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Current FHA Mortgage Rates in Kentucky : HSH.com's FHA/VA Showcase

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Kentucky Mortgages

2019 FHA Loan Limits for Kentucky

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2019 FHA loan limits for each county in Kentucky are below.

County NameOne-FamilyTwo-FamilyThree-FamilyFour-Family
Adair$314,827$403,125$487,250$605,525
Allen$314,827$403,125$487,250$605,525
Anderson$314,827$403,125$487,250$605,525
Ballard$314,827$403,125$487,250$605,525
Barren$314,827$403,125$487,250$605,525
Bath$314,827$403,125$487,250$605,525
Bell$314,827$403,125$487,250$605,525
Boone$314,827$403,125$487,250$605,525
Bourbon$314,827$403,125$487,250$605,525
Boyd$314,827$403,125$487,250$605,525
Boyle$314,827$403,125$487,250$605,525
Bracken$314,827$403,125$487,250$605,525
Breathitt$314,827$403,125$487,250$605,525
Breckinridge$314,827$403,125$487,250$605,525
Bullitt$316,250$404,850$489,350$608,150
Butler$314,827$403,125$487,250$605,525
Caldwell$314,827$403,125$487,250$605,525
Calloway$314,827$403,125$487,250$605,525
Campbell$314,827$403,125$487,250$605,525
Carlisle$314,827$403,125$487,250$605,525
Carroll$314,827$403,125$487,250$605,525
Carter$314,827$403,125$487,250$605,525
Casey$314,827$403,125$487,250$605,525
Christian$314,827$403,125$487,250$605,525
Clark$314,827$403,125$487,250$605,525
Clay$314,827$403,125$487,250$605,525
Clinton$314,827$403,125$487,250$605,525
Crittenden$314,827$403,125$487,250$605,525
Cumberland$314,827$403,125$487,250$605,525
Daviess$314,827$403,125$487,250$605,525
Edmonson$314,827$403,125$487,250$605,525
Elliott$314,827$403,125$487,250$605,525
Estill$314,827$403,125$487,250$605,525
Fayette$314,827$403,125$487,250$605,525
Fleming$314,827$403,125$487,250$605,525
Floyd$314,827$403,125$487,250$605,525
Franklin$314,827$403,125$487,250$605,525
Fulton$314,827$403,125$487,250$605,525
Gallatin$314,827$403,125$487,250$605,525
Garrard$314,827$403,125$487,250$605,525
Grant$314,827$403,125$487,250$605,525
Graves$314,827$403,125$487,250$605,525
Grayson$314,827$403,125$487,250$605,525
Green$314,827$403,125$487,250$605,525
Greenup$314,827$403,125$487,250$605,525
Hancock$314,827$403,125$487,250$605,525
Hardin$314,827$403,125$487,250$605,525
Harlan$314,827$403,125$487,250$605,525
Harrison$314,827$403,125$487,250$605,525
Hart$314,827$403,125$487,250$605,525
Henderson$314,827$403,125$487,250$605,525
Henry$316,250$404,850$489,350$608,150
Hickman$314,827$403,125$487,250$605,525
Hopkins$314,827$403,125$487,250$605,525
Jackson$314,827$403,125$487,250$605,525
Jefferson$316,250$404,850$489,350$608,150
Jessamine$314,827$403,125$487,250$605,525
Johnson$314,827$403,125$487,250$605,525
Kenton$314,827$403,125$487,250$605,525
Knott$314,827$403,125$487,250$605,525
Knox$314,827$403,125$487,250$605,525
Larue$314,827$403,125$487,250$605,525
Laurel$314,827$403,125$487,250$605,525
Lawrence$314,827$403,125$487,250$605,525
Lee$314,827$403,125$487,250$605,525
Leslie$314,827$403,125$487,250$605,525
Letcher$314,827$403,125$487,250$605,525
Lewis$314,827$403,125$487,250$605,525
Lincoln$314,827$403,125$487,250$605,525
Livingston$314,827$403,125$487,250$605,525
Logan$314,827$403,125$487,250$605,525
Lyon$314,827$403,125$487,250$605,525
Madison$314,827$403,125$487,250$605,525
Magoffin$314,827$403,125$487,250$605,525
Marion$314,827$403,125$487,250$605,525
Marshall$314,827$403,125$487,250$605,525
Martin$314,827$403,125$487,250$605,525
Mason$314,827$403,125$487,250$605,525
Mccracken$314,827$403,125$487,250$605,525
Mccreary$314,827$403,125$487,250$605,525
Mclean$314,827$403,125$487,250$605,525
Meade$314,827$403,125$487,250$605,525
Menifee$314,827$403,125$487,250$605,525
Mercer$314,827$403,125$487,250$605,525
Metcalfe$314,827$403,125$487,250$605,525
Monroe$314,827$403,125$487,250$605,525
Montgomery$314,827$403,125$487,250$605,525
Morgan$314,827$403,125$487,250$605,525
Muhlenberg$314,827$403,125$487,250$605,525
Nelson$314,827$403,125$487,250$605,525
Nicholas$314,827$403,125$487,250$605,525
Ohio$314,827$403,125$487,250$605,525
Oldham$316,250$404,850$489,350$608,150
Owen$314,827$403,125$487,250$605,525
Owsley$314,827$403,125$487,250$605,525
Pendleton$314,827$403,125$487,250$605,525
Perry$314,827$403,125$487,250$605,525
Pike$314,827$403,125$487,250$605,525
Powell$314,827$403,125$487,250$605,525
Pulaski$314,827$403,125$487,250$605,525
Robertson$314,827$403,125$487,250$605,525
Rockcastle$314,827$403,125$487,250$605,525
Rowan$314,827$403,125$487,250$605,525
Russell$314,827$403,125$487,250$605,525
Scott$314,827$403,125$487,250$605,525
Shelby$316,250$404,850$489,350$608,150
Simpson$314,827$403,125$487,250$605,525
Spencer$316,250$404,850$489,350$608,150
Taylor$314,827$403,125$487,250$605,525
Todd$314,827$403,125$487,250$605,525
Trigg$314,827$403,125$487,250$605,525
Trimble$316,250$404,850$489,350$608,150
Union$314,827$403,125$487,250$605,525
Warren$314,827$403,125$487,250$605,525
Washington$314,827$403,125$487,250$605,525
Wayne$314,827$403,125$487,250$605,525
Webster$314,827$403,125$487,250$605,525
Whitley$314,827$403,125$487,250$605,525
Wolfe$314,827$403,125$487,250$605,525
Woodford$314,827$403,125$487,250$605,525