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Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Is this the year that a reverse mortgage or HECM is right for you -- or your parents? Read our comprehensive guide to HECMs and RMs.

Current FHA Mortgage Rates in Mississippi : HSH.com's FHA/VA Showcase

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Mississippi Mortgages

2020 FHA Loan Limits for Mississippi

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Mississippi are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AdamsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AlcornOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AmiteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AttalaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BentonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BolivarOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarrollOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChickasawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChoctawOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClaiborneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClarkeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CoahomaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CopiahOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CovingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DesotoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ForrestOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GeorgeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreeneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrenadaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HancockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HarrisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HindsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HolmesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HumphreysOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IssaquenaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ItawambaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JasperOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Jefferson DavisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JonesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KemperOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LafayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LamarOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LauderdaleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LawrenceOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeakeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LefloreOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LincolnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LowndesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarshallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MonroeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NeshobaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NewtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NoxubeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OktibbehaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PanolaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Pearl RiverOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PerryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PikeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PontotocOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PrentissOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
QuitmanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RankinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ScottOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SharkeyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SimpsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SmithOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StoneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SunflowerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TallahatchieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TateOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TippahOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TishomingoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TunicaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UnionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WalthallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WarrenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WayneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WebsterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilkinsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WinstonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YalobushaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YazooOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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