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Current FHA Mortgage Rates in Texas : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Texas Mortgages

2019 FHA Loan Limits for Texas

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Texas are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AndersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AndrewsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AngelinaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AransasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ArcherOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ArmstrongOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
AtascosaOne Family$359,950Two Family$460,800Three Family$557,000Four Family$692,200
AustinOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
BaileyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BanderaOne Family$359,950Two Family$460,800Three Family$557,000Four Family$692,200
BastropOne Family$389,850Two Family$499,050Three Family$603,250Four Family$749,700
BaylorOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BexarOne Family$359,950Two Family$460,800Three Family$557,000Four Family$692,200
BlancoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BordenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BosqueOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BowieOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrazoriaOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
BrazosOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrewsterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BriscoeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrooksOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BrownOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BurlesonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
BurnetOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CaldwellOne Family$389,850Two Family$499,050Three Family$603,250Four Family$749,700
CalhounOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CallahanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CameronOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CampOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CarsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CassOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CastroOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChambersOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
CherokeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ChildressOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ClayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CochranOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CokeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ColemanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CollinOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
CollingsworthOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ColoradoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ComalOne Family$359,950Two Family$460,800Three Family$557,000Four Family$692,200
ComancheOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ConchoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CookeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CoryellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CottleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CraneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CrockettOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CrosbyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
CulbersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DallamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DallasOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
DawsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Deaf SmithOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DeltaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DentonOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
DewittOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DickensOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DimmitOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DonleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
DuvalOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EastlandOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EctorOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EdwardsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
El PasoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
EllisOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
ErathOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FallsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FanninOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FayetteOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FisherOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FloydOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FoardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Fort BendOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
FranklinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FreestoneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
FrioOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GainesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GalvestonOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
GarzaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GillespieOne Family$324,300Two Family$415,150Three Family$501,800Four Family$623,650
GlasscockOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GoliadOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GonzalesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrayOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GraysonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GreggOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GrimesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
GuadalupeOne Family$359,950Two Family$460,800Three Family$557,000Four Family$692,200
HaleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HamiltonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HansfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardemanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HardinOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HarrisOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
HarrisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HartleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HaskellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HaysOne Family$389,850Two Family$499,050Three Family$603,250Four Family$749,700
HemphillOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HendersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HidalgoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HillOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HockleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HoodOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
HopkinsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HoustonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HowardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HudspethOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
HuntOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
HutchinsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
IrionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JackOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JacksonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JasperOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Jeff DavisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JeffersonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Jim HoggOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Jim WellsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
JohnsonOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
JonesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KarnesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KaufmanOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
KendallOne Family$359,950Two Family$460,800Three Family$557,000Four Family$692,200
KenedyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KentOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KerrOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KimbleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KinneyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KlebergOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
KnoxOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
La SalleOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LamarOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LambOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LampasasOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LavacaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LeonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LibertyOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
LimestoneOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LipscombOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Live OakOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LlanoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LovingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LubbockOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
LynnOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MadisonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MarionOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MartinOne Family$318,550Two Family$407,800Three Family$492,950Four Family$612,600
MasonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MatagordaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MaverickOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MccullochOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MclennanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
McmullenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MedinaOne Family$359,950Two Family$460,800Three Family$557,000Four Family$692,200
MenardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MidlandOne Family$318,550Two Family$407,800Three Family$492,950Four Family$612,600
MilamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MillsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MitchellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontagueOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MontgomeryOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
MooreOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MorrisOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
MotleyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NacogdochesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NewtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NolanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
NuecesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OchiltreeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OldhamOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
OrangeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Palo PintoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PanolaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ParkerOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
ParmerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PecosOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PolkOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PotterOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
PresidioOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RainsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RandallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ReaganOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RealOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Red RiverOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ReevesOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RefugioOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RobertsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RobertsonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RockwallOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
RunnelsOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
RuskOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SabineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
San AugustineOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
San JacintoOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
San PatricioOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
San SabaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SchleicherOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ScurryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShackelfordOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShelbyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ShermanOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SmithOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SomervellOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
StarrOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StephensOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SterlingOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
StonewallOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SuttonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
SwisherOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TarrantOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
TaylorOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TerrellOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TerryOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ThrockmortonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TitusOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Tom GreenOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TravisOne Family$389,850Two Family$499,050Three Family$603,250Four Family$749,700
TrinityOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
TylerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UpshurOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UptonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
UvaldeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Val VerdeOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
Van ZandtOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
VictoriaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WalkerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WallerOne Family$331,200Two Family$424,000Three Family$512,500Four Family$636,900
WardOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WashingtonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WebbOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WhartonOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WheelerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WichitaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WilbargerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WillacyOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WilliamsonOne Family$389,850Two Family$499,050Three Family$603,250Four Family$749,700
WilsonOne Family$359,950Two Family$460,800Three Family$557,000Four Family$692,200
WinklerOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
WiseOne Family$395,600Two Family$506,450Three Family$612,150Four Family$760,750
WoodOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
YoakumOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
YoungOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ZapataOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525
ZavalaOne Family$314,827Two Family$403,125Three Family$487,250Four Family$605,525