Current FHA Mortgage Rates in Massachusetts :'s FHA/VA Showcase

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Note: Your loan amount is greater than the value of the property, a condition known as being "underwater".
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Massachusetts Mortgages

2020 FHA Loan Limits for Massachusetts

FHA Loans are government insured loans from the Federal Housing Administration and are an attractive option for homebuyers who want to refinance.

FHA mortgages are backed by a self-insuring pool to limit risks for the lenders who make these low downpayment loans. Homebuyers or homeowners looking to refinance can borrow with as little as a 3.5% downpayment or equity stake.

FHA loan limits are different than those for conventional mortgages, as they use a formula based on median home prices; as such, FHA loan limits are reset each year, and vary from county to county in each state. The 2020 FHA Loan Limits for each county in Massachusetts are below.

County NameOne FamilyTwo FamilyThree FamilyFour Family
BarnstableOne Family$471,500Two Family$603,600Three Family$729,600Four Family$906,750
BerkshireOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
BristolOne Family$460,000Two Family$588,850Three Family$711,800Four Family$884,600
DukesOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
EssexOne Family$690,000Two Family$883,300Three Family$67,750Four Family$1,326,950
FranklinOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HampdenOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
HampshireOne Family$331,760Two Family$424,800Three Family$513,450Four Family$638,100
MiddlesexOne Family$690,000Two Family$883,300Three Family$67,750Four Family$1,326,950
NantucketOne Family$765,600Two Family$980,325Three Family$184,925Four Family$1,472,550
NorfolkOne Family$690,000Two Family$883,300Three Family$67,750Four Family$1,326,950
PlymouthOne Family$690,000Two Family$883,300Three Family$67,750Four Family$1,326,950
SuffolkOne Family$690,000Two Family$883,300Three Family$67,750Four Family$1,326,950
WorcesterOne Family$339,250Two Family$434,300Three Family$524,950Four Family$652,400
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