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It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

It's a question almost everyone is asking: "Should I refinance my mortgage?" If so, what's the best way to pay for my mortgage refinance

Current FHA Mortgage Rates in MA - Massachusetts FHA Mortgage

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Massachusetts Mortgages

2020 FHA Loan Limits for Massachusetts

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Massachusetts are below.

County Name One Family Two Family Three Family Four Family
Barnstable One Family$471,500 Two Family$603,600 Three Family$729,600 Four Family$906,750
Berkshire One Family$331,760 Two Family$424,800 Three Family$513,450 Four Family$638,100
Bristol One Family$460,000 Two Family$588,850 Three Family$711,800 Four Family$884,600
Dukes One Family$765,600 Two Family$980,325 Three Family$184,925 Four Family$1,472,550
Essex One Family$690,000 Two Family$883,300 Three Family$67,750 Four Family$1,326,950
Franklin One Family$331,760 Two Family$424,800 Three Family$513,450 Four Family$638,100
Hampden One Family$331,760 Two Family$424,800 Three Family$513,450 Four Family$638,100
Hampshire One Family$331,760 Two Family$424,800 Three Family$513,450 Four Family$638,100
Middlesex One Family$690,000 Two Family$883,300 Three Family$67,750 Four Family$1,326,950
Nantucket One Family$765,600 Two Family$980,325 Three Family$184,925 Four Family$1,472,550
Norfolk One Family$690,000 Two Family$883,300 Three Family$67,750 Four Family$1,326,950
Plymouth One Family$690,000 Two Family$883,300 Three Family$67,750 Four Family$1,326,950
Suffolk One Family$690,000 Two Family$883,300 Three Family$67,750 Four Family$1,326,950
Worcester One Family$339,250 Two Family$434,300 Three Family$524,950 Four Family$652,400
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