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Current FHA Mortgage Rates in Texas : HSH.com's FHA/VA Showcase

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FHA Mortgage Refinance rates in Texas

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4.875% Rate

FHA 30 Yr.

4.955% APR

$794 / month (est)

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Updated 11/20/2018

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3.500% Rate

FHA 30 Yr.

3.742% APR

$674 / month (est)

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Updated 11/16/2018

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5.125% Rate

FHA 30 Yr.

5.836% APR

$932 / month (est)

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Updated 11/20/2018

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4.990% Rate

FHA 30 Yr.

5.795% APR

$919 / month (est)

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Updated 11/20/2018

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Texas Interest Rates as low as 4% (4.708APR)
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Texas Mortgages

2018 FHA Loan Limits for Texas

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

For Texas, 219 counties have an FHA loan limit at $294,515, 13 counties at $386,400, 9 counties at $331,200, 5 counties at $384,100 and remaining 8 counties at $359,950.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2018 FHA loan limits for each county in Texas are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Anderson$294,515$377,075$455,800$566,425
Andrews$294,515$377,075$455,800$566,425
Angelina$294,515$377,075$455,800$566,425
Aransas$294,515$377,075$455,800$566,425
Archer$294,515$377,075$455,800$566,425
Armstrong$294,515$377,075$455,800$566,425
Atascosa$359,950$460,800$557,000$692,200
Austin$331,200$424,000$512,500$636,900
Bailey$294,515$377,075$455,800$566,425
Bandera$359,950$460,800$557,000$692,200
Bastrop$384,100$491,700$594,350$738,650
Baylor$294,515$377,075$455,800$566,425
Bee$294,515$377,075$455,800$566,425
Bell$294,515$377,075$455,800$566,425
Bexar$359,950$460,800$557,000$692,200
Blanco$294,515$377,075$455,800$566,425
Borden$294,515$377,075$455,800$566,425
Bosque$294,515$377,075$455,800$566,425
Bowie$294,515$377,075$455,800$566,425
Brazoria$331,200$424,000$512,500$636,900
Brazos$294,515$377,075$455,800$566,425
Brewster$294,515$377,075$455,800$566,425
Briscoe$294,515$377,075$455,800$566,425
Brooks$294,515$377,075$455,800$566,425
Brown$294,515$377,075$455,800$566,425
Burleson$294,515$377,075$455,800$566,425
Burnet$294,515$377,075$455,800$566,425
Caldwell$384,100$491,700$594,350$738,650
Calhoun$294,515$377,075$455,800$566,425
Callahan$294,515$377,075$455,800$566,425
Cameron$294,515$377,075$455,800$566,425
Camp$294,515$377,075$455,800$566,425
Carson$294,515$377,075$455,800$566,425
Cass$294,515$377,075$455,800$566,425
Castro$294,515$377,075$455,800$566,425
Chambers$331,200$424,000$512,500$636,900
Cherokee$294,515$377,075$455,800$566,425
Childress$294,515$377,075$455,800$566,425
Clay$294,515$377,075$455,800$566,425
Cochran$294,515$377,075$455,800$566,425
Coke$294,515$377,075$455,800$566,425
Coleman$294,515$377,075$455,800$566,425
Collin$386,400$494,650$597,900$743,100
Collingsworth$294,515$377,075$455,800$566,425
Colorado$294,515$377,075$455,800$566,425
Comal$359,950$460,800$557,000$692,200
Comanche$294,515$377,075$455,800$566,425
Concho$294,515$377,075$455,800$566,425
Cooke$294,515$377,075$455,800$566,425
Coryell$294,515$377,075$455,800$566,425
Cottle$294,515$377,075$455,800$566,425
Crane$294,515$377,075$455,800$566,425
Crockett$294,515$377,075$455,800$566,425
Crosby$294,515$377,075$455,800$566,425
Culberson$294,515$377,075$455,800$566,425
Dallam$294,515$377,075$455,800$566,425
Dallas$386,400$494,650$597,900$743,100
Dawson$294,515$377,075$455,800$566,425
Deaf Smith$294,515$377,075$455,800$566,425
Delta$294,515$377,075$455,800$566,425
Denton$386,400$494,650$597,900$743,100
Dewitt$294,515$377,075$455,800$566,425
Dickens$294,515$377,075$455,800$566,425
Dimmit$294,515$377,075$455,800$566,425
Donley$294,515$377,075$455,800$566,425
Duval$294,515$377,075$455,800$566,425
Eastland$294,515$377,075$455,800$566,425
Ector$294,515$377,075$455,800$566,425
Edwards$294,515$377,075$455,800$566,425
El Paso$294,515$377,075$455,800$566,425
Ellis$386,400$494,650$597,900$743,100
Erath$294,515$377,075$455,800$566,425
Falls$294,515$377,075$455,800$566,425
Fannin$294,515$377,075$455,800$566,425
Fayette$294,515$377,075$455,800$566,425
Fisher$294,515$377,075$455,800$566,425
Floyd$294,515$377,075$455,800$566,425
Foard$294,515$377,075$455,800$566,425
Fort Bend$331,200$424,000$512,500$636,900
Franklin$294,515$377,075$455,800$566,425
Freestone$294,515$377,075$455,800$566,425
Frio$294,515$377,075$455,800$566,425
Gaines$294,515$377,075$455,800$566,425
Galveston$331,200$424,000$512,500$636,900
Garza$294,515$377,075$455,800$566,425
Gillespie$294,515$377,075$455,800$566,425
Glasscock$294,515$377,075$455,800$566,425
Goliad$294,515$377,075$455,800$566,425
Gonzales$294,515$377,075$455,800$566,425
Gray$294,515$377,075$455,800$566,425
Grayson$294,515$377,075$455,800$566,425
Gregg$294,515$377,075$455,800$566,425
Grimes$294,515$377,075$455,800$566,425
Guadalupe$359,950$460,800$557,000$692,200
Hale$294,515$377,075$455,800$566,425
Hall$294,515$377,075$455,800$566,425
Hamilton$294,515$377,075$455,800$566,425
Hansford$294,515$377,075$455,800$566,425
Hardeman$294,515$377,075$455,800$566,425
Hardin$294,515$377,075$455,800$566,425
Harris$331,200$424,000$512,500$636,900
Harrison$294,515$377,075$455,800$566,425
Hartley$294,515$377,075$455,800$566,425
Haskell$294,515$377,075$455,800$566,425
Hays$384,100$491,700$594,350$738,650
Hemphill$294,515$377,075$455,800$566,425
Henderson$294,515$377,075$455,800$566,425
Hidalgo$294,515$377,075$455,800$566,425
Hill$294,515$377,075$455,800$566,425
Hockley$294,515$377,075$455,800$566,425
Hood$386,400$494,650$597,900$743,100
Hopkins$294,515$377,075$455,800$566,425
Houston$294,515$377,075$455,800$566,425
Howard$294,515$377,075$455,800$566,425
Hudspeth$294,515$377,075$455,800$566,425
Hunt$386,400$494,650$597,900$743,100
Hutchinson$294,515$377,075$455,800$566,425
Irion$294,515$377,075$455,800$566,425
Jack$294,515$377,075$455,800$566,425
Jackson$294,515$377,075$455,800$566,425
Jasper$294,515$377,075$455,800$566,425
Jeff Davis$294,515$377,075$455,800$566,425
Jefferson$294,515$377,075$455,800$566,425
Jim Hogg$294,515$377,075$455,800$566,425
Jim Wells$294,515$377,075$455,800$566,425
Johnson$386,400$494,650$597,900$743,100
Jones$294,515$377,075$455,800$566,425
Karnes$294,515$377,075$455,800$566,425
Kaufman$386,400$494,650$597,900$743,100
Kendall$359,950$460,800$557,000$692,200
Kenedy$294,515$377,075$455,800$566,425
Kent$294,515$377,075$455,800$566,425
Kerr$294,515$377,075$455,800$566,425
Kimble$294,515$377,075$455,800$566,425
King$294,515$377,075$455,800$566,425
Kinney$294,515$377,075$455,800$566,425
Kleberg$294,515$377,075$455,800$566,425
Knox$294,515$377,075$455,800$566,425
La Salle$294,515$377,075$455,800$566,425
Lamar$294,515$377,075$455,800$566,425
Lamb$294,515$377,075$455,800$566,425
Lampasas$294,515$377,075$455,800$566,425
Lavaca$294,515$377,075$455,800$566,425
Lee$294,515$377,075$455,800$566,425
Leon$294,515$377,075$455,800$566,425
Liberty$331,200$424,000$512,500$636,900
Limestone$294,515$377,075$455,800$566,425
Lipscomb$294,515$377,075$455,800$566,425
Live Oak$294,515$377,075$455,800$566,425
Llano$294,515$377,075$455,800$566,425
Loving$294,515$377,075$455,800$566,425
Lubbock$294,515$377,075$455,800$566,425
Lynn$294,515$377,075$455,800$566,425
Madison$294,515$377,075$455,800$566,425
Marion$294,515$377,075$455,800$566,425
Martin$294,515$377,075$455,800$566,425
Mason$294,515$377,075$455,800$566,425
Matagorda$294,515$377,075$455,800$566,425
Maverick$294,515$377,075$455,800$566,425
Mcculloch$294,515$377,075$455,800$566,425
Mclennan$294,515$377,075$455,800$566,425
Mcmullen$294,515$377,075$455,800$566,425
Medina$359,950$460,800$557,000$692,200
Menard$294,515$377,075$455,800$566,425
Midland$294,515$377,075$455,800$566,425
Milam$294,515$377,075$455,800$566,425
Mills$294,515$377,075$455,800$566,425
Mitchell$294,515$377,075$455,800$566,425
Montague$294,515$377,075$455,800$566,425
Montgomery$331,200$424,000$512,500$636,900
Moore$294,515$377,075$455,800$566,425
Morris$294,515$377,075$455,800$566,425
Motley$294,515$377,075$455,800$566,425
Nacogdoches$294,515$377,075$455,800$566,425
Navarro$294,515$377,075$455,800$566,425
Newton$294,515$377,075$455,800$566,425
Nolan$294,515$377,075$455,800$566,425
Nueces$294,515$377,075$455,800$566,425
Ochiltree$294,515$377,075$455,800$566,425
Oldham$294,515$377,075$455,800$566,425
Orange$294,515$377,075$455,800$566,425
Palo Pinto$294,515$377,075$455,800$566,425
Panola$294,515$377,075$455,800$566,425
Parker$386,400$494,650$597,900$743,100
Parmer$294,515$377,075$455,800$566,425
Pecos$294,515$377,075$455,800$566,425
Polk$294,515$377,075$455,800$566,425
Potter$294,515$377,075$455,800$566,425
Presidio$294,515$377,075$455,800$566,425
Rains$294,515$377,075$455,800$566,425
Randall$294,515$377,075$455,800$566,425
Reagan$294,515$377,075$455,800$566,425
Real$294,515$377,075$455,800$566,425
Red River$294,515$377,075$455,800$566,425
Reeves$294,515$377,075$455,800$566,425
Refugio$294,515$377,075$455,800$566,425
Roberts$294,515$377,075$455,800$566,425
Robertson$294,515$377,075$455,800$566,425
Rockwall$386,400$494,650$597,900$743,100
Runnels$294,515$377,075$455,800$566,425
Rusk$294,515$377,075$455,800$566,425
Sabine$294,515$377,075$455,800$566,425
San Augustine$294,515$377,075$455,800$566,425
San Jacinto$294,515$377,075$455,800$566,425
San Patricio$294,515$377,075$455,800$566,425
San Saba$294,515$377,075$455,800$566,425
Schleicher$294,515$377,075$455,800$566,425
Scurry$294,515$377,075$455,800$566,425
Shackelford$294,515$377,075$455,800$566,425
Shelby$294,515$377,075$455,800$566,425
Sherman$294,515$377,075$455,800$566,425
Smith$294,515$377,075$455,800$566,425
Somervell$386,400$494,650$597,900$743,100
Starr$294,515$377,075$455,800$566,425
Stephens$294,515$377,075$455,800$566,425
Sterling$294,515$377,075$455,800$566,425
Stonewall$294,515$377,075$455,800$566,425
Sutton$294,515$377,075$455,800$566,425
Swisher$294,515$377,075$455,800$566,425
Tarrant$386,400$494,650$597,900$743,100
Taylor$294,515$377,075$455,800$566,425
Terrell$294,515$377,075$455,800$566,425
Terry$294,515$377,075$455,800$566,425
Throckmorton$294,515$377,075$455,800$566,425
Titus$294,515$377,075$455,800$566,425
Tom Green$294,515$377,075$455,800$566,425
Travis$384,100$491,700$594,350$738,650
Trinity$294,515$377,075$455,800$566,425
Tyler$294,515$377,075$455,800$566,425
Upshur$294,515$377,075$455,800$566,425
Upton$294,515$377,075$455,800$566,425
Uvalde$294,515$377,075$455,800$566,425
Val Verde$294,515$377,075$455,800$566,425
Van Zandt$294,515$377,075$455,800$566,425
Victoria$294,515$377,075$455,800$566,425
Walker$294,515$377,075$455,800$566,425
Waller$331,200$424,000$512,500$636,900
Ward$294,515$377,075$455,800$566,425
Washington$294,515$377,075$455,800$566,425
Webb$294,515$377,075$455,800$566,425
Wharton$294,515$377,075$455,800$566,425
Wheeler$294,515$377,075$455,800$566,425
Wichita$294,515$377,075$455,800$566,425
Wilbarger$294,515$377,075$455,800$566,425
Willacy$294,515$377,075$455,800$566,425
Williamson$384,100$491,700$594,350$738,650
Wilson$359,950$460,800$557,000$692,200
Winkler$294,515$377,075$455,800$566,425
Wise$386,400$494,650$597,900$743,100
Wood$294,515$377,075$455,800$566,425
Yoakum$294,515$377,075$455,800$566,425
Young$294,515$377,075$455,800$566,425
Zapata$294,515$377,075$455,800$566,425
Zavala$294,515$377,075$455,800$566,425