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Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Wondering where mortgage rates are headed as we approach spring? See our latest Two-Month Forecast for mortgage rates

Current FHA Mortgage Rates in Texas : HSH.com's FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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FHA 30 year mortgage rates today from 3.125%

Updated: 1/24/2020
FHA 30 Yr.
FHA 30 Yr.
Rate as low as
3.325%
APR
Rate as low as
3.125%
Rate
$ 1,199
Monthly Payment
Show Details
Updated: 1/24/2020
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Texas Mortgages

2020 FHA Loan Limits for Texas

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Texas are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
AndersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AndrewsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AngelinaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AransasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ArcherOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ArmstrongOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
AtascosaOne Family$393,300Two Family$503,500Three Family$608,600Four Family$756,350
AustinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BaileyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BanderaOne Family$393,300Two Family$503,500Three Family$608,600Four Family$756,350
BastropOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
BaylorOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BexarOne Family$393,300Two Family$503,500Three Family$608,600Four Family$756,350
BlancoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BordenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BosqueOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BowieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrazoriaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrazosOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrewsterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BriscoeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrooksOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BrownOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BurlesonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BurnetOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CaldwellOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
CalhounOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CallahanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CameronOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CampOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CarsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CassOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CastroOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChambersOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CherokeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ChildressOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ClayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CochranOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CokeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColemanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CollinOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
CollingsworthOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ColoradoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ComalOne Family$393,300Two Family$503,500Three Family$608,600Four Family$756,350
ComancheOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ConchoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CookeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CoryellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CottleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CraneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrockettOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CrosbyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
CulbersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DallamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DallasOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
DawsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Deaf SmithOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DeltaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DentonOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
DewittOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DickensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DimmitOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DonleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
DuvalOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EastlandOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EctorOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EdwardsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
El PasoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
EllisOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
ErathOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FallsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FanninOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FayetteOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FisherOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FloydOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FoardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Fort BendOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FreestoneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
FrioOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GainesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GalvestonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GarzaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GillespieOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GlasscockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GoliadOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GonzalesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrayOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GraysonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GreggOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GrimesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
GuadalupeOne Family$393,300Two Family$503,500Three Family$608,600Four Family$756,350
HaleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HamiltonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HansfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HardemanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HardinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HarrisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HarrisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HartleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HaskellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HaysOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
HemphillOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HendersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HidalgoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HillOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HockleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HoodOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HopkinsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HoustonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HowardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HudspethOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HuntOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
HutchinsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
IrionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JackOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JacksonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JasperOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Jeff DavisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JeffersonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Jim HoggOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Jim WellsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
JohnsonOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
JonesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KarnesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KaufmanOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
KendallOne Family$393,300Two Family$503,500Three Family$608,600Four Family$756,350
KenedyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KentOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KerrOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KimbleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KinneyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KlebergOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
KnoxOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
La SalleOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LamarOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LambOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LampasasOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LavacaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LeonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LibertyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LimestoneOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LipscombOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Live OakOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LlanoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LovingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LubbockOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
LynnOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MadisonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MarionOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MartinOne Family$341,550Two Family$437,250Three Family$528,500Four Family$656,800
MasonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MatagordaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MaverickOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MccullochOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MclennanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
McmullenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MedinaOne Family$393,300Two Family$503,500Three Family$608,600Four Family$756,350
MenardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MidlandOne Family$341,550Two Family$437,250Three Family$528,500Four Family$656,800
MilamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MillsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MitchellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontagueOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MontgomeryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MooreOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MorrisOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MotleyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NacogdochesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NewtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NolanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
NuecesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OchiltreeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OldhamOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
OrangeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Palo PintoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PanolaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ParkerOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
ParmerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PecosOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PolkOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PotterOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
PresidioOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RainsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RandallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ReaganOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RealOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Red RiverOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ReevesOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RefugioOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RobertsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RobertsonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RockwallOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
RunnelsOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
RuskOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SabineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
San AugustineOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
San JacintoOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
San PatricioOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
San SabaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SchleicherOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ScurryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShackelfordOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShelbyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ShermanOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SmithOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SomervellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StarrOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StephensOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SterlingOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
StonewallOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SuttonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
SwisherOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TarrantOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
TaylorOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TerrellOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TerryOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ThrockmortonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TitusOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Tom GreenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TravisOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
TrinityOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
TylerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UpshurOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UptonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
UvaldeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Val VerdeOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
Van ZandtOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
VictoriaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WalkerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WallerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WardOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WashingtonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WebbOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WhartonOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WheelerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WichitaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilbargerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WillacyOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WilliamsonOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
WilsonOne Family$393,300Two Family$503,500Three Family$608,600Four Family$756,350
WinklerOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
WiseOne Family$404,800Two Family$518,200Three Family$626,400Four Family$778,450
WoodOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YoakumOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
YoungOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ZapataOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
ZavalaOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
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