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See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

See what's happening with home values in more than 400 metropolitan areas with HSH's Home Value Tracker, just updated though the second quarter of 2022.

Current FHA Mortgage Rates in GA - Georgia FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Georgia Mortgages

2022 FHA Loan Limits for Georgia

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Georgia are below.

County Name One Family Two Family Three Family Four Family
Appling One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Atkinson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bacon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Baker One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Baldwin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Banks One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Barrow One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Bartow One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Ben Hill One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Berrien One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bibb One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bleckley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brantley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Brooks One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bryan One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Bulloch One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Burke One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Butts One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Calhoun One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Camden One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Candler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Carroll One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Catoosa One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Charlton One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chatham One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chattahoochee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Chattooga One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cherokee One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Clarke One Family$457,700 Two Family$585,950 Three Family$708,250 Four Family$880,200
Clay One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clayton One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Clinch One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cobb One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Coffee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Colquitt One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Columbia One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Cook One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Coweta One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Crawford One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Crisp One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dade One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dawson One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Decatur One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dekalb One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Dodge One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dooly One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Dougherty One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Douglas One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Early One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Echols One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Effingham One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Elbert One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Emanuel One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Evans One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fannin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fayette One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Floyd One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Forsyth One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Franklin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Fulton One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Gilmer One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Glascock One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Glynn One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Gordon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Grady One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Greene One Family$515,200 Two Family$659,550 Three Family$797,250 Four Family$990,800
Gwinnett One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Habersham One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hancock One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Haralson One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Harris One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Hart One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Heard One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Henry One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Houston One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Irwin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jackson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jasper One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Jeff Davis One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jefferson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jenkins One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Johnson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Jones One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lamar One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Lanier One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Laurens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Liberty One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Long One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lowndes One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lumpkin One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Macon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Madison One Family$457,700 Two Family$585,950 Three Family$708,250 Four Family$880,200
Marion One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcduffie One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mcintosh One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Meriwether One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Miller One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mitchell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Monroe One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Montgomery One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Morgan One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Murray One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Muscogee One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Newton One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Oconee One Family$457,700 Two Family$585,950 Three Family$708,250 Four Family$880,200
Oglethorpe One Family$457,700 Two Family$585,950 Three Family$708,250 Four Family$880,200
Paulding One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Peach One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pickens One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Pierce One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pike One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Polk One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pulaski One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Putnam One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Quitman One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rabun One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Randolph One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Richmond One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Rockdale One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Schley One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Screven One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Seminole One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Spalding One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Stephens One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Stewart One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Sumter One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Talbot One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Taliaferro One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tattnall One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Taylor One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Telfair One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Terrell One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Thomas One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Tift One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Toombs One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Towns One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Treutlen One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Troup One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Turner One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Twiggs One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Union One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Upson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Walker One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Walton One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Ware One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Warren One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Washington One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wayne One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Webster One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wheeler One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
White One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Whitfield One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wilcox One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wilkes One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Wilkinson One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Worth One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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