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Current FHA Mortgage Rates in New Jersey : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in New Jersey

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Rates as low as

3.625% Rate

FHA 30 Yr.

Rates as low as

3.869% APR

$684 / month (est)

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Updated 5/24/2019

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Rates as low as

4.125% Rate

FHA 30 Yr.

Rates as low as

4.906% APR

$840 / month (est)

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Updated 5/26/2019

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Mortgage Rates from 2.7%
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Mortgage Rates from 2.9% (3.5% APR)
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New Jersey Mortgages

2019 FHA Loan Limits for New Jersey

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in New Jersey are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Atlantic$316,250$404,850$489,350$608,150
Bergen$726,525$930,300$1,124,475$1,397,400
Burlington$402,500$515,250$622,850$774,050
Camden$402,500$515,250$622,850$774,050
Cape May$414,000$530,000$640,650$796,150
Cumberland$314,827$403,125$487,250$605,525
Essex$726,525$930,300$1,124,475$1,397,400
Gloucester$402,500$515,250$622,850$774,050
Hudson$726,525$930,300$1,124,475$1,397,400
Hunterdon$726,525$930,300$1,124,475$1,397,400
Mercer$345,000$441,650$533,850$663,450
Middlesex$726,525$930,300$1,124,475$1,397,400
Monmouth$726,525$930,300$1,124,475$1,397,400
Morris$726,525$930,300$1,124,475$1,397,400
Ocean$726,525$930,300$1,124,475$1,397,400
Passaic$726,525$930,300$1,124,475$1,397,400
Salem$402,500$515,250$622,850$774,050
Somerset$726,525$930,300$1,124,475$1,397,400
Sussex$726,525$930,300$1,124,475$1,397,400
Union$726,525$930,300$1,124,475$1,397,400
Warren$372,600$477,000$576,550$716,550