Current FHA Mortgage Rates in New Jersey : HSH.com's FHA/VA Showcase

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FHA 30 year mortgage rates today from 3.125%

Updated: 11/18/2019
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.362%
APR
Rate as low as
3.125%
Rate
$ 643
Monthly Payment
Show Details
Updated: 11/18/2019
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New Jersey Mortgages

2019 FHA Loan Limits for New Jersey

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in New Jersey are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AtlanticOne Family$316,250Two Family$404,850Three Family$489,350Four Family$608,150
BergenOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
BurlingtonOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
CamdenOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
Cape MayOne Family$414,000Two Family$530,000Three Family$640,650Four Family$796,150
CumberlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EssexOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
GloucesterOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
HudsonOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
HunterdonOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
MercerOne Family$345,000Two Family$441,650Three Family$533,850Four Family$663,450
MiddlesexOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
MonmouthOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
MorrisOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
OceanOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
PassaicOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
SalemOne Family$402,500Two Family$515,250Three Family$622,850Four Family$774,050
SomersetOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
SussexOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
UnionOne Family$726,525Two Family$930,300Three Family$1,124,475Four Family$1,397,400
WarrenOne Family$372,600Two Family$477,000Three Family$576,550Four Family$716,550