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Current FHA Mortgage Rates in MS - Mississippi FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Mississippi Mortgages

2023 FHA Loan Limits for Mississippi

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2023 FHA loan limits for each county in Mississippi are below.

County Name One Family Two Family Three Family Four Family
Adams One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Alcorn One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Amite One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Attala One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Benton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Bolivar One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Calhoun One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Carroll One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Chickasaw One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Choctaw One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Claiborne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clarke One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Clay One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Coahoma One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Copiah One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Covington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Desoto One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Forrest One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Franklin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
George One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Greene One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Grenada One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hancock One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Harrison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Hinds One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Holmes One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Humphreys One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Issaquena One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Itawamba One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jackson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jasper One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jefferson Davis One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Jones One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Kemper One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lafayette One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lamar One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lauderdale One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lawrence One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Leake One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Leflore One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lincoln One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Lowndes One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Madison One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Marion One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Marshall One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Monroe One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Montgomery One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Neshoba One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Newton One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Noxubee One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Oktibbeha One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Panola One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pearl River One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Perry One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pike One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Pontotoc One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Prentiss One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Quitman One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Rankin One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Scott One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sharkey One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Simpson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Smith One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Stone One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Sunflower One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tallahatchie One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tate One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tippah One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tishomingo One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Tunica One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Union One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Walthall One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Warren One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Washington One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wayne One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Webster One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Wilkinson One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Winston One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Yalobusha One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
Yazoo One Family$472,030 Two Family$604,400 Three Family$730,525 Four Family$907,900
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