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Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Buying a home for the holidays, and hoping for a bargain? Learn the pros and cons of buying a home during the winter months.

Current FHA Mortgage Rates in NV - Nevada FHA Mortgage

Nevada Mortgages

2024 FHA Loan Limits for Nevada

FHA Loans are government insured mortgages from the Federal Housing Administration and are an attractive option for homebuyers with small down payments or who have less-than-stellar credit. An FHA-backed loan can also be attractive to homeowners who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

Learn more about FHA loans or calculate FHA loan costs and compare FHA loans against conventional low-downpayment mortgage programs.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2024 FHA loan limits for each county in Nevada are below.

Select County
County Name One Family Two Family Three Family Four Family
Carson City One Family$575,000 Two Family$736,100 Three Family$889,800 Four Family$1,105,800
Churchill One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Clark One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Douglas One Family$718,750 Two Family$920,150 Three Family$1,112,250 Four Family$1,382,250
Elko One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Esmeralda One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Eureka One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Humboldt One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lander One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lincoln One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Lyon One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Mineral One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Nye One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Pershing One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300
Storey One Family$632,500 Two Family$809,700 Three Family$978,750 Four Family$1,216,350
Washoe One Family$632,500 Two Family$809,700 Three Family$978,750 Four Family$1,216,350
White Pine One Family$524,225 Two Family$671,200 Three Family$811,275 Four Family$1,008,300

Mortgage Rates by State

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