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Current FHA Mortgage Rates in Mississippi : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Mississippi

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 11/16/2018

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5.125% Rate

FHA 30 Yr.

5.836% APR

$932 / month (est)

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Updated 11/20/2018

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4.990% Rate

FHA 30 Yr.

5.795% APR

$919 / month (est)

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Updated 11/20/2018

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Mississippi Interest Rates as low as 4% (4.708APR)
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Mississippi Mortgages

2018 FHA Loan Limits for Mississippi

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Mississippi, the FHA loan limits are at $294,515 for all counties.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Mississippi are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adams$294,515$377,075$455,800$566,425
Alcorn$294,515$377,075$455,800$566,425
Amite$294,515$377,075$455,800$566,425
Attala$294,515$377,075$455,800$566,425
Benton$294,515$377,075$455,800$566,425
Bolivar$294,515$377,075$455,800$566,425
Calhoun$294,515$377,075$455,800$566,425
Carroll$294,515$377,075$455,800$566,425
Chickasaw$294,515$377,075$455,800$566,425
Choctaw$294,515$377,075$455,800$566,425
Claiborne$294,515$377,075$455,800$566,425
Clarke$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Coahoma$294,515$377,075$455,800$566,425
Copiah$294,515$377,075$455,800$566,425
Covington$294,515$377,075$455,800$566,425
Desoto$294,515$377,075$455,800$566,425
Forrest$294,515$377,075$455,800$566,425
Franklin$294,515$377,075$455,800$566,425
George$294,515$377,075$455,800$566,425
Greene$294,515$377,075$455,800$566,425
Grenada$294,515$377,075$455,800$566,425
Hancock$294,515$377,075$455,800$566,425
Harrison$294,515$377,075$455,800$566,425
Hinds$294,515$377,075$455,800$566,425
Holmes$294,515$377,075$455,800$566,425
Humphreys$294,515$377,075$455,800$566,425
Issaquena$294,515$377,075$455,800$566,425
Itawamba$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jasper$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Jefferson Davis$294,515$377,075$455,800$566,425
Jones$294,515$377,075$455,800$566,425
Kemper$294,515$377,075$455,800$566,425
Lafayette$294,515$377,075$455,800$566,425
Lamar$294,515$377,075$455,800$566,425
Lauderdale$294,515$377,075$455,800$566,425
Lawrence$294,515$377,075$455,800$566,425
Leake$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Leflore$294,515$377,075$455,800$566,425
Lincoln$294,515$377,075$455,800$566,425
Lowndes$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Marshall$294,515$377,075$455,800$566,425
Monroe$294,515$377,075$455,800$566,425
Montgomery$294,515$377,075$455,800$566,425
Neshoba$294,515$377,075$455,800$566,425
Newton$294,515$377,075$455,800$566,425
Noxubee$294,515$377,075$455,800$566,425
Oktibbeha$294,515$377,075$455,800$566,425
Panola$294,515$377,075$455,800$566,425
Pearl River$294,515$377,075$455,800$566,425
Perry$294,515$377,075$455,800$566,425
Pike$294,515$377,075$455,800$566,425
Pontotoc$294,515$377,075$455,800$566,425
Prentiss$294,515$377,075$455,800$566,425
Quitman$294,515$377,075$455,800$566,425
Rankin$294,515$377,075$455,800$566,425
Scott$294,515$377,075$455,800$566,425
Sharkey$294,515$377,075$455,800$566,425
Simpson$294,515$377,075$455,800$566,425
Smith$294,515$377,075$455,800$566,425
Stone$294,515$377,075$455,800$566,425
Sunflower$294,515$377,075$455,800$566,425
Tallahatchie$294,515$377,075$455,800$566,425
Tate$294,515$377,075$455,800$566,425
Tippah$294,515$377,075$455,800$566,425
Tishomingo$294,515$377,075$455,800$566,425
Tunica$294,515$377,075$455,800$566,425
Union$294,515$377,075$455,800$566,425
Walthall$294,515$377,075$455,800$566,425
Warren$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Wayne$294,515$377,075$455,800$566,425
Webster$294,515$377,075$455,800$566,425
Wilkinson$294,515$377,075$455,800$566,425
Winston$294,515$377,075$455,800$566,425
Yalobusha$294,515$377,075$455,800$566,425
Yazoo$294,515$377,075$455,800$566,425