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FHA Mortgage Refinance rates in Texas

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3.990% Rate

FHA 30 Yr.

4.157% APR

$715 / month (est)

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Updated 3/15/2019

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4.375% Rate

FHA 30 Yr.

5.069% APR

$863 / month (est)

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Updated 3/20/2019

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Mortgage Rates from 2.7%
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Texas Mortgages

2019 FHA Loan Limits for Texas

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Texas are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Anderson$314,827$403,125$487,250$605,525
Andrews$314,827$403,125$487,250$605,525
Angelina$314,827$403,125$487,250$605,525
Aransas$314,827$403,125$487,250$605,525
Archer$314,827$403,125$487,250$605,525
Armstrong$314,827$403,125$487,250$605,525
Atascosa$359,950$460,800$557,000$692,200
Austin$331,200$424,000$512,500$636,900
Bailey$314,827$403,125$487,250$605,525
Bandera$359,950$460,800$557,000$692,200
Bastrop$389,850$499,050$603,250$749,700
Baylor$314,827$403,125$487,250$605,525
Bee$314,827$403,125$487,250$605,525
Bell$314,827$403,125$487,250$605,525
Bexar$359,950$460,800$557,000$692,200
Blanco$314,827$403,125$487,250$605,525
Borden$314,827$403,125$487,250$605,525
Bosque$314,827$403,125$487,250$605,525
Bowie$314,827$403,125$487,250$605,525
Brazoria$331,200$424,000$512,500$636,900
Brazos$314,827$403,125$487,250$605,525
Brewster$314,827$403,125$487,250$605,525
Briscoe$314,827$403,125$487,250$605,525
Brooks$314,827$403,125$487,250$605,525
Brown$314,827$403,125$487,250$605,525
Burleson$314,827$403,125$487,250$605,525
Burnet$314,827$403,125$487,250$605,525
Caldwell$389,850$499,050$603,250$749,700
Calhoun$314,827$403,125$487,250$605,525
Callahan$314,827$403,125$487,250$605,525
Cameron$314,827$403,125$487,250$605,525
Camp$314,827$403,125$487,250$605,525
Carson$314,827$403,125$487,250$605,525
Cass$314,827$403,125$487,250$605,525
Castro$314,827$403,125$487,250$605,525
Chambers$331,200$424,000$512,500$636,900
Cherokee$314,827$403,125$487,250$605,525
Childress$314,827$403,125$487,250$605,525
Clay$314,827$403,125$487,250$605,525
Cochran$314,827$403,125$487,250$605,525
Coke$314,827$403,125$487,250$605,525
Coleman$314,827$403,125$487,250$605,525
Collin$395,600$506,450$612,150$760,750
Collingsworth$314,827$403,125$487,250$605,525
Colorado$314,827$403,125$487,250$605,525
Comal$359,950$460,800$557,000$692,200
Comanche$314,827$403,125$487,250$605,525
Concho$314,827$403,125$487,250$605,525
Cooke$314,827$403,125$487,250$605,525
Coryell$314,827$403,125$487,250$605,525
Cottle$314,827$403,125$487,250$605,525
Crane$314,827$403,125$487,250$605,525
Crockett$314,827$403,125$487,250$605,525
Crosby$314,827$403,125$487,250$605,525
Culberson$314,827$403,125$487,250$605,525
Dallam$314,827$403,125$487,250$605,525
Dallas$395,600$506,450$612,150$760,750
Dawson$314,827$403,125$487,250$605,525
Deaf Smith$314,827$403,125$487,250$605,525
Delta$314,827$403,125$487,250$605,525
Denton$395,600$506,450$612,150$760,750
Dewitt$314,827$403,125$487,250$605,525
Dickens$314,827$403,125$487,250$605,525
Dimmit$314,827$403,125$487,250$605,525
Donley$314,827$403,125$487,250$605,525
Duval$314,827$403,125$487,250$605,525
Eastland$314,827$403,125$487,250$605,525
Ector$314,827$403,125$487,250$605,525
Edwards$314,827$403,125$487,250$605,525
El Paso$314,827$403,125$487,250$605,525
Ellis$395,600$506,450$612,150$760,750
Erath$314,827$403,125$487,250$605,525
Falls$314,827$403,125$487,250$605,525
Fannin$314,827$403,125$487,250$605,525
Fayette$314,827$403,125$487,250$605,525
Fisher$314,827$403,125$487,250$605,525
Floyd$314,827$403,125$487,250$605,525
Foard$314,827$403,125$487,250$605,525
Fort Bend$331,200$424,000$512,500$636,900
Franklin$314,827$403,125$487,250$605,525
Freestone$314,827$403,125$487,250$605,525
Frio$314,827$403,125$487,250$605,525
Gaines$314,827$403,125$487,250$605,525
Galveston$331,200$424,000$512,500$636,900
Garza$314,827$403,125$487,250$605,525
Gillespie$324,300$415,150$501,800$623,650
Glasscock$314,827$403,125$487,250$605,525
Goliad$314,827$403,125$487,250$605,525
Gonzales$314,827$403,125$487,250$605,525
Gray$314,827$403,125$487,250$605,525
Grayson$314,827$403,125$487,250$605,525
Gregg$314,827$403,125$487,250$605,525
Grimes$314,827$403,125$487,250$605,525
Guadalupe$359,950$460,800$557,000$692,200
Hale$314,827$403,125$487,250$605,525
Hall$314,827$403,125$487,250$605,525
Hamilton$314,827$403,125$487,250$605,525
Hansford$314,827$403,125$487,250$605,525
Hardeman$314,827$403,125$487,250$605,525
Hardin$314,827$403,125$487,250$605,525
Harris$331,200$424,000$512,500$636,900
Harrison$314,827$403,125$487,250$605,525
Hartley$314,827$403,125$487,250$605,525
Haskell$314,827$403,125$487,250$605,525
Hays$389,850$499,050$603,250$749,700
Hemphill$314,827$403,125$487,250$605,525
Henderson$314,827$403,125$487,250$605,525
Hidalgo$314,827$403,125$487,250$605,525
Hill$314,827$403,125$487,250$605,525
Hockley$314,827$403,125$487,250$605,525
Hood$395,600$506,450$612,150$760,750
Hopkins$314,827$403,125$487,250$605,525
Houston$314,827$403,125$487,250$605,525
Howard$314,827$403,125$487,250$605,525
Hudspeth$314,827$403,125$487,250$605,525
Hunt$395,600$506,450$612,150$760,750
Hutchinson$314,827$403,125$487,250$605,525
Irion$314,827$403,125$487,250$605,525
Jack$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jasper$314,827$403,125$487,250$605,525
Jeff Davis$314,827$403,125$487,250$605,525
Jefferson$314,827$403,125$487,250$605,525
Jim Hogg$314,827$403,125$487,250$605,525
Jim Wells$314,827$403,125$487,250$605,525
Johnson$395,600$506,450$612,150$760,750
Jones$314,827$403,125$487,250$605,525
Karnes$314,827$403,125$487,250$605,525
Kaufman$395,600$506,450$612,150$760,750
Kendall$359,950$460,800$557,000$692,200
Kenedy$314,827$403,125$487,250$605,525
Kent$314,827$403,125$487,250$605,525
Kerr$314,827$403,125$487,250$605,525
Kimble$314,827$403,125$487,250$605,525
King$314,827$403,125$487,250$605,525
Kinney$314,827$403,125$487,250$605,525
Kleberg$314,827$403,125$487,250$605,525
Knox$314,827$403,125$487,250$605,525
La Salle$314,827$403,125$487,250$605,525
Lamar$314,827$403,125$487,250$605,525
Lamb$314,827$403,125$487,250$605,525
Lampasas$314,827$403,125$487,250$605,525
Lavaca$314,827$403,125$487,250$605,525
Lee$314,827$403,125$487,250$605,525
Leon$314,827$403,125$487,250$605,525
Liberty$331,200$424,000$512,500$636,900
Limestone$314,827$403,125$487,250$605,525
Lipscomb$314,827$403,125$487,250$605,525
Live Oak$314,827$403,125$487,250$605,525
Llano$314,827$403,125$487,250$605,525
Loving$314,827$403,125$487,250$605,525
Lubbock$314,827$403,125$487,250$605,525
Lynn$314,827$403,125$487,250$605,525
Madison$314,827$403,125$487,250$605,525
Marion$314,827$403,125$487,250$605,525
Martin$318,550$407,800$492,950$612,600
Mason$314,827$403,125$487,250$605,525
Matagorda$314,827$403,125$487,250$605,525
Maverick$314,827$403,125$487,250$605,525
Mcculloch$314,827$403,125$487,250$605,525
Mclennan$314,827$403,125$487,250$605,525
Mcmullen$314,827$403,125$487,250$605,525
Medina$359,950$460,800$557,000$692,200
Menard$314,827$403,125$487,250$605,525
Midland$318,550$407,800$492,950$612,600
Milam$314,827$403,125$487,250$605,525
Mills$314,827$403,125$487,250$605,525
Mitchell$314,827$403,125$487,250$605,525
Montague$314,827$403,125$487,250$605,525
Montgomery$331,200$424,000$512,500$636,900
Moore$314,827$403,125$487,250$605,525
Morris$314,827$403,125$487,250$605,525
Motley$314,827$403,125$487,250$605,525
Nacogdoches$314,827$403,125$487,250$605,525
Navarro$314,827$403,125$487,250$605,525
Newton$314,827$403,125$487,250$605,525
Nolan$314,827$403,125$487,250$605,525
Nueces$314,827$403,125$487,250$605,525
Ochiltree$314,827$403,125$487,250$605,525
Oldham$314,827$403,125$487,250$605,525
Orange$314,827$403,125$487,250$605,525
Palo Pinto$314,827$403,125$487,250$605,525
Panola$314,827$403,125$487,250$605,525
Parker$395,600$506,450$612,150$760,750
Parmer$314,827$403,125$487,250$605,525
Pecos$314,827$403,125$487,250$605,525
Polk$314,827$403,125$487,250$605,525
Potter$314,827$403,125$487,250$605,525
Presidio$314,827$403,125$487,250$605,525
Rains$314,827$403,125$487,250$605,525
Randall$314,827$403,125$487,250$605,525
Reagan$314,827$403,125$487,250$605,525
Real$314,827$403,125$487,250$605,525
Red River$314,827$403,125$487,250$605,525
Reeves$314,827$403,125$487,250$605,525
Refugio$314,827$403,125$487,250$605,525
Roberts$314,827$403,125$487,250$605,525
Robertson$314,827$403,125$487,250$605,525
Rockwall$395,600$506,450$612,150$760,750
Runnels$314,827$403,125$487,250$605,525
Rusk$314,827$403,125$487,250$605,525
Sabine$314,827$403,125$487,250$605,525
San Augustine$314,827$403,125$487,250$605,525
San Jacinto$314,827$403,125$487,250$605,525
San Patricio$314,827$403,125$487,250$605,525
San Saba$314,827$403,125$487,250$605,525
Schleicher$314,827$403,125$487,250$605,525
Scurry$314,827$403,125$487,250$605,525
Shackelford$314,827$403,125$487,250$605,525
Shelby$314,827$403,125$487,250$605,525
Sherman$314,827$403,125$487,250$605,525
Smith$314,827$403,125$487,250$605,525
Somervell$395,600$506,450$612,150$760,750
Starr$314,827$403,125$487,250$605,525
Stephens$314,827$403,125$487,250$605,525
Sterling$314,827$403,125$487,250$605,525
Stonewall$314,827$403,125$487,250$605,525
Sutton$314,827$403,125$487,250$605,525
Swisher$314,827$403,125$487,250$605,525
Tarrant$395,600$506,450$612,150$760,750
Taylor$314,827$403,125$487,250$605,525
Terrell$314,827$403,125$487,250$605,525
Terry$314,827$403,125$487,250$605,525
Throckmorton$314,827$403,125$487,250$605,525
Titus$314,827$403,125$487,250$605,525
Tom Green$314,827$403,125$487,250$605,525
Travis$389,850$499,050$603,250$749,700
Trinity$314,827$403,125$487,250$605,525
Tyler$314,827$403,125$487,250$605,525
Upshur$314,827$403,125$487,250$605,525
Upton$314,827$403,125$487,250$605,525
Uvalde$314,827$403,125$487,250$605,525
Val Verde$314,827$403,125$487,250$605,525
Van Zandt$314,827$403,125$487,250$605,525
Victoria$314,827$403,125$487,250$605,525
Walker$314,827$403,125$487,250$605,525
Waller$331,200$424,000$512,500$636,900
Ward$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525
Webb$314,827$403,125$487,250$605,525
Wharton$314,827$403,125$487,250$605,525
Wheeler$314,827$403,125$487,250$605,525
Wichita$314,827$403,125$487,250$605,525
Wilbarger$314,827$403,125$487,250$605,525
Willacy$314,827$403,125$487,250$605,525
Williamson$389,850$499,050$603,250$749,700
Wilson$359,950$460,800$557,000$692,200
Winkler$314,827$403,125$487,250$605,525
Wise$395,600$506,450$612,150$760,750
Wood$314,827$403,125$487,250$605,525
Yoakum$314,827$403,125$487,250$605,525
Young$314,827$403,125$487,250$605,525
Zapata$314,827$403,125$487,250$605,525
Zavala$314,827$403,125$487,250$605,525