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Habersham One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hall One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hancock One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Haralson One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Harris One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hart One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Heard One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Henry One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Houston One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Irwin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jackson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jasper One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Jeff Davis One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jenkins One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Johnson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jones One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lamar One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Lanier One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Laurens One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Liberty One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lincoln One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Long One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lowndes One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lumpkin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Macon One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Madison One Family$516,350 Two Family$661,000 Three Family$799,000 Four Family$993,000
Marion One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mcduffie One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mcintosh One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Meriwether One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Miller One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Mitchell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Monroe One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Montgomery One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Morgan One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Murray One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Muscogee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Newton One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Oconee One Family$516,350 Two Family$661,000 Three Family$799,000 Four Family$993,000
Oglethorpe One Family$516,350 Two Family$661,000 Three Family$799,000 Four Family$993,000
Paulding One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Peach One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pickens One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Pierce One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pike One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Polk One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pulaski One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Putnam One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Quitman One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rabun One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Randolph One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Richmond One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rockdale One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Schley One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Screven One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Seminole One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Spalding One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Stephens One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Stewart One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sumter One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Talbot One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Taliaferro One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tattnall One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Taylor One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Telfair One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Terrell One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Thomas One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tift One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Toombs One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Towns One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Treutlen One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Troup One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Turner One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Twiggs One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Union One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Upson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Walker One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Walton One Family$592,250 Two Family$758,200 Three Family$916,450 Four Family$1,138,950
Ware One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Warren One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Washington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wayne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Webster One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wheeler One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
White One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Whitfield One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wilcox One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wilkes One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wilkinson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Worth One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
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