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FHA Mortgage Refinance rates in Georgia

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 10/18/2018

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5.250% Rate

FHA 30 Yr.

5.964% APR

$943 / month (est)

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Updated 10/19/2018

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4.990% Rate

FHA 30 Yr.

5.795% APR

$919 / month (est)

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Updated 10/19/2018

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HARP 2.0 Refinance Loan 3.1% FIXED
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Georgia Interest Rates as low as 4% (4.708APR)
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See if You Qualify for $100k (or a Year's Worth of Mortgage Payments)
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Georgia Mortgages

2018 FHA Loan Limits for Georgia

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Georgia, 125 counties have a FHA loan limit of $294,515, 4 counties at $320,850, 29 counties at $359,950 and 2 counties at $515,200.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Georgia are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Appling$294,515$377,075$455,800$566,425
Atkinson$294,515$377,075$455,800$566,425
Bacon$294,515$377,075$455,800$566,425
Baker$294,515$377,075$455,800$566,425
Baldwin$294,515$377,075$455,800$566,425
Banks$294,515$377,075$455,800$566,425
Barrow$359,950$460,800$557,000$692,200
Bartow$359,950$460,800$557,000$692,200
Ben Hill$294,515$377,075$455,800$566,425
Berrien$294,515$377,075$455,800$566,425
Bibb$294,515$377,075$455,800$566,425
Bleckley$294,515$377,075$455,800$566,425
Brantley$294,515$377,075$455,800$566,425
Brooks$294,515$377,075$455,800$566,425
Bryan$294,515$377,075$455,800$566,425
Bulloch$294,515$377,075$455,800$566,425
Burke$294,515$377,075$455,800$566,425
Butts$359,950$460,800$557,000$692,200
Calhoun$294,515$377,075$455,800$566,425
Camden$294,515$377,075$455,800$566,425
Candler$294,515$377,075$455,800$566,425
Carroll$359,950$460,800$557,000$692,200
Catoosa$294,515$377,075$455,800$566,425
Charlton$294,515$377,075$455,800$566,425
Chatham$294,515$377,075$455,800$566,425
Chattahoochee$294,515$377,075$455,800$566,425
Chattooga$294,515$377,075$455,800$566,425
Cherokee$359,950$460,800$557,000$692,200
Clarke$320,850$410,750$496,500$617,000
Clay$294,515$377,075$455,800$566,425
Clayton$359,950$460,800$557,000$692,200
Clinch$294,515$377,075$455,800$566,425
Cobb$359,950$460,800$557,000$692,200
Coffee$294,515$377,075$455,800$566,425
Colquitt$294,515$377,075$455,800$566,425
Columbia$294,515$377,075$455,800$566,425
Cook$294,515$377,075$455,800$566,425
Coweta$359,950$460,800$557,000$692,200
Crawford$294,515$377,075$455,800$566,425
Crisp$294,515$377,075$455,800$566,425
Dade$294,515$377,075$455,800$566,425
Dawson$359,950$460,800$557,000$692,200
Decatur$294,515$377,075$455,800$566,425
Dekalb$359,950$460,800$557,000$692,200
Dodge$294,515$377,075$455,800$566,425
Dooly$294,515$377,075$455,800$566,425
Dougherty$294,515$377,075$455,800$566,425
Douglas$359,950$460,800$557,000$692,200
Early$294,515$377,075$455,800$566,425
Echols$294,515$377,075$455,800$566,425
Effingham$294,515$377,075$455,800$566,425
Elbert$294,515$377,075$455,800$566,425
Emanuel$294,515$377,075$455,800$566,425
Evans$294,515$377,075$455,800$566,425
Fannin$294,515$377,075$455,800$566,425
Fayette$359,950$460,800$557,000$692,200
Floyd$294,515$377,075$455,800$566,425
Forsyth$359,950$460,800$557,000$692,200
Franklin$294,515$377,075$455,800$566,425
Fulton$359,950$460,800$557,000$692,200
Gilmer$294,515$377,075$455,800$566,425
Glascock$294,515$377,075$455,800$566,425
Glynn$294,515$377,075$455,800$566,425
Gordon$294,515$377,075$455,800$566,425
Grady$294,515$377,075$455,800$566,425
Greene$515,200$659,550$797,250$990,800
Gwinnett$359,950$460,800$557,000$692,200
Habersham$294,515$377,075$455,800$566,425
Hall$294,515$377,075$455,800$566,425
Hancock$294,515$377,075$455,800$566,425
Haralson$359,950$460,800$557,000$692,200
Harris$294,515$377,075$455,800$566,425
Hart$294,515$377,075$455,800$566,425
Heard$359,950$460,800$557,000$692,200
Henry$359,950$460,800$557,000$692,200
Houston$294,515$377,075$455,800$566,425
Irwin$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jasper$359,950$460,800$557,000$692,200
Jeff Davis$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Jenkins$294,515$377,075$455,800$566,425
Johnson$294,515$377,075$455,800$566,425
Jones$294,515$377,075$455,800$566,425
Lamar$359,950$460,800$557,000$692,200
Lanier$294,515$377,075$455,800$566,425
Laurens$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Liberty$294,515$377,075$455,800$566,425
Lincoln$294,515$377,075$455,800$566,425
Long$294,515$377,075$455,800$566,425
Lowndes$294,515$377,075$455,800$566,425
Lumpkin$294,515$377,075$455,800$566,425
Macon$294,515$377,075$455,800$566,425
Madison$320,850$410,750$496,500$617,000
Marion$294,515$377,075$455,800$566,425
Mcduffie$294,515$377,075$455,800$566,425
Mcintosh$294,515$377,075$455,800$566,425
Meriwether$359,950$460,800$557,000$692,200
Miller$294,515$377,075$455,800$566,425
Mitchell$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Morgan$359,950$460,800$557,000$692,200
Murray$294,515$377,075$455,800$566,425
Muscogee$294,515$377,075$455,800$566,425
Newton$359,950$460,800$557,000$692,200
Oconee$320,850$410,750$496,500$617,000
Oglethorpe$320,850$410,750$496,500$617,000
Paulding$359,950$460,800$557,000$692,200
Peach$294,515$377,075$455,800$566,425
Pickens$359,950$460,800$557,000$692,200
Pierce$294,515$377,075$455,800$566,425
Pike$359,950$460,800$557,000$692,200
Polk$294,515$377,075$455,800$566,425
Pulaski$294,515$377,075$455,800$566,425
Putnam$294,515$377,075$455,800$566,425
Quitman$294,515$377,075$455,800$566,425
Rabun$294,515$377,075$455,800$566,425
Randolph$294,515$377,075$455,800$566,425
Richmond$294,515$377,075$455,800$566,425
Rockdale$359,950$460,800$557,000$692,200
Schley$294,515$377,075$455,800$566,425
Screven$294,515$377,075$455,800$566,425
Seminole$294,515$377,075$455,800$566,425
Spalding$359,950$460,800$557,000$692,200
Stephens$294,515$377,075$455,800$566,425
Stewart$294,515$377,075$455,800$566,425
Sumter$294,515$377,075$455,800$566,425
Talbot$294,515$377,075$455,800$566,425
Taliaferro$294,515$377,075$455,800$566,425
Tattnall$294,515$377,075$455,800$566,425
Taylor$294,515$377,075$455,800$566,425
Telfair$294,515$377,075$455,800$566,425
Terrell$294,515$377,075$455,800$566,425
Thomas$294,515$377,075$455,800$566,425
Tift$294,515$377,075$455,800$566,425
Toombs$294,515$377,075$455,800$566,425
Towns$294,515$377,075$455,800$566,425
Treutlen$294,515$377,075$455,800$566,425
Troup$294,515$377,075$455,800$566,425
Turner$294,515$377,075$455,800$566,425
Twiggs$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Upson$294,515$377,075$455,800$566,425
Walker$294,515$377,075$455,800$566,425
Walton$359,950$460,800$557,000$692,200
Ware$294,515$377,075$455,800$566,425
Warren$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
Webster$294,515$377,075$455,800$566,425
Wheeler$294,515$377,075$455,800$566,425
White$294,515$377,075$455,800$566,425
Whitfield$294,515$377,075$455,800$566,425
Wilcox$294,515$377,075$455,800$566,425
Wilkes$294,515$377,075$455,800$566,425
Wilkinson$294,515$377,075$455,800$566,425
Worth$294,515$377,075$455,800$566,425