Current FHA Mortgage Rates in NV - Nevada FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Nevada Mortgages

2022 FHA Loan Limits for Nevada

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2022 FHA loan limits for each county in Nevada are below.

County Name One Family Two Family Three Family Four Family
Carson City One Family$448,500 Two Family$574,150 Three Family$694,000 Four Family$862,500
Churchill One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Clark One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Douglas One Family$569,250 Two Family$728,750 Three Family$880,900 Four Family$1,094,700
Elko One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Esmeralda One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Eureka One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Humboldt One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lander One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lincoln One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Lyon One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Mineral One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Nye One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Pershing One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
Storey One Family$534,750 Two Family$684,550 Three Family$827,500 Four Family$1,028,350
Washoe One Family$534,750 Two Family$684,550 Three Family$827,500 Four Family$1,028,350
White Pine One Family$420,680 Two Family$538,650 Three Family$651,050 Four Family$809,150
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